Justin Ozeroff is a financial advisor with Valic Financial Advisors and holds Series 63 and Series 65 licenses. He has 15 years of industry experience, including roles at Valic Financial Advisors since 2012 and at Agia since 2022. Outside of his advisory work, he is involved as an agent in non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individual clients, including high net worth and ultra-high net worth individuals, as well as employer-sponsored retirement participants. The firm manages approximately $29.2 billion through over 1,200 advisors, offering wrap programs, portfolio management, and financial planning services with a focus on discretionary unified managed accounts and model-based investment solutions.

Russell Trumm is a CFP® with 24 years of industry experience, currently serving at Centaurus Financial, Inc. since 2011. He is also the president of Fox Hill Financial & Insurance Service, Inc., where he oversees operations and provides employee benefits consulting and sales. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a variety of investment strategies and provides both discretionary and non-discretionary portfolio management through its CLASSIC Plus platform.

John Chapman is a financial advisor with Brookstone Capital Management LLC in Roseville, CA, holding a Series 65 designation and 13 years of industry experience. He previously worked at Commonwealth Financial Network and operates Chapman Private Client Services, a consulting business advising on retirement planning, investments, life insurance, and annuities. Brookstone Capital Management provides fee-based asset management and financial planning to a diverse client base, including individuals, retirement plans, corporations, and trusts. The firm employs strategic and dynamic asset-allocation models and offers discretionary portfolio management through a turnkey asset management platform and wrap-fee program.

Patrick Connelly is a financial advisor with Allworth Financial, L.P. in Sacramento, CA, holding nine years of industry experience. Prior to joining Allworth Financial in 2020, he worked at Raa from 2017 to 2020. He also has an ongoing career as a commercial airline pilot for American Airlines since 1999. Allworth Financial serves a diverse client base including individuals, high-net-worth investors, pension plans, and charitable organizations, offering comprehensive wealth planning and portfolio management. The firm utilizes a combination of quantitative and qualitative analysis to deliver customized investment strategies across multiple asset classes and manages both wrap and non-wrap programs.

Adam Stanley is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding two years of industry experience. Prior to joining Allworth, he worked at Retirement Advisors of America for three years and has been employed by Delta Airlines since 2008. He also serves in the US Army Reserve, a position he has held since 1999. Allworth Financial serves a diverse client base, including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm offers financial planning, portfolio management, retirement plan consulting, and manages privately offered funds, utilizing a range of investment strategies overseen by an Investment Committee.

Sean Onitsuka is a financial advisor at Allworth Financial, L.P. with seven years of industry experience. He has worked at Allworth Financial since 2020 and has been employed as a pilot for Delta Air Lines since 1987. Allworth Financial serves a diverse client base including individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations. The firm provides comprehensive financial planning and portfolio management services, combining quantitative and qualitative analysis to deliver customized investment strategies.

Crystal Kanada is a financial advisor with Eagle Strategies (NY Life) in Roseville, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked at Eagle Strategies since 2025 and has longstanding roles with Capital Edge Insurance & Financial Services, Nylife Securities LLC, and New York Life Insurance Co. Outside of her advisory work, she is involved in insurance brokering and retirement planning through her ownership of Capital Edge Insurance & Financial Services. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides multiple advice programs with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria, managing the majority of regulatory assets on a non-discretionary basis.

Brittnay Cotton is a financial advisor with Principal Financial Services holding a Series 66 designation and one year of industry experience. She has worked at several firms including Americhoice Financial and Principal Life Insurance Co. Her background also includes roles in mortgage lending and sales of fixed life, fixed annuities, disability insurance, health, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Natalie Quirarte is a CFP® professional at Allworth Financial, L.P. with 33 years of industry experience. She previously worked at Hall Private Wealth Advisors and Eagle Strategies (NY Life). Outside of her advisory role, she is involved with Premier Financial Education Group, where she engages in public speaking. Allworth Financial serves individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations with financial planning, portfolio management, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to create customized investment strategies across a broad range of asset classes and specialist portfolios.

