William Sullivan II is a financial advisor at Valic Financial Advisors with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Valic Financial Advisors since 2007. He also has roles at AGIA, American General Life Insurance, and AIG Capital Services. Outside of his advisory work, he acts as an insurance agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and consulting services through a large network of advisors and implements discretionary unified managed accounts using Envestnet’s platform and third-party model managers.

Justin Ozeroff is a financial advisor at Valic Financial Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 2012. In addition to his advisory role, he is an agent with Agia, where he is involved in non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Russell Trumm is a CFP® with 24 years of industry experience, currently serving at Centaurus Financial, Inc. since 2011. He is also the president of Fox Hill Financial & Insurance Service, Inc., where he oversees operations and provides employee benefits consulting and sales. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm employs a variety of investment strategies and provides both discretionary and non-discretionary portfolio management through its CLASSIC Plus platform.

Patrick Connelly is a financial advisor at Allworth Financial, L.P. with eight years of industry experience. He has worked at Allworth Financial since 2020 and RAA since 2017. In addition to his advisory work, Connelly is a commercial airline pilot for American Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm uses a variety of investment strategies, including model portfolios and third-party sub-advisers, and offers both discretionary and non-discretionary asset management.

Adam Stanley is a financial advisor with Allworth Financial, L.P. in Folsom, CA, holding two years of industry experience. He has worked at Retirement Advisors of America and concurrently serves in the US Army Reserve and at Delta Airlines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies including model-based and options-based approaches, employs third-party sub-advisers, and manages specialized funds and employer retirement accounts using proprietary technology.

Sean Onitsuka is a financial advisor at Allworth Financial, L.P. with seven years of industry experience. He has worked at Allworth Financial since 2020 and concurrently serves as a pilot for Delta Air Lines. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies incorporating model-based allocations and uses technology to manage held-away accounts, with a notable focus on serving airline industry employees and managing privately offered income funds.

Crystal Kanada is a financial advisor with Eagle Strategies (NY Life) in Roseville, CA, holding Series 63 and Series 65 licenses and 11 years of industry experience. She has worked at Eagle Strategies since 2025 and has longstanding roles with Capital Edge Insurance & Financial Services, Nylife Securities LLC, and New York Life Insurance Co. Outside of her advisory work, she is involved in insurance brokering and retirement planning through her ownership of Capital Edge Insurance & Financial Services. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides multiple advice programs with an emphasis on tailoring recommendations to client objectives and plan sponsor criteria, managing the majority of regulatory assets on a non-discretionary basis.

Brittnay Cotton is a financial advisor with Principal Financial Services holding a Series 66 designation and one year of industry experience. She has worked at several firms including Americhoice Financial and Principal Life Insurance Co. Her background also includes roles in mortgage lending and sales of fixed life, fixed annuities, disability insurance, health, and group benefits. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Natalie Quirarte is a CFP® professional with 33 years of industry experience. She is currently with Allworth Financial, L.P. and previously worked at Hall Private Wealth Advisors for eight years. Outside of her advisory role, she is involved with the Premier Financial Education Group, where she participates in public speaking engagements. Allworth Financial is a fee-based SEC-registered adviser serving individuals—including high-net-worth clients—as well as retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of strategies, including core-satellite, index, and specialized approaches, and maintains affiliated businesses alongside its investment services.

Justin Burrow is a financial advisor at Allworth Financial, L.P. with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance and Ryan Wealth Management, Inc. Outside of his advisory role, no additional business activities are noted. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies utilizing model approaches and third-party sub-advisers, providing both discretionary and non-discretionary services.

Adam Kint is a financial advisor at Allworth Financial, L.P. with 29 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. Prior to joining Allworth, he worked at Hanson McClain Securities and Cambridge Investment Research. Outside of advising, he serves on the board of directors for Hands for Hope, a youth charity. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies ranging from core-satellite and pure-index allocations to specialized options-based models and uses third-party sub-advisers and technology to support client accounts.

Thomas Chavez is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has previously worked with Mariner Independent Advisor Network, LLC for 16 years and has been associated with LPL Financial since 2010. Outside of his primary role, he provides investment advisory services through Mariner Independent Advisor Network LLC as an independent investment advisor. Private Advisor Group serves a diverse clientele including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting. The firm utilizes various advisory programs and access to third-party asset managers and turnkey platforms, with a broad range of analytical approaches and services tailored through its network of investment adviser representatives.

Connor Heimer is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and two years of industry experience. He has previously worked at Castle Capital Management and RH Benefits, where he assists individuals in selecting and enrolling in Medicare-related health insurance products. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm offers a range of discretionary and non-discretionary programs, combining in-house model portfolios and third-party managers with ongoing financial planning and consulting.

Jeffery Micheli is a financial advisor at Citigroup Global Markets with 27 years of industry experience. He holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant services.

Ethan Myers is a financial advisor at Ameritas Advisory Services, LLC with Series 66 credentials and roughly one year of industry experience. His career includes roles at Ameritas Investment Company, Capstone Financial Group, and Ameritas Life Insurance Corp. Outside of finance, he served six years in the California Army National Guard. Ameritas Advisory Services provides fee-based investment management, financial planning, and retirement-plan advisory services to individuals, corporations, and institutional clients. The firm uses a platform approach combining in-house and third-party managers and integrates with Ameritas affiliates to offer a broad range of investment and retirement solutions.

Rita Gibson is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. She has been with Hornor, Townsend & Kent since 1989 and also owns Rita Gibson Insurance Services, where she is involved in life insurance brokerage. Outside of her advisory work, she serves on the management team of ArcadeChurch, providing guidance on church property, finance, and personnel matters. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services primarily through third-party asset manager platforms. The firm emphasizes client-directed implementation and oversight with a strong focus on non-discretionary asset management.

Mark Fierro is a financial advisor at Commonwealth Financial Network with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Causeway Strategic Financial Advisors, LPL Financial, and Desert Capital Management Group. Outside of his advisory work, Fierro has experience working as a bartender at Serritella's Italian Restaurant & Pizzeria. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a wide range of managed-account programs, third-party asset manager access, and comprehensive back-office services.

Lori Sherman is a CFP® professional with 13 years of industry experience. She has worked at Stewart & Patten Co., LLC since 2000 and joined Allworth Financial, L.P. in 2024. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolio strategies, including core-satellite and defined-outcome ETFs, and is noted for its unique ownership structure and specialized divisions such as its Airline division and management of privately offered Shorepoint income funds.

William Gilmore is a Series 66-licensed financial advisor at Farther with 17 years of industry experience. He previously worked at Wells Fargo Advisors, Wells Fargo Clearing, Portfolio Management Consulting, and Telmate. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings, offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke or algorithmic model portfolios with automatic rebalancing.

Ashley Wada is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Private Advisor Group in 2026, Wada worked at Mariner Independent Advisor Network, LLC for eight years and has been affiliated with LPL Financial since 2016. Wada is also a notary public. Private Advisor Group serves a diverse client base including individuals, businesses, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through various programs. The firm’s network of investment adviser representatives selects custodians and strategies to align with client goals, supported by multiple analytical approaches and service platforms.