I've had a very diverse career. I’ve worked with a large book of high-net-worth families, as a manager with a retirement plan group, and as a coach and leader of financial advisors. These roles have given me the opportunity to see financial planning from many different perspectives and a depth of experience. I ultimately started Sage Saguaro Financial Planning because I wanted to focus on the part of this profession I enjoy most: working directly with people, solving problems, and building relationships that last. My favorite part of my 15+ years in the financial services industry has been crafting creative solutions to my clients’ financial challenges. Working with over 600 high-net-worth households really shows you that everyone's financial journey is unique. In providing these genuine and personal solutions, I’ve had the privilege of being there for clients during pivotal moments in their lives, and I’ve always appreciated the trust they place in me during those times. As an independent, fee-only advisor, I’m able to focus on what matters most to each client. My approach is comprehensive and practical, bringing together investments, retirement, taxes, estate planning, and the other pieces of a client’s financial life. I want my clients to understand not only what I recommend, but why it makes sense for them. While I might not have a truly unique niche, as a Millennial who has seen many friends and family members deal with the Student Loan crisis, I have created resources to provide often overlooked families with significant student loan obligations with financial planning options that can help them gain confidence in navigating their student debt situation and plan for the future. I’m based in the Greater Phoenix area and work with clients locally and virtually across the country. My goal is to be someone my clients can turn to when an important financial decision arises, someone who knows their story, understands what they’re trying to accomplish, and can help them navigate the decisions along the way. Personally, I'm both an undergrad and graduate student of Arizona State University and a proud Sun Devil, being an ASU football season ticket holder since 2010. My family loves music, where I dabble with the bass in a garage band, and my wife teaches piano. My wife and I, and our two daughters, also love to travel.

Fanar Nissan is an advisor at Akkadian Wealth LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities, JPMorgan Chase Bank, Valic Financial Advisors, Merrill, and Bank of America. Akkadian Wealth LLC is a state-registered independent investment adviser serving individuals, high-net-worth clients, and small businesses with asset management, wealth planning, and consulting services. The firm employs an active, tailored investment approach using fundamental analysis, Modern Portfolio Theory, and technical analysis to align portfolios with client goals and risk tolerance.

Matthew Baker is a financial advisor with Legacy Cornerstone Wealth LLC in Peoria, AZ. He holds the ChFC® designation and has 12 years of industry experience. Prior to joining Legacy Cornerstone Wealth, he worked at several firms including Cetera and Avantax Insurance Agency, and he is a managing partner at Epic Trust Investment Advisors LLC. Legacy Cornerstone Wealth serves individual and institutional clients, offering discretionary portfolio management, financial planning, and retirement-plan consulting. The firm utilizes a mix of proprietary and third-party investment models and provides ERISA and qualified-plan services to its clients.

Corbin Hixson is a financial advisor with Alpha Squared Capital, LLC in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. Prior to founding his current firm in 2019, he worked at Roncancio Wealth Management, Inc., Hornor Townsend & Kent Inc, Cambridge Financial, and Penn Mutual Life Insurance Co. Outside of financial advising, he is also a licensed REALTOR affiliated with Realty ONE Group, where he has been involved in real estate sales since 2014. Alpha Squared Capital, LLC serves individuals and high-net-worth clients, offering discretionary asset management, financial planning, and retirement plan consulting. The firm employs a combination of fundamental and technical analysis with active and passive strategies, and uniquely incorporates real estate-related planning services alongside traditional investment management.

Steven Mosshart is a financial advisor at Raymond John Financial Management LLC in Cave Creek, AZ, holding Series 63 and Series 65 designations with 34 years of industry experience. He previously worked at StraightLine for 19 years before a brief retirement in 2024. Raymond John Financial Management is an independent, single-advisor registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management. The firm employs a range of analytical methods and strategies, including long-term allocations and short-term trading, and focuses on mutual funds, equities, ETFs, fixed income, REITs, and Treasury inflation-protected bonds.