Justin Burrow is a financial advisor at Allworth Financial, L.P. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance and Ryan Wealth Management, Inc. among other firms. Allworth Financial serves individual and high-net-worth investors, pension plans, trusts, corporations, and charitable organizations, providing financial planning, portfolio management, retirement plan consulting, and variable annuity servicing. The firm employs a combination of quantitative and qualitative analysis to implement customized investment strategies across a range of asset classes and offers education through newsletters, podcasts, and seminars.

Adam Kint is a CFP® professional with 29 years of experience in the financial services industry. He is affiliated with Allworth Financial, L.P. and has previously worked at Hanson McClain Securities, Cambridge Investment Research Advisors, and Securities America Advisors. Outside of his advisory role, Kint serves on the board of directors for Hands for Hope, a youth charity. Allworth Financial serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers comprehensive financial and wealth planning services, discretionary and non-discretionary portfolio management, and manages privately offered funds with a focus on customized allocations and multiple investment strategies.

Thomas Chavez is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Mariner Independent Advisor Network, LPL Financial, and Retirement Wealth Advisors, Inc. Chavez dedicates a significant portion of his time to providing investment advisory services through Mariner Independent Advisor Network, an independent RIA separate from LPL Financial. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model utilizing a range of strategies and technology platforms, offering access to proprietary and third-party investment solutions.

Jeffery Micheli is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant services.

Ethan Myers is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles at Ameritas Investment Company, Capstone Financial Group, and Ameritas Life Insurance Corp. Outside of finance, he previously worked with Top This Extreme Outfitters and served in the California Army National Guard for six years. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and consulting services, utilizing model portfolios, mutual funds, ETFs, and other securities across multiple program platforms.

Rita Gibson is a financial advisor with Hornor, Townsend & Kent, LLC in Sacramento, California, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Hornor, Townsend & Kent since 1989 and also operates Rita Gibson Insurance Services, focusing on life insurance brokerage. Gibson is involved in her local community as a member of the management team of ArcadeChurch, where she advises on church property, finance, and personnel issues. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, managing billions in assets with a range of discretionary and non-discretionary account options.

Mark Fierro is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Causeway Strategic Financial Advisors, LPL Financial, and Desert Capital Management Group. Outside of finance, he has worked as a bartender at Serritella's Italian Restaurant & Pizzeria. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and a large client base. The firm provides managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services, supporting clients with a variety of investment options and operational platforms.

Lori Sherman is a CFP® professional with 13 years of experience in financial advising. She joined Allworth Financial, L.P. in 2024 after spending 24 years at Stewart & Patten Co., LLC. She is based in Folsom, CA. Allworth Financial serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, trusts, corporations, and charitable organizations. The firm offers financial and wealth planning, portfolio management, retirement plan consulting, and education through newsletters, podcasts, and seminars, using a combination of quantitative and qualitative analysis to create customized investment strategies.

William Gilmore is a financial advisor with Farther in Sacramento, CA, holding a Series 66 designation and 17 years of industry experience. His career includes roles at Wells Fargo Clearing Services, Portfolio Management Consulting, and Telmate. He serves as a trustee for a family trust, dedicating limited time to this role. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm applies Modern Portfolio Theory via proprietary models and algorithmic rebalancing, utilizing ETFs, mutual funds, equities, fixed income, and AI tools to support advisor decisions.

Ashley Wada is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Wada previously worked at Mariner Independent Advisor Network, LLC and LPL Financial, LLC, with additional experience at Retirement Wealth Advisors. Outside of advisory services, Wada is a licensed notary public. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm operates a fiduciary-based advisory model, employing multiple investment strategies and technology platforms while offering both discretionary and non-discretionary services.

Derek Green is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Titus Wealth Management and LPL Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and a range of specialized financial planning and consulting services.