Marleyna Rubin is a financial advisor at UBS Financial Services in Roseville, CA, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Bank NA, as well as employment at the University of California, Merced. Rubin joined UBS Financial Services in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to a range of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Nicholas Weber is a CFP® professional at OSAIC with 19 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for 11 years. He owns Weber Wealth Management & Insurance Services, Inc., where he provides life, disability, and long-term care insurance, and serves as CEO of Iron Point Private Wealth, a DBA of his firm’s securities business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with various investment platforms and third-party manager access, utilizing asset-allocation tools and risk assessments to construct portfolios.

Christopher Wilczewski is a CFP®-certified financial advisor with Edward Jones in Folsom, CA, and has nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Verizon Wireless for 15 years and spent a year at Folsom Cordova USD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Dianna Laney is a financial advisor at LPL Financial with 20 years of industry experience. She holds the CFP® and ChFC® designations as well as a Series 66 license. Her prior roles include work at Ideal Life Financial Advisors and an earlier period at LPL Financial. Laney serves on the City of Folsom Planning Commission and supports the local library through a political/government role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Maxwell Glasheen serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he partners closely with clients to understand their unique financial situations and develop personalized strategies that address their specific goals. Maxwell focuses on areas including executive compensation, family wealth management strategies, and personal retirement planning, leveraging the global investment resources of Merrill and the banking solutions of Bank of America to implement these strategies. Maxwell holds a Bachelor's Degree in Liberal Arts from the University of Nevada, Las Vegas. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Maxwell is committed to working one-on-one with clients to create financial plans tailored to their long-term objectives. Outside of his professional responsibilities, Maxwell participates in community volunteer activities. His personal interests include golfing, reading, and woodworking.

Michael Carter is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He opened the Roseville, California office of Merrill Lynch as the Resident Director in 1993 and has been associated with Merrill Lynch since 1975. Michael holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. and the Personal Investment Advisor (PIA) credential. Michael earned a Master’s Degree in Business Finance and a Bachelor’s Degree in History from the California State University system. Prior to his career in financial services, he served in the Marine Corps, attaining the rank of Captain. His advisory focus includes college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Michael has also contributed to the community through roles such as serving on the Finance Committee of the Boy Scouts of America, Golden Empire Council, and as a founding charter member of the Stand Up 4 Financial Literacy campaign in the greater Sacramento area. Outside of his professional work, Michael resides in Granite Bay, California with his wife Marie. They are parents of two sons who graduated from the Folsom School District while Marie served on the Folsom Board of Education. His personal interests include adventure sports, gardening, running, skiing, and traveling.

Marianne Santos is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Merrill Lynch since 2007 and also worked at Bank of America, N.A. from 2024 to the present. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Waldron is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients pursue their personal financial goals through customized strategies that prioritize their unique perspectives and priorities. His areas of expertise include college education planning, family wealth management strategies, legacy planning, personal retirement planning, and tax minimization. Matthew holds a Bachelor's Degree from the California State University System. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning Counselor™ (CRPC™), and a Personal Investment Advisor (PIA). These credentials reflect his commitment to professional standards in providing financial planning and retirement advice. Outside of his professional duties, Matthew enjoys playing soccer, golfing, and participating in triathlons. He is involved with the organization Vitalant and welcomes connections related to business, hobbies, or local community interests.

Jonathan Green is a financial advisor at Wells Fargo Advisors with six years of industry experience. He has held various roles within Wells Fargo and its affiliates since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

Donald Coombs Jr. is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. His prior work includes roles at Transamerica Financial Advisors, Wfgia, Homwowners Financial Group USA, Jmac Home Loans, and Bank of America. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services such as financial planning, model portfolio management, and access to a range of brokerage and insurance products through its integrated platform.

Nathan Tuttle is a financial advisor with Osaic Wealth Inc. He holds a Series 66 credential and has one year of industry experience. In addition to his role at Osaic, he is a partner at Weston & Tuttle LLP, where he works as a tax preparer. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services with a range of portfolio management tools and third-party solutions.

Julie Small is a Wealth Management Advisor based in the Roseville, California office of Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Certified Plan Fiduciary Advisor (CPFA). Julie focuses on delivering comprehensive financial advice tailored to the individual needs and values of her clients. She specializes in retirement planning, liability and insurance management, and investment selection. Julie works closely with high net worth clients, businesses, nonprofit organizations, endowments, and foundations to develop coordinated financial strategies that align with their personal and professional objectives. Her approach involves thorough, ongoing reviews to ensure strategies remain aligned with clients' evolving goals and circumstances. Julie earned her Bachelor of Fine Arts degree from the University of Arizona in 1988 and began her career in Graphic Design before joining Merrill Lynch in 1991. She has lived in the Sacramento region since then and participates in her local community, including serving on the Board of Directors at her daughter's former school. Julie currently resides in Granite Bay, California.

Kaelen Telander is a Series 66-licensed financial advisor with Equitable Advisors, based in Folsom, CA. Telander joined the firm in 2026 and has held various roles in education and retail prior to entering the financial industry. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.

John Taylor III is a financial advisor at Osaic Wealth Inc with one year of industry experience. He holds a Series 66 designation and serves as a partner at Weston and Tuttle, LLP, where he provides tax planning and compliance services for individuals, small businesses, and trusts/estates. Prior to his current roles, he worked at Moss Adams for five years. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios that include a broad array of investment products.

John Joyce is a financial advisor at OSAIC with 17 years of industry experience and holds a Series 66 designation. His prior roles include positions at Securities America Advisors and Wells Fargo Advisors Financial Network. Outside of his advisory work, he serves as the head JV water polo coach at Jesuit High School and is a member and group leader of the Sacramento Professional Advisors Network. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Julie Barros is a financial advisor with LPL Enterprise, holding Series 65 and Series 66 licenses and 10 years of industry experience. Prior to joining LPL Enterprise in 2025, she held roles at several mortgage firms, including Equity Smart Home Loans and NEXA Mortgage, as well as at financial institutions such as Fidelity Brokerage Services and J.P. Morgan Securities. She is also involved in mortgage and real estate services through Bautista Group, a California corporation. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management. The firm’s integrated platform combines advisory programs with brokerage and insurance product sales, supported by a network of third-party portfolio strategists and discretionary implementation options.

Liam Roddy is a Financial Advisor based in Roseville, California, working with Merrill Lynch Wealth Management. He partners with retirees, business owners, and successful families seeking comprehensive financial planning beyond investment advice. Liam's approach focuses on building clear, disciplined strategies that help clients navigate major financial decisions such as retirement income planning, liquidity events, and multi-generational wealth management. He integrates resources from Merrill and Bank of America to provide coordinated solutions across investments, banking, lending, and estate planning. Liam's client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and portfolio management services. Liam holds the Personal Investment Advisor (PIA) designation and earned his education from California State University Sacramento. Outside of his professional role, he enjoys camping, golfing, running marathons, skiing, swimming, tennis, traveling, watching movies, and practicing yoga.

Mitchell Howard is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He is currently with Edward Jones in Roseville, CA, where he has worked since 2019. His prior experience includes roles at Charles Schwab and Northwestern Mutual. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 financial advisors and 15,000 branch offices.

Joe Schmitt is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 designations and 37 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015, and previously at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, incorporating market simulations and Secular Return Estimates, while generally acting in an advisory capacity without providing individual security recommendations.

Mark Morgan is a financial advisor with Morgan Stanley in Folsom, CA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citi Global Markets since 1993. Outside of his advisory role, he is a sole proprietor involved in lending related to real estate. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.