Garrett Phillips is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, he held roles at NewDay USA and HomeBuyer Connections, among others. He also works as a business processor and paraplanner with River Hills Consulting Services, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on dependable income sources and tax-aware withdrawal strategies.

Joel Dovi is a financial advisor with Raymond James Financial in Annapolis, MD, holding a Series 66 designation and 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes and supports municipal and public-finance work through its affiliation with a municipal advisor.

Paul Burdett III is a financial advisor at Raymond James Financial with a Series 66 designation. He joined Raymond James in 2026 and has prior experience working at the National Oceanic and Atmospheric Administration and Smartlink Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and analytical tools to support client goals and is notable for its municipal advisory affiliation and specialized SIMPLE IRA Employer Advisory program.

Amanda Mc Gehrin is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2022, she worked at Trident Funding and has experience in yacht sales from positions at Bluewater Yacht Sales and Annapolis Yacht Sales. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Andrew Hickey III is a financial advisor at Osaic with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, Inc. and Capital One advisors. Hickey is also a partner at Symmetry Financial Partners, where he engages in insurance sales and financial planning. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, utilizing asset allocation tools, risk assessments, and automated portfolio rebalancing across multiple asset classes.

Scott Martin is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He acts as a personal representative for his mother's estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Andrew Kadala is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has worked at Cetera Advisors LLC since 2017, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his firm work, he is involved as an investment advisor with Fishing Creek Financial LLC, a financial services business. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and has over 10,000 advisors managing more than $256 billion in assets.

Fred Sherrill is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has 20 years of industry experience, including roles at City National Bank since 2017 and RBC Capital Markets LLC since 2008. Outside of finance, he is involved in a residential real estate development company as managing director and is an active owner of a small private company related to interior design. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Andrew Dans is a financial advisor at Fisher Investments with 11 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at MML Investors Services, MassMutual Life Insurance Co., Ameriprise, American General Life Insurance, and AIG Capital Services. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process with a five-member committee and uses tax-aware strategies alongside defensive tactics to manage risk and positioning.

Paul Burdett Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 1999 and Capitalist Investment Services from 2004 to 2024. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Jessica Costello is a Wealth Management Advisor at Merrill Lynch Wealth Management based in Annapolis, Maryland. She assists clients in creating personalized strategies aimed at achieving their financial goals, focusing on areas such as college education planning, legacy planning, personal retirement planning, women's wealth, and retirement income. Jessica emphasizes placing the client at the center of the wealth management process by discussing individual concerns and priorities to develop meaningful financial goals and corresponding investment strategies. Jessica began her career in the securities industry in 1996 with Legg Mason and joined The O'Malley Stansbury Group at Merrill in 2010. She holds a Bachelor's degree in Business Administration from the University of Delaware and maintains several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her team has been recognized by Forbes as one of the Best-in-State Wealth Management Teams in 2023, 2024, and 2025. Residing in Annapolis with her husband Tom and son Jack, Jessica enjoys skiing, boating, and watching the Washington Capitals. She is also involved in the community through participation in the organization Clothing Our Kids.

John Barnes is a financial advisor with Raymond James Financial in Severna Park, MD, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked with Raymond James Financial and affiliated entities since 2010 and is associated with The Barnes Group and Capitalist Investment Services. Outside of his advisory work, Barnes manages rental real estate properties. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charities, and institutions. The firm provides tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized programs for municipal and public finance clients.

Collin Fleming is a financial advisor with Wells Fargo Clearing in Annapolis, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Shore United Bank, Fort Lauderdale Country Club, The Cannon Club, Disney, and Wingate University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Amy Smith is a PFS™ credentialed advisor with Cetera in Annapolis, MD. She has been in the financial industry since 2007, including roles at HeimLantz Financial Advisors, LLC and HeimLantz CPAs & Advisors, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management services, including model portfolios, third-party managers, and customized strategies.

Timothy Reath Jr. is a financial advisor at UBS Financial Services in Annapolis, MD, with 22 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory role, he serves as Treasurer and a member of the board of directors for the Annapolis Arts Alliance. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines wealth management with institutional trading capabilities and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Peter Boyle is a CERTIFIED FINANCIAL PLANNER™ professional with eight years of industry experience. He is currently with Morgan Stanley, where he has worked since 2022, and previously held roles at Wells Fargo Clearing Services and Wells Fargo Home Mortgage. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides various advisory programs with a focus on tailored financial planning and utilizes structured discovery and firm-approved planning tools in its approach.

Joseph Dubinski is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate firms since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

John Farcosky is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2007, he has developed a practice focused on advanced planning relationships with corporate executives of large entities, business owners, corporate retirement plans, and nonprofit endowments. He works with clients to manage wealth planning, investments, private equity, hedge funds, and complex tax minimization strategies, especially around liquidity events. John holds multiple industry designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), and Chartered Retirement Planning Counselor (CRPC). He earned his bachelor's degree from Pennsylvania State University and graduated from Mount Saint Joseph High School. In addition to his professional work, John serves on the board of his alma mater, Mount Saint Joseph High School, and is involved with the Association for Corporate Growth. Outside of work, he enjoys boating, fishing, golfing, and spending time with his family.

Thomas Ofarrell Jr. is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 credential and has worked at RBC Capital Markets since 2020. Prior to his current role, he was employed at FOX Sports/Big Ten Network and has served as an assistant varsity baseball coach and Director of Operations for Athletic Performance Incorporated, combining his interests in athletics and coaching with his professional career. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs, employing both in-house and third-party investment managers to meet specific client risk profiles.

Hunter Stokes is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients across multiple states, focusing on building relationships that emphasize trust, open communication, and dependable follow-through. His approach involves understanding what matters most to each client and adapting financial strategies to meet their evolving priorities. His expertise encompasses education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Hunter earned a bachelor's degree from Clemson University and holds the Personal Investment Advisor (PIA) designation. Hunter remains active in the Clemson Club of Baltimore/Washington D.C. and Rotary International. Outside of work, he enjoys boating, fishing, football, genealogy, golfing, hiking, skiing, and spending time with his family.