Timothy Fleming is a CFP® with 28 years of industry experience, currently operating as the sole advisor at Fleming Wealth Strategies, LLC since 2013. He also maintains a long-term affiliation with LPL Financial dating back to 2010. Outside of his advisory work, Fleming is involved in a family business that manages a cycling team and organizes group rides, and he owns a soccer coaching and tournament business; he additionally coaches soccer for the Deer Valley School District. Fleming Wealth Strategies is an independent registered investment adviser managing approximately $41.3 million for about 70 clients, including individuals, pension plans, trusts, estates, and business entities. The firm offers customized portfolio management, financial planning, and pension consulting, utilizing a combination of investment strategies tailored to client objectives and risk tolerance.

Jeffrey Nabers is the principal and sole advisor at Nabers Wealth LLC in Scottsdale, AZ, with six years of industry experience. He holds a Series 65 credential and has been involved in various related businesses since 2003, including roles as CEO of multiple entities offering retirement plan consulting, life insurance production, and digital asset services. He is also the managing partner of Coin Capital LLC, a crypto hedge fund. Nabers Wealth LLC provides discretionary and non-discretionary investment management and advisory services to individuals, high-net-worth clients, and businesses, managing approximately $21 million across 25 client relationships. The firm constructs tailored portfolios with a primarily long-term, fundamental analysis approach, incorporating public securities and alternative assets, including digital assets, while continuously monitoring accounts and conducting at least annual formal reviews.

Peter Shannon is a CFP® and CFA® with 12 years of industry experience, currently serving as the sole advisor at Ebis in Phoenix, AZ. He has been with EBIS, Inc. since 2001. Ebis provides investment management, financial planning, and risk-management consulting to individuals, retirement plan sponsors, and institutional clients. The firm emphasizes tax-efficient, diversified portfolios and offers institutional-grade retirement fiduciary services alongside bespoke risk consulting and educational resources.

Gregory Goodman is the sole advisor at EMRO Asset Management, LLC, based in Peoria, AZ. He holds Series 63 and Series 65 licenses and has 5 years of experience in financial advising, alongside over 30 years as an attorney and partner at the law firm Goodman & Goodman. His dual roles in law and investment advising are notable aspects of his professional background. EMRO Asset Management is an independent, single-advisor firm serving a small group of high-net-worth individuals. The firm provides discretionary portfolio management and financial planning, utilizing multiple analysis methods and a range of investment strategies tailored to client goals and risk tolerance.

Samuel Castaneda Jr. is a CFP® with 20 years of industry experience, currently serving as the sole advisor at Castaneda Financial Management in Phoenix, AZ. He previously worked at ARQ Wealth Advisors, LLC and LPL Financial. He is also a licensed insurance agent. Castaneda Financial Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm employs a multi-method investment approach and focuses on tailoring strategies to clients’ goals while maintaining a concentrated client base.

Keith Bolognese is a financial advisor with Alt Alpha Capital, LLC in Scottsdale, AZ, holding Series 65 and Series 63 licenses and 14 years of industry experience. He has worked at Quad Capital, LLC since 2013. Alt Alpha Capital, LLC acts as the general partner and manager of a private pooled hedge fund and provides discretionary portfolio management services to individual and high-net-worth clients. The firm’s investment process combines macro-driven, data-focused analysis with a mix of long- and short-term trading strategies and includes ESG considerations among its approaches.

Robert Pace is the principal and sole advisor at RJ Pace Financial with 22 years of industry experience. He holds a Series 65 credential and has worked at IBM Corporation from 2002 to 2019 before founding his independent firm in 2003. RJ Pace Financial offers discretionary portfolio management and consultation services to individual investors, including retirement and taxable accounts, trusts, and family members. The firm’s investment approach is based on Modern Portfolio Theory, focusing on diversification, low-turnover passive funds, and periodic rebalancing to manage risk and pursue long-term growth and income.

