Michael Garofalo is a financial advisor at Lifemark Securities Corp. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked as an independent insurance agent since 2011. In addition to his advisory role, he sells and services life, health, fixed annuities, disability, long-term care, Medicare supplemental, and property and casualty insurance. Lifemark Securities Corp. provides fee-based investment advisory services and financial planning primarily to individual investors and sponsors of participant-directed retirement plans. The firm offers various programs including Unified Managed Accounts and Separately Managed Accounts, with a suitability-driven approach that incorporates risk assessments and periodic client reviews.

Sara Lawson is a financial advisor at Bryn Mawr Trust Advisors, LLC with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Malvern Federal Savings Bank and Bell Rock Capital, LLC. Bryn Mawr Trust Advisors provides financial planning, consulting, and investment management services to individuals, trusts, retirement plans, endowments, foundations, corporations, and other business entities. The firm offers customized investment policies and diversified portfolios through Independent Managers, mutual funds, ETFs, proprietary accounts, and third-party private fund platforms, including ESG strategies, and serves as a sub-adviser to WSFS Bank’s Wealth division and other trust companies.

Michael Rogers is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66, 63, and 65 credentials and 30 years of industry experience. His career includes roles at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, Prudential affiliates, M&T Securities, and CUNA Mutual Group. Outside of finance, he is active as a musician, playing bass, guitar, and singing. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various advice and education programs that focus on asset allocation, contribution rate, and retirement age guidance. The firm uses Morningstar Investment Management’s proprietary tools for portfolio construction and manages a large client base primarily with non-discretionary assets.

Gia Raines is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 19 years of industry experience. She has been with PNC Investments since 2008. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees that uses algorithm-driven risk assessment and invests primarily in mutual funds and ETFs.

William Poff is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Janney Montgomery Scott since 2013. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including high-net-worth individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering a range of services such as brokerage, financial planning, and advisory programs.

James Chernokal is a financial advisor at PNC Wealth Management with 35 years of industry experience. He has been with PNC Investments since 2004. He holds the Series 63 and Series 65 securities licenses. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only employee pilot using algorithmic risk assessment and third-party strategists to manage diversified portfolios via mutual funds and ETFs.

Daniel Crocker is a CFP® with 36 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial and its predecessor firms since 1994 and has also been involved with Private Advisor Group, LLC since 2014. Outside of his advisory roles, he operates Sage Financial LLC, an independent investment advisory firm. LPL Financial offers advisory and brokerage services to a wide range of clients, including individual investors, retirement plan participants, institutions, and high-net-worth households. The firm supports its advisors with an in-house research team and provides diverse investment solutions such as model portfolios, third-party asset management, and both advisory and brokerage services.

David Ryan is a financial advisor with Private Advisor Group, LLC and holds Series 63 and Series 66 licenses. He has 20 years of industry experience, including roles at LPL Financial LLC, Compass Investment Advisors, and Philadelphia Gas Works. Private Advisor Group serves a diverse client base, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm provides access to multiple advisory programs, third-party managers, and a firm-managed separately managed account platform, utilizing a range of analytical approaches and client-centered solutions.

Jeriene Reed is a financial advisor with PNC Wealth Management who holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining PNC Wealth Management in 2026, she worked at Edward Jones, Charles Schwab & Co., Inc., and TD Ameritrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees with PNC Bank online-banking credentials. The firm uses approved model strategies managed by PNC or third-party strategists and emphasizes algorithmic risk assessment and third-party portfolio implementation.

Richard Solloway is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has operated Solloway Investment Group LLC since 2012. Outside of his advisory work, he owns Solloway Tax Services LLC, providing tax preparation and advisory services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports various advisory programs, including specialized offerings for municipal clients and employer retirement plans.

Mark Mensack is a financial advisor with OSAIC holding Series 65 and Series 63 licenses and 31 years of industry experience. His prior work includes roles at Securities America Advisors, SSN Advisory, and FSC Securities. Outside of his advisory work, he serves as Chief Ethics Officer at Prudent Champion, Inc., providing fiduciary consulting and education to foundations, endowments, and retirement plans. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios with a range of investment types on both discretionary and non-discretionary bases.

Regina Chavez is a Series 66-credentialed financial professional with three years of industry experience, currently affiliated with Cetera. Her prior work includes roles at Infinity Welding, FOODMATE, and Mountaire Farms. Chavez is involved with CFS Retirement Solutions and Comprehensive Financial Solutions, both financial services businesses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporations, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Robert Gildea III is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he manages an advisory business through MNC Management Group LLC. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, primarily for clients with assets held in Ameriprise-managed accounts.

Anthony Unger is a Series 65-credentialed advisor with LPL Financial, based in Rehoboth Beach, Delaware, and has been in the industry since 2025. Prior to joining LPL Financial, he held roles at Integrity Financial Group and has a background spanning several decades in the orthopedic field, including positions at Washington Orthopedics and related institutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Philip Zimmerman is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2005. He brings over 30 years of experience in working with C-Suite executives, entrepreneurs, professionals, and retirement plan sponsors. Phil focuses on developing and implementing personalized financial strategies that address areas such as retirement planning, tax-efficient inter-generational wealth transfer, managing stock options and restricted shares, and maximizing tax deferral. Additionally, he assists retirement plan sponsors in optimizing plan design, offering fiduciary support, and promoting financial wellness and retirement readiness for participants. Phil holds a Bachelor of Science degree in Finance from New York University. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR® (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond his professional responsibilities, Phil has contributed to the community as a platelet donor for the American Red Cross and has volunteered with Bunker Labs as a former City Community Leader. He has also served on the board of the Delaware County Estate Planning Council. Phil enjoys cooking, golfing, music, reading, and spending time with his family.

George Athas Jr. is a financial advisor with Stifel in Ocean Pines, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Barry Euzent is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He has held roles at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016, and has been associated with Monumental Life since 1987. In addition to his advisory work, he operates as an independent insurance agent focusing on life, disability, and long-term care products. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm combines proprietary and third-party strategies across multiple platforms and offers both discretionary and non-discretionary investment management tailored to client goals.

Christopher Thompson is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Outside of his advisory role, Thompson is involved in several land and real estate holdings and development ventures in Rehoboth Beach, Delaware. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Christopher Perrin is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Equitable Advisors and JPMorgan Chase Bank, N.A. Outside of finance, he has been involved with Turning Point USA. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with multiple market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Theodora Braver is a financial advisor at Stifel with 43 years of industry experience. She holds Series 63 and Series 66 designations and has been with Stifel Nicolaus & Co Inc since 2012. Stifel serves a broad range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group to provide analysis and guidance for asset allocation and financial planning.