Thomas Carr is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He is based in Brunswick, ME. Outside of his advisory role, he is the owner of Carr Real Estate Investments LLC. Edward Jones is a wealth management firm that serves over four million individual and institutional clients, offering a range of investment advisory programs and affiliated financial services. The firm supports its clients through a nationwide network of advisors and branch offices and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Ethan Richard is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Investment Concepts and Saint Joseph's College of Maine. Outside of advising, he serves as a part-time independent contractor refereeing high school lacrosse games for the Maine Lacrosse Officials Association. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and uses risk profiling and modeling tools to support client decision-making.

Zachary Dean is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His career includes roles at Bank of America and American Income Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal CIO teams and third-party style managers with custodial support.

Bradley Mates is a financial advisor with LPL Financial in Lewiston, ME, holding Series 63 and Series 65 credentials and seven years of industry experience. Before joining LPL Financial in 2022, he worked at MWA Financial Services Inc and Modern Woodmen of America. Outside of finance, he is the president and lead singer of Emerson Drive Touring LLC, a band based in Nashville, TN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Marc Poirier is a financial advisor with Equitable Advisors in Lewiston, ME, holding Series 63 and Series 65 credentials and bringing 52 years of industry experience. He has been with Equitable Advisors since 1999, including the period when the firm operated as Axa Advisors. Outside of his advisory role, Poirier is a member and owner of Poirier Associates, LLC, where he acts as an independent producer of group health and insurance plans, and he serves as an administrator and executor for family estates. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party asset management programs, focusing on aligning client risk tolerance with appropriate investment models and providing ERISA fiduciary services to qualified plans.

Chad Richard is a financial advisor with Raymond James Financial in Lewiston, ME, holding Series 65 and Series 63 credentials and 25 years of industry experience. He has been with Raymond James Financial since 2015 and owns Investment Concepts, where he serves as branch manager and advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work, along with specialized advisory programs.

Vance Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in retirement planning and portfolio management. He holds the Accredited Asset Management Specialist (AAMS) certification and the Personal Investment Advisor (PIA) designation. Since joining Merrill Lynch in 2006, he has been designated as a Portfolio Manager, managing personalized or defined investment strategies to help clients pursue their financial goals. With over 24 years of experience, Vance focuses on understanding each client's unique financial situation to develop tailored strategies. He emphasizes client education and works diligently to help clients set achievable goals, understand their financial choices and portfolios, and implement plans that align with their long-term objectives. Vance serves a diverse clientele, including individuals, families, small businesses, and non-profit organizations. Vance earned an Associate's Degree from New Hampshire Technical Institute. Outside of his professional duties, he enjoys spending time at the family camp with his wife and two daughters, driving motorized vehicles such as ATVs and construction equipment, and playing guitar in a band with friends for the past ten years.

Andrea Karkos is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds the Series 66 designation and has worked with Androscoggin Financial Services since 2018, as well as Raymond James Financial Services Advisors, Inc. since 2017. She is also employed at Androscoggin Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals, along with specialized services in municipal and public finance.

Randy Martin is a financial advisor with Primerica Advisors in Leeds, ME, holding Series 63 and Series 65 licenses and possessing 20 years of industry experience. He has worked with PFS Investments Inc. since 2004 and Primerica Financial Services since 2003. His other business activities include part-time sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating with a tiered wrap-fee structure.

Charlotte Kelly is a financial advisor at LPL Enterprise with Series 65 and Series 66 credentials and 22 years of industry experience. Her prior work includes roles at Keybank and Key Investment Services LLC, where she spent 13 years, as well as experience at Morgan Stanley DW Inc. She also has involvement with Crescent Industries INC. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation primarily based on portfolios developed by LPL’s Research Department and third-party strategists, offering financial planning, access to external asset managers, and affiliated trust and insurance services.

Paul Suyama is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 designations and has 39 years of industry experience. He has served in roles at StoneX Securities Inc., WR Rice Financial Services, and Capital Wealth Planning Services, where he currently acts as President and Investment Adviser Representative. Suyama provides financial planning services through his own firm, Capital Wealth Planning Services, alongside his work at Mass Mutual. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using collaborative planning engagements supported by firm-approved software tools.

Peter Mendall is a CFP®-designated financial advisor with Raymond James Financial, where he has worked since 1997, totaling 29 years of industry experience. He is a partner of Mendall Financial Group, LLC and is involved in an agricultural venture with his wife focused on sustainable farming and a farm camping experience. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and nonprofit clients. The firm offers tailored, non-discretionary advice supported by advanced analytical tools and maintains specialized programs including municipal advisory services and SIMPLE IRA employer consulting.

Mark Anthoine is a ChFC® credentialed financial advisor with 36 years of industry experience, currently serving at LPL Financial since 2026. He has held prior roles at firms including OSAIC, Sagepoint Financial, and Mass Mutual Investors Services. Anthoine serves on the boards of Covenant Health and St. Mary’s Regional Health System and manages several business ventures focused on employee benefits and retirement services. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment and planning services through a large network of advisors using both model and customized strategies.

Gary Bragg is a financial advisor at Raymond James Financial with 36 years of industry experience. He previously worked at Commonwealth Financial Network for 36 years before joining Compass Investment Management and subsequently Raymond James. Outside of his advisory role, he serves as a pastor at Thomas Memorial Baptist Church and as treasurer for the Maine Baptist Association, both nonprofit religious organizations. Raymond James Financial Services Advisors provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal and public finance clients as well as employer-sponsored SIMPLE IRA plans.

Michael Godin is a financial advisor with LPL Financial in Lewiston, ME, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 34 years of industry experience, including prior roles at The Patriot Financial Group, New England Securities, and PRUCO Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing various portfolio strategies and technology tools to support its network of over 22,800 advisors.

Robert Hilf Jr. is a financial advisor with LPL Financial, holding a CFP® designation and Series 63 and 65 licenses. He has 27 years of industry experience, including previous roles at Waddell & Reed, Inc. and managing The Hilf Tirpak Group LLC. He also volunteered with Pittsburgh Action Against Rape from 2014 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Justin Conant is a financial advisor at Edward Jones in Auburn, ME, holding CFP® and Series 66 credentials with 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he serves as president of the Hoyt Drive Association in Monmouth, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Godin is a financial advisor with LPL Financial in Lewiston, ME, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has been with LPL Financial since 2017 following his studies at Saint Joseph's College. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Shawn Wright is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory work, he owns a jewelry business and serves on the finance committee of his church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning and consulting supported by analytical tools and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Scott Gagne is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked at Primerica Advisors since 2016 and has prior experience with Fidelity National Information Services dating back to 1996. In addition to his advisory role, he is involved in the sale of investment-related products and home-related services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-delivery strategies managed by third-party asset managers and supports trade execution and custody through Pershing, focusing primarily on individual investors rather than institutional portfolio management.