Derek Sinani is the sole advisor at Ironwood Wealth Advisors, LLC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 24 years of industry experience. He has led Ironwood Wealth Advisors since 2010 and is also associated with DDBL, LLC, an inactive entity without business activity. Ironwood Wealth Advisors provides advisory services primarily to individual clients, including high-net-worth investors, offering discretionary portfolio management based on six model portfolios customized to client goals and risk tolerance. The firm combines fundamental analysis with technical trend-following and mainly uses mutual funds and ETFs, managing a concentrated book of discretionary assets.

Lawrence Moskat is a Certified Financial Planner® with 16 years of industry experience. He is the principal of Retirement Income and Inheritance Advisors, LLC, an independent firm he has led since 2009. Outside of advisory services, he operates an independent insurance sales business. Retirement Income and Inheritance Advisors, LLC serves individual and institutional clients, providing financial planning, pension consulting, and ongoing investment supervision. The firm develops customized plans and utilizes multiple analytical methods to guide investment decisions, billing through fixed fees rather than asset-based charges.

Douglas Johnson is the sole advisor at Rockford Asset Management LLC in Anthem, AZ, holding a Series 65 credential and bringing 21 years of industry experience. He has worked at Rockford Asset Management since 2003. Rockford Asset Management provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm employs a primarily long-term investment approach based on fundamental analysis, creating customized asset allocations and investment policy statements for each client.

Aleksander Cupi is a financial advisor with Lifetime Investments & Insurance LLC in Peoria, AZ, holding a Series 65 designation and nine years of industry experience. He has worked at Lifetime Investments & Insurance LLC since 2016 and at Lenn Corporation since 2015. Cupi is also a licensed insurance agent with his firm. Lifetime Investments & Insurance LLC is a solo advisory practice that provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a long-term investing approach based on fundamental analysis and offers both discretionary and non-discretionary management.

James Willis is the sole advisor at Beacon Bay Asset Management LLC in Peoria, AZ, holding a Series 66 designation with 23 years of industry experience. He has led Beacon Bay Asset Management since 2006. Willis also conducts educational seminars on generating income from portfolios using credit spreads on indexes, held in various cities. Beacon Bay Asset Management is an independent registered investment advisor managing approximately $26.6 million for 43 private clients, primarily individuals nearing or in retirement. The firm provides discretionary portfolio management focused on active, tactical equity strategies using quantitative, fundamental, and technical analysis, concentrating on select S&P 500 sectors with daily account monitoring.

Lisbeth Weiss is a financial advisor at Weiss Financial Services with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has focused her practice on serving clients primarily in or near retirement. Weiss Financial Services is an independent, fee-only advisory firm that provides comprehensive financial planning and consulting to individuals, trusts, small businesses, and small nonprofit organizations. The firm emphasizes a non-discretionary investment approach grounded in modern portfolio theory, with a focus on retirement income, asset preservation, and tax planning.

Marcus Pimentel is a Series 65-licensed financial advisor with three years of industry experience. He currently serves at SL Capital and Foundations Investment Advisors, LLC. Outside of finance, he is involved in academic and tutoring services through Pimentel Academic Services and works as a designer and administrator with Prometheus Innovations LLC. SL Capital is a four-advisor team providing discretionary portfolio management to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm uses proprietary and third-party model portfolios, with day-to-day management and reporting handled by a sub-adviser, tailoring allocations to client objectives.

Justin Krznarich is a financial advisor at Thunderbird Wealth Management, Inc. with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Securities America, Inc. and PFG Advisors. Outside of advising, he is involved in sales for personal protection and security services. Thunderbird Wealth Management serves individuals, high-net-worth clients, trusts, estates, and select institutional accounts, offering discretionary investment management and written financial planning. The firm employs a tactical asset allocation approach that incorporates fundamental and technical analysis, using ETFs and selective individual equities, and manages a relatively uncommon wrap fee program for its size.