Megan Branch is a CFP® with six years of industry experience, currently serving as a financial advisor at D.A. Davidson & Co. She previously worked at Truist Investment Services, Inc. and BB&T in various advisory roles. D.A. Davidson & Co. provides investment advisory and brokerage services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a range of advisory services including ERISA retirement plan advice, financial planning, and a private wealth program for clients with net worth over $20 million, operating under fiduciary standards and utilizing both qualitative and quantitative analyses.

Stacey Loomis is a Series 66 licensed financial advisor with one year of industry experience. She is currently with D.A. Davidson & Co. and previously worked at Truist Advisory Services and Truist Bank. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of planning and advisory services under a fiduciary standard and conducts municipal advising and underwriting activities.

Stuart Allen is a financial advisor with Planmember Securities Corporation in Winchester, VA, holding the CFP® designation and Series 63 and 65 licenses. He has 35 years of industry experience and has been with Planmember since 2014. His prior work includes roles at Old Dominion Insurance & Investments, Inc. and self-employed businesses dating back to 1989. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Aleta Hoover is a financial advisor with D.A. Davidson & Co., holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Truist Advisory Services and Truist Investment Services, as well as Bb&T Bank. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various advisory services, including ERISA retirement plan consulting, wrap fee programs, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth.

Ricky Leonard is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 65 and Series 63 licenses and having 11 years of industry experience. He has worked in various roles including positions at Old Dominion Insurance & Investments Inc. and Staunton City Schools. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through asset allocation portfolios. The firm’s investment approach is based on a strategic asset allocation framework and risk-based mutual fund portfolios, supplemented by educational and support services for plan sponsors and participants.

Jordan Liskey is a financial advisor at NewEdge Advisors with 14 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Wells Fargo in various capacities. Liskey serves on the board of Barns of Rose Hill, a local nonprofit for the arts, where he participates in budget, finance, investment, and development committees. NewEdge Advisors serves a broad range of clients, including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning and consulting.

George Warren is a financial advisor at D.A. Davidson & Co. with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, BB&T Securities, BB&T Investment Services, and Horace Mann Investors. D.A. Davidson & Co. provides investment advisory and brokerage services to various clients, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers comprehensive financial planning, ERISA retirement plan advisory, equity research, and a private wealth program for clients with over $20 million in net worth.

Kandice Borel is a financial advisor with Truist Advisory Services holding a Series 66 designation. She has been with Truist bank since 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

James Patton is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His career includes roles at Everbank and Virginia Eagle Distributing Co., LLC, and he is involved in investment and insurance services through Old Dominion Insurance & Investments. He also works as a delivery driver for Door Dash. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

John De Sarno is a financial advisor with OSAIC Institutions, INC., holding a Series 66 designation and 22 years of industry experience. His prior experience includes roles at Infinex Investments Inc., Bank of Clarke County, and The Prudential Insurance Company of America. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, offering a range of advisory and brokerage services through customized engagements. The firm utilizes a network of investment adviser representatives who provide both advisory and brokerage solutions, employing various analysis methods and offering access to alternative investments and lending options.

Zachary Franks is an advisor at OSAIC Institutions, Inc. with Series 63 and Series 65 credentials. He has less than one year of industry experience and has held positions at several firms including Bank of Clarke, Teksystems, and Element Wealth Advisors. Outside of finance, he was involved with Green Monstah Firearms. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services and combines a hybrid adviser/broker-dealer structure with access to alternative investments and lending solutions.

Isaac Hutchison is a CFP®-designated financial advisor with eight years of industry experience, currently associated with Planmember Securities Corporation. He has worked with Old Dominion Insurance & Investment Inc since 2017 and previously spent twelve years with Greene County Public Schools. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual-fund portfolios, supplemented by educational and support services for plan sponsors and participants.

Chet Bingham is a financial advisor at OSAIC Institutions, Inc. with 17 years of industry experience. He holds the CFA® designation along with Series 65 and Series 63 licenses. His prior experience includes six years at LPL Financial LLC and roles at Bank of Clark, Complete Pass, LLC, and as an independent contractor for Uber. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and operates a hybrid adviser/broker-dealer model that combines firm supervision with delegated investment management by its representatives.

Thomas Varney is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. Prior to his current role starting in 2019, he worked with Acn and Bankers Life Securities, Inc., and he has been associated with Bankers Life & Casualty since 2008, where he manages a team of agents and is involved in hiring and training. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Christopher Merchant is a CFP® professional with 17 years of experience in the financial services industry. He is currently affiliated with Commonwealth Financial Network and Hunt Country Wealth Management, where he is also an owner. Merchant has previously worked at firms including Securities America Advisors, LPL Financial, and Middleburg Bank. He is the author of two books, *On Investing Well – The Elements of Good Investing* and *On Retiring Well – The Guidebook for Retirement Planning over 50*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, supporting affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Erin Bojarczuk is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has 11 years of experience in the industry, including roles at Wells Fargo Clearing and SunTrust Advisory Services. She is based in Winchester, VA. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary approaches through third-party platforms and manager arrangements.

Matthew Dyson is a financial advisor with Truist Advisory Services in Winchester, VA, holding a Series 66 designation and six years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, Highline Partners, and Cardinal Distributing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Judy Baker is a financial advisor at Empower Advisory Group with one year of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for two years. Prior to her financial services career, she spent over 30 years at Shentel. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Bret Hrbek is a CFP® and ChFC® with 25 years of industry experience, currently with Edward Jones since 2000. He serves as chairman of the Finance Committee at Front Royal United Methodist Church and holds board positions with the Front Royal Rotary Club and the Zeta Beta Tau Foundation, where he chairs the Investment Advisory Committee. Additionally, he is a partner in OnionHill, LLC, a retail business producing Christmas ornaments representing Front Royal. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large national network of advisors.

Roy Ruble is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with LPL Financial since 2009. In addition to his advisory role, Ruble provides tax return preparation and bookkeeping services to individuals, real estate agents, and other self-employed professionals. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services with access to model portfolios, third-party subadvisors, and research resources.