Wendy Simmons is a financial advisor with Dahring | Cusmano and Associates, holding Series 63, 65, and 66 licenses and possessing 16 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, JP Morgan Chase Bank, and ELE Wealth Advisors. Wendy is also a licensed insurance agent, dedicating a minimal amount of time to this role. Dahring | Cusmano provides holistic financial planning and investment management services to individuals, including high-net-worth clients, as well as family offices, trusts, and qualified retirement plans. The firm emphasizes a client-centered investment process focused on asset allocation and low-cost investments, managing portfolios primarily for the long term while also offering institutional plan services and fiduciary roles.

Gregory Oray is a financial advisor at Cirrus Capital LLC with nine years of industry experience. He holds a Series 65 designation and has worked at several firms, including Regal Investment Advisors, Retirewise Wealth Management, and his own firms, Oray King Wealth Advisors and Oray Financial. Outside of his advisory role, he is an independent licensed insurance agent specializing in life insurance, fixed annuities, and health insurance. Cirrus Capital LLC serves individual and high-net-worth clients, corporations, and retirement plans by providing discretionary portfolio management, sub-advisory services, retirement plan consulting, and access to estate-planning tools. The firm employs a hybrid investment approach combining quantitative and fundamental analysis, regularly monitoring and rebalancing portfolios while offering fee-based research and model portfolio construction.

Colin Connery is a Series 65-registered advisor at Heron Bay Capital Management with two years of industry experience. He previously worked at Wilson Partners for eight years and Asset Health for five years. Heron Bay Capital Management is an SEC-registered advisory firm managing approximately $644 million for individuals, high-net-worth clients, trusts, estates, and institutional accounts. The firm offers discretionary investment management with a long-term strategy that incorporates fundamental, technical, and cyclical analysis to build customized portfolios primarily composed of individual equities and low-cost ETFs.

Paul Delmotte is a financial advisor at Vantage Point Financial, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked in digital and beverage industries. Outside of advisory work, he owns and operates Modern Eagle Golf, a members-only private golf simulator club. Vantage Point Financial serves individuals, families, high-net-worth clients, and business owners with investment management, financial planning, and wealth consulting services. The firm emphasizes a fiduciary, customized approach focused on long-term portfolio construction using low-cost mutual funds and ETFs, while incorporating alternative investments and integrated planning advice.

Jay Fishman is a financial advisor at Jay A. Fishman, Ltd with 14 years of industry experience and holds a Series 65 designation. He has been associated with Jay A. Fishman, Ltd since 1970. Jay A. Fishman, Ltd provides fee-based, discretionary portfolio management and investment counseling to high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach focused on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income, managing concentrated portfolios with low turnover.

John Perko is a financial advisor with CPR Investments Inc and holds Series 63 and Series 65 licenses. He has 28 years of industry experience and has worked at firms including CPR Financial Group LLC and Ausdal Financial Partners, Inc. Outside of advisory roles, he is an independent agent involved in the sale of life insurance and fixed annuities. CPR Investments Inc primarily serves individual investors, along with businesses and qualified retirement plans. The firm uses a multi-manager approach combining third-party registered investment advisors and in-house tactical strategies to manage discretionary portfolios focused on reducing downside risk.

Marilyn Carter Hogan is a financial advisor with Regal Advisory Services, Inc. in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Regal Securities since 2012 and is the founder of Carter Capital Management. Additionally, she serves as vice president of the Huron Valley Referral Network, a non-investment-related community organization. Regal Advisory Services serves individuals, corporations, retirement plans, trusts, foundations, and institutional clients through a team of 15 advisors. The firm manages approximately $113.5 million in assets and offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan advisory, using a blend of fundamental and quantitative research tailored to client goals and risk tolerance.

L Atherton is a financial advisor at C2 Private Wealth with 31 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab & Co., Inc. from 2011 to 2021. In addition to his advisory role, Atherton is involved with Strategic Planning Advisors, Inc., where he spends approximately half of his time providing insurance sales and services. C2 Private Wealth serves individual and high-net-worth clients with a focus on retirement planning, offering comprehensive financial planning and discretionary portfolio management. The firm emphasizes risk and scenario analysis and integrates affiliated accounting and insurance services within its retirement-focused approach.

David Foret is a CFP® with eight years of experience in the financial advisory industry. He has worked at Blue Chip Partners, LLC since 2016, with a brief tenure at Stratos Wealth Partners in 2016. Foret holds a Series 65 license and is based in Farmington Hills, MI. Blue Chip Partners provides fee-based investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm emphasizes tailored client relationships and offers customized asset allocation models, combining fundamental, technical, and cyclical analysis.

