Billy Scruggs is a financial advisor with Raymond James Financial in Cookeville, Tennessee, holding a Series 63 designation and 29 years of industry experience. He has worked with Raymond James Financial Services, Inc. since 1997 and currently serves as a Finance and Investment Committee Member for Cookeville First United Methodist Church. Additionally, he is affiliated with 304 Family Wealth as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and consulting, using risk profiling and analytical tools to support client goals, and operates specialized programs in municipal finance and SIMPLE IRA employer advisory services.

John Matlock is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2021 and previously spent over 15 years with Nationwide Securities. Matlock also operates Matlock Insurance and Financial Services as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a wide network of independent Financial Professionals using multiple platform arrangements and a mix of proprietary and third-party strategies.

Derek Heap is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 credentials and 21 years of industry experience. He has worked at Osaic since 2023 and previously at SagePoint Financial since 2011. Outside of his advisory role, he also serves as a notary on a non-compensational basis. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and investment platforms.

Cassie Conley is a financial advisor with Stifel in Cookeville, TN, holding a Series 66 designation and two years of industry experience. Prior to joining Stifel Nicolaus, she worked at Magnolia James Bridal and was involved with Young Life for four years. She is also commissioned as a notary, assisting clients by notarizing legal documents related to their financial matters. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies from its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Matthew Brown is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 11 years of industry experience. He has previously worked at 304 Generational Wealth Management and Union Bank. Outside of his advisory role, Brown owns and operates agricultural businesses, including cattle raising and hay sales, and manages rental real estate properties, including an Airbnb. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and supports a broad advisor network with specialized programs in municipal finance and SIMPLE IRA employer consulting.

Benjamin Bailey is a financial advisor with Cambridge Investment Research Advisors in Cookeville, TN. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining Cambridge, he held various roles including positions at The University of Arkansas and Local Lime. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and other clients through a network of independent Financial Professionals. The firm offers financial planning, investment management, and retirement plan advisory services using a range of model-based and discretionary strategies.

Heather Matheney is a financial advisor with Cetera who holds a Series 66 designation and has 20 years of industry experience. Her prior work includes roles at Voya Financial Advisors and Evolve Financial Advisors, where she is also a co-owner and managing partner. Outside of her advisory work, Matheney is involved in administering the Gary Wayne Young Scholarship and serves as secretary for Green Pond Church. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and custodial relationships, with assets under management exceeding $256 billion.

Landon Vick is a CFP® with 20 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has held roles at Guardian Life Insurance Company, Highlands Financial Partners, and FSC Securities Corporation. Vick is the creator of Redeeming Retirement, a podcast and platform focused on intentional living in retirement. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory services.

Tracy Russell is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial and Bank of Putnam County since 2015. She has been with LPL Financial in various capacities since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Mike Yother is a financial advisor with Stifel in Cookeville, Tennessee, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies from its Investment Strategy Group.

Frank Bellar Jr. is a financial advisor at Stifel with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc. since 2020, following a 20-year tenure at UBS Financial Services. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Brett Dartez is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked at Cetera since 2013 and had prior experience with Edward Jones. Outside of his advisory role, he coaches soccer for two hours per week. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with various program options and custodial relationships.

Rachel Steidl is a financial advisor at Edward Jones with eight years of industry experience. She has worked at Edward Jones since 2017 and previously at Cameron Felty State Farm. She holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lawrence Taylor is a financial advisor with Robert W. Baird & Co. in Cookeville, TN, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He previously worked at UBS Financial Services for 21 years before joining Baird in 2021. Outside of his advisory role, he owns and operates TaylorMade Signs Inc., a sign-making business. He is part of the DDK Group at Robert W. Baird, which serves individuals, families, pensions, corporations, and institutional clients with tailored financial planning and portfolio management services. The group offers a range of strategies including discretionary management, separately managed accounts, and overlays, and also provides municipal advisory and public finance services.

Paul Ramsey Jr. is a financial advisor with Robert Baird & Co., holding a Series 66 designation and three years of industry experience. He has been with Baird’s Willowpointe Group since 2023. Outside of his advisory role, he is the owner of C-Fold, Inc., operating Xpress Lube since 1994. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a variety of investment strategies.

Joshua Bauer is a financial advisor with Cetera, holding a Series 66 credential and 21 years of industry experience. His previous roles include positions at VOYA Financial Advisors and Cantrell Financial Services. Outside of finance, he assists with administrative tasks for a horsemanship business operated by his wife and serves as an assistant cross country coach and bus driver at a local academy. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Bailey Throgmorton is a financial advisor at Stifel with a Series 66 designation and six years of industry experience. He has worked at Stifel Nicolaus & Company since 2019 and previously held roles at the Ben Atchley Tennessee State Veterans' Home and the University of Tennessee - Knoxville. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by proprietary investment methodologies developed by its Investment Strategy Group. The firm’s approach combines capital market assumptions and probabilistic modeling to provide asset allocation and planning analyses for clients.

Amy Ray is a financial advisor with Robert W. Baird & Co. who holds Series 63 and Series 66 licenses and has 27 years of industry experience. She worked at UBS Financial Services for 21 years before joining Baird in 2021. Amy is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm provides a range of services including financial planning, discretionary and non-discretionary portfolio management, and custody and brokerage services, supported by ongoing manager selection, internal research, and the use of advanced tools including artificial intelligence.

Carla Lamb is a CFP®-credentialed financial advisor at Stifel with 18 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2016. Outside of her advisory role, she operates a small craft business making and selling handmade items and serves as a PTO officer at BonDeCroft Elementary, where she participates in fundraising and event support. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation models developed by its Investment Strategy Group.

Bradley Davis is a CFP® and Series 66 credentialed financial advisor with Edward Jones, based in Cookeville, TN. He has 19 years of industry experience and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporations, and charitable organizations. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard.