Rati Tripathi is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. In addition to his advisory role, he serves as Director and Treasurer of Bloom Parks and Projects, a nonprofit focused on supporting underprivileged children and community development. He also participates as an educator with the Heartland Institute of Financial Education and is involved in several business ventures related to estate planning and financial services. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services, offering proprietary and third-party model portfolios with discretionary and non-discretionary management options.

Gilberto Perez Jr. is a financial advisor with Eagle Strategies (NY Life) based in Edinburg, TX, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has worked with Eagle Strategies since 2019 and has been associated with NYLife Securities LLC and New York Life Insurance Co since 2008 and 2007, respectively. Outside of his advisory role, he serves as President of the Economic Development Committee of Hidalgo, where he is involved in local business development. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types and manages a significant portion of assets on a non-discretionary basis, operating within an integrated New York Life affiliate structure.

Sandra Propst is a financial advisor with Money Concepts Capital Corp in McAllen, TX. She holds Series 63 and Series 66 designations and has 23 years of industry experience. She has been with Money Concepts Capital Corp since 2012 and also serves as owner and president of Propst Financial Services, Inc., an accounting services business. Additionally, she is involved in health insurance sales with Blue Cross Blue Shield of Texas and holds an officer role in Riostar Logistics, LLC, a freight brokerage business. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a broad client base, including individual investors, high-net-worth clients, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies, offering both discretionary and non-discretionary programs, and leverages third-party managers and technology platforms such as Envestnet to support portfolio management and reporting.

Javier Ordorica is a financial advisor with Sanctuary Advisors, LLC in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at Sanctuary Wealth since 2021 and Wells Fargo Clearing and Wells Fargo Advisors from 2013 to 2021. Outside of his advisory work, he is a member of the Rotary of Pharr, where he participates in community activities as needed. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations. The firm offers a range of investment advisory and financial planning services delivered through over 400 independent investment adviser representatives utilizing various portfolio management strategies and fiduciary standards.

Pablo Diaz Del Castillo Guzman is a financial advisor at Sanctuary Advisors, LLC, holding a Series 66 designation. Although he has no prior industry experience, his background includes roles at the University of Colorado and involvement with the Colorado Mesa University Cultural Inclusion Council. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports over 400 independent investment adviser representatives who offer portfolio management and retirement plan consulting through various managed account programs and third-party platforms.

Lorena Corral is a financial advisor with Money Concepts Capital Corp in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Money Concepts Capital Corp since 2013. Outside of her advisory role, she is an owner-partner of a tax preparation business and a notary public. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs and uses fundamental and technical analysis alongside modern portfolio theory to manage assets for approximately 14,700 clients.

Eliud Garza is a financial advisor with Sanctuary Advisors, LLC in McAllen, TX. He holds a Series 66 designation and has six years of industry experience, including seven years at Wells Fargo Clearing. Prior to his financial career, he spent ten years working in education. Sanctuary Advisors, LLC serves a broad client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a range of advisory services such as portfolio management, financial planning, and retirement plan consulting through a network of over 400 independent advisors.

Kavitha Rani is a financial advisor at Transamerica Financial Advisors with Series 65 credentials. She has been in the financial industry since 2024, previously working with World Financial Group and CVS Pharmacy. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party investment models with discretionary and non-discretionary program options.

Jose Martinez is a CFP® credentialed financial advisor at PNC Wealth Management with 16 years of industry experience. He has worked at several firms, including BBVA Wealth Solutions Inc. and Compass Bank. Outside of his advisory role, he is involved with JNV Gifts in a non-investment capacity. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and approved model strategies executed with mutual funds and ETFs.

David Gamez is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 designations and has 14 years of industry experience. His prior roles include positions at Ameriprise Financial Services, LPL Financial, Lone Star National Bank, and BBVA entities. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering financial planning, portfolio management, and retirement plan consulting. The firm provides advice through multiple program structures, often emphasizing non-discretionary, recommendation-based client relationships.

Marlen Lopez is a financial advisor at Sanctuary Advisors, LLC with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of her advisory role, she serves as president of the PSJA Education Foundation, a nonprofit focused on supporting education in the Pharr-San Juan-Alamo Independent School District. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports independent adviser representatives with a range of managed account options and employs multiple analytical approaches, acting as a fiduciary under written agreements.

Edgar Guerrero is a financial advisor with Eagle Strategies (a New York Life company) based in Edinburg, Texas. He holds Series 63 and Series 65 licenses and has three years of industry experience, including prior roles at Wells Fargo Clearing Services and Wells Fargo Bank. Additionally, he serves as a notary public. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored recommendations through multiple program types and manages the majority of its regulatory assets on a non-discretionary basis.

Eric Meisel is a financial advisor at GWN Securities Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2016. Outside of advisory work, he is involved in providing life insurance and annuity products to clients and occasionally invests personal capital in a produce distribution business. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies in some of its legacy programs.

Jorge Cantu is a financial advisor at PNC Wealth Management with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at BBVA Wealth Solutions, Bbva Securities, Bbva Compass Insurance Agency, and COMPASS Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available as an invitation-only pilot for employees. The firm's approach uses algorithmic questionnaires to recommend risk bands and implements investments via approved model strategies with annual rebalancing.

Hector Llanas is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Capstone Investment Services LLC and Avantax Advisory Services. Outside of financial advising, he manages Capstone Construction LLC, a construction company specializing in residential and commercial projects. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a broad range of portfolio management and financial planning services across multiple program structures and investment strategies.

Carlos Lozano is a financial advisor at UBS Financial Services with 35 years of industry experience. He has been with UBS and its related entities since 2001. Outside of his advisory work, Lozano is involved in real estate through his roles with Neptune Enterprises LLC and Blue Stellar Enterprises, LLC. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Isaac Martinez is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors LLC. Martinez has also held various roles outside the financial sector, including positions at DoorDash and in education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Thomas Greuner is a financial advisor with LPL Financial in Edinburg, Texas, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at LPL Financial since 2013 and previously spent 14 years at Prime Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic and tactical investment options and operational tools.

Carlos Hilario is a financial advisor with LPL Financial in McAllen, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. He also serves as a Wealth Relationship Manager with Lone Star National Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with proprietary research and operational tools.

Rodolfo Gomez is a Senior Resident Director and International Wealth Advisor at Merrill Lynch Wealth Management. He specializes in providing goals-based wealth management services to affluent families, accomplished professionals, and successful business owners. Rodolfo focuses on delivering customized advice and a disciplined investment approach, addressing areas such as college education planning, international wealth management, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Rodolfo began his financial services career in 1994 and became the Resident Director of his office in 2011. He holds a bachelor's degree in Marketing and an MBA in Finance, both from The University of Texas Pan American, and has completed training at Wharton's Executive Education Program. He also holds the Certified Investment Management Analyst (CIMA) designation and the Personal Investment Advisor (PIA) credential. Outside of work, Rodolfo enjoys playing tennis, golfing, practicing yoga, and is an avid soccer fan who has attended the last nine World Cups. He speaks both Spanish and English.