Eric Fishman is a financial advisor at Jay A. Fishman, Ltd. with four years of industry experience. He holds a Series 65 designation and has worked at Aspiriant prior to joining his current firm. Jay A. Fishman, Ltd. provides fee-based, discretionary portfolio management and investment counseling for high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment philosophy, managing concentrated portfolios primarily composed of mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income.

Keith Nichol is a financial advisor at Carrera Capital Advisors with 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Services LLC. Outside of his advisory role, he has maintained ongoing involvement with Spartan Radio Network and WXYZ TV. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions, offering financial planning, portfolio management, and consulting. The firm employs a blend of macroeconomic, fundamental, and behavioral analysis, utilizing proprietary quantitative tools and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Adam Larkin is a financial advisor at Blue Chip Partners, LLC with three years of industry experience. He holds a Series 65 designation and previously worked at United Wholesale Mortgage. Outside of his advisory role, he serves as an assistant coach for the boys' varsity ice hockey team at Clarkston Community Schools. Blue Chip Partners provides fee-based investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm offers customized asset-allocation models and integrates tax and estate planning services through affiliated providers.

Julia Shaw is a financial advisor at Blue Chip Partners, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at Plante Moran and Merrill Lynch. Blue Chip Partners provides fee-based investment management and financial planning to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm emphasizes tailored client relationships and uses customized asset-allocation models supported by fundamental, technical, and cyclical analysis.

Charles Reinhold is a financial advisor with CPR Investments Inc in Rochester, MI, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been affiliated with CPR Investments Inc and CPR Financial Group LLC since 2006 and has worked with Ausdal Financial Partners, Inc. since 2015. Outside of his advisory work, he serves as a township trustee in Washington Township, MI. CPR Investments provides discretionary portfolio management and financial planning for individuals, businesses, charitable organizations, and qualified retirement plans. The firm constructs multi-manager portfolios utilizing third-party advisors and in-house tactical strategies, emphasizing downside risk management and regular portfolio monitoring.

James Waugh is a financial advisor at VIMA, LLC with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at VIMA since 2018, following two years at Citizens Securities, Inc. VIMA, LLC is a mid-sized advisory firm serving mainly individual and high-net-worth clients with discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm uses a top-down, sector-level screening process and may implement options strategies and margin trading with client authorization.

Robert Steinberg is a CFP® professional with 37 years of industry experience, currently serving at Blue Chip Partners, LLC. He holds a Juris Doctor degree and has worked as an attorney since 1993. Steinberg has prior experience with Raymond James Financial Services and has been involved with Blue Chip Partners and related entities for over two decades. Outside of his advisory role, he is a proprietor and part owner of Blue Chip Estate Planning, LLP, providing legal services, and a partner in Blue Chip Tax, LLC, focusing on tax return preparation and planning. Blue Chip Partners, LLC offers fee-based investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, small businesses, charitable funds, and pension/profit-sharing plans. The firm emphasizes tailored client relationships and utilizes customized asset allocation models and a combination of fundamental, technical, and cyclical analysis, supported by affiliated tax and estate planning service providers.

Avery Mona is a financial advisor at Spartan Wealth Management with a Series 65 credential. Avery has been in the financial industry since 2022, including experience at LPL Financial and prior roles in education at the middle and high school levels. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach, focusing on long-term portfolio construction using fundamental analysis and Modern Portfolio Theory.

Christopher Brent is a financial advisor with City Center Advisors, LLC in Troy, MI, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Edward Jones and Uber Technologies. Outside of finance, he teaches private piano lessons through CRB Records Inc. City Center Advisors serves individual and high-net-worth clients as well as businesses, providing discretionary asset management, unified managed accounts, ERISA plan services, and limited-scope financial planning. The firm employs a Modern Portfolio Theory framework and incorporates derivatives and option strategies in client portfolios.

Shawn Srivastava is a Series 65-licensed advisor with C2 Private Wealth in Novi, MI, and has three years of industry experience. He has worked at Strategic Investment Advisors, LLC, Senior Planning Advisors, and Morgan Stanley. Outside of his advisory role, he dedicates significant time to client services and insurance support at Senior Planning Advisors. C2 Private Wealth serves individual and high-net-worth clients with a focus on retirement planning, combining comprehensive financial planning with discretionary portfolio management. The firm emphasizes risk and scenario analysis to manage income distribution and sequence-of-returns risk, integrating planning with affiliated accounting and insurance services to support clients’ overall financial strategies.

Katherine Johnstone is a financial advisor with FSA Advisors, Inc. in Troy, Michigan, holding a Series 65 designation and one year of industry experience. Her prior roles include positions at RichMark Wealth Management and Haller Financial Group. Outside of finance, she is the owner of Wild Ideas Garden Design, a garden design business she has operated since 1999. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs a long-term investment approach based on fundamental analysis and modern portfolio theory, with tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs.