Ashley Nichols is a financial advisor with Fidelity, holding a Series 66 designation and four years of industry experience. Prior to joining Fidelity, Nichols worked at Equitable Advisors LLC and Equitable. Outside of advisory work, Nichols maintains a social media presence as a content creator on TikTok. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Diana Sparks Mickey is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with LPL Financial since 2010 and concurrently works with Northwest Bank since 2016. Additionally, she is affiliated with Sage Insurance Partners as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management, supported by extensive research and model portfolio options.

Sean Hayden is a financial advisor with Cetera and holds a Series 66 designation. He has 17 years of industry experience and previously worked with National Securities Corporation, Gilman Ciocia, Inc, and Abel. Outside of his advisory role, Hayden serves as vice president of Lockport Community Services, Inc. and is a board member of the Historic Lockport Mill Race nonprofit; he is also involved in tax preparation and Medicare insurance sales through other business activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and investment approaches.

Marsha Rose is a financial advisor with LPL Financial in Lockport, NY. She holds a Series 66 designation and has 10 years of industry experience, including a tenure at Northwest Bank since 2016. Outside of her advisory role, she is a New York State Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Kenneth Fisher is a financial advisor with Edward Jones in Lockport, NY, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Edward Jones since 2015. Fisher serves on the board of directors for the Lockport Crisis Pregnancy Center. Edward Jones is a full-service wealth management firm that serves both individual and institutional clients with a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its extensive advisor and branch network as well as its affiliated financial services.

Thomas Fuest is a Series 66 licensed financial advisor with Edward Jones in Lockport, NY, where he has worked since 2017. He has nine years of industry experience, including six years at Family Life Ministries prior to joining Edward Jones. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Aimee Qualiana is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at M&T Bank and M&T Securities prior to joining LPL Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering both discretionary and non-discretionary management supported by research and various portfolio strategies.

Adam Newman is a financial advisor at LPL Financial with a Series 66 credential. He has been in the industry since 2024 and previously held positions at Cornerstone Community FCU and CUSO Financial Services, L.P. Outside of finance, his work history includes experience in the automotive and food service industries. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, including discretionary and non-discretionary management supported by internal and third-party research.

Alexander Jordan is a CFP® professional with nine years of industry experience, currently associated with Cetera. He has held roles at Cetera Wealth Services, EP Jordan & Associates, and serves as a worship pastor and songwriter at Vessel Church. Additionally, he is involved in collegiate rugby as a referee and owns a music publishing company. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of program structures and third-party money managers.

James Swiech is a financial advisor with Primerica Advisors in Lockport, NY, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Primerica, he worked at Allied CPAs, P.C. for six years. He is the owner of Swiech Consulting LLC, a business unrelated to investments that offers home security and automation product referrals. Primerica Advisors serves primarily individual investors as well as corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers. The firm manages approximately $15.5 billion in assets with a network of nearly 3,700 advisors and provides advisory services supported by custodial and trade execution partners.

Eric Scheffler is a financial advisor with Edward Jones in Lockport, NY, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. His prior work includes positions at Northwest Bank and LPL Financial, with ten years spent at the latter. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors and branch offices.

Joshua Dent is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 23 years of industry experience. He has served at Raymond James since 2016. Outside of his advisory role, Dent is the owner and president of two support companies, Dent Wealth Management and JDent Inc., each with minimal monthly involvement. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through advisory programs and other providers.

Timothy Riemer is a CFP® professional with 29 years of experience in the financial industry. He has been with Ameriprise since 1996 and holds a Series 63 license. Outside of his advisory role, he is involved in real estate ownership of multi-family commercial properties. Ameriprise serves clients primarily through a retirement-income planning service designed for individuals with substantial investable assets, combining research-driven and algorithm-assisted recommendations with a broad suite of advisory, brokerage, and insurance solutions.

David Goldpenny is a financial advisor at LPL Financial with 30 years of industry experience. He previously worked at CUSO Financial Services and Cuna Mutual Group, including Cuna Brokerage Services, over an 18-year period. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Brian Yaiser Sr. is a financial advisor at OSAIC with Series 63 and Series 65 credentials and 41 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 25 years before joining SagePoint Financial, Inc., and later OSAIC. Outside of his advisory work, he serves on the board of the Salvation Army’s Lockport Corps and is involved in several business ventures including a family farm and event services. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, and corporations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing a range of tools and third-party platforms to manage portfolios with various asset types on both discretionary and non-discretionary bases.

Rebecca Doctor is a financial advisor with Ameriprise, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise in 2022, she worked in various roles at Dennys, Target, Instacart, Keuka College, Bob Evans, and the Oakfield Alabama Central School District. Ameriprise is a large institutional firm that offers retirement-income planning services for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored Recommendation Reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Philip Russell Jr. is a financial advisor with Cambridge Investment Research Advisors who holds the ChFC® designation and has 40 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015. Russell serves as a board member for the Society of Financial Services Professionals in Buffalo and the Barker Lions Club and works as a substitute teacher. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent financial professionals, using a range of portfolio management and model-based solutions tailored to client objectives.

Kenneth Wilson Jr. is a financial advisor at OSAIC with 23 years of industry experience. He holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 18 years. Outside of his advisory role, he is an insurance agent offering accident, health, disability income, traditional life insurance, fixed and indexed annuities, as well as property and casualty insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms and employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios that include a broad range of investment options.

Anthony Leo is a financial advisor with LPL Financial in East Amherst, NY, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has worked at LPL Financial since 2010 and has been affiliated with Northwest Bank since 2016. Outside of his advisory work, he is a minority investor in a startup women's high fashion shoe business operated by his wife. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by in-house and third-party research and portfolio options.

Mark Woodward is a CFP® professional with over 31 years of experience, currently serving at Ameriprise since 2005. He is based in Oakfield, NY, and participates on the investment subcommittee of Ducks Unlimited, Inc., providing guidance on the organization’s investment portfolios. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering customized recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis, with a focus on assets held in Ameriprise Managed Accounts.