Gordon Faerber is a financial advisor with Gradient Advisors, LLC, holding a Series 65 credential and eight years of industry experience. He has been with Gradient Advisors since 2018 and owns Black Stallion Insurance, providing insurance services since 2007. He also operates under the name Smart Asset Plan, offering retirement and financial planning services. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm works primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical analysis.

Phillip Olney is a financial advisor at Regal Investment Advisors LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Regulus Financial Group, Questar Asset Management, and National Planning Corporation. Outside of his advisory role, he is also an insurance agent specializing in fixed life insurance products through American Senior Benefits. Regal Investment Advisors LLC provides discretionary investment management services to independent advisers and their clients, offering a range of proprietary and third-party model portfolios across various asset classes. The firm serves individual, charitable, and corporate clients through its network of financial advisers.

Jeffrey Harley is a financial advisor at Fiduciary Financial Advisors with seven years of industry experience. He holds a Series 65 designation and has worked at several firms, including Pierpont Financial Advisors LLC and The Trade Desk, Inc. Outside of advising, he provides consulting services focused on technology, operations, and finance, and he is involved in producing educational content distributed on multiple learning platforms. Fiduciary Financial Advisors offers discretionary investment management, financial planning, and trust services to individuals, families, trusts, retirement plans, corporations, and charitable foundations. The firm employs a combination of strategic asset allocation and tactical adjustments across various asset classes and also provides individual professional trustee services and access to private alternative funds.

Scott Holder is a financial advisor with Verus Capital Partners, LLC, holding a Series 65 credential and one year of industry experience. His prior work includes roles at Reward Path Recovery LLC and Sprouts Market. Verus Capital Partners is a fee-based investment advisory firm serving individuals, high-net-worth clients, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis to create customized portfolios with tactical adjustments and selective hedging, tailoring strategies to clients’ time horizons, risk tolerance, and tax considerations.

Thomas Walker is a financial advisor at Earned Wealth Advisors, LLC with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Empower Advisory Group, LLC, Personal Capital Advisors Corporation, and Fisher Investments. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on doctors, dentists, and their practices. The firm employs a diversified, buy-and-hold investment approach supported by third-party consultants and an internal committee, offering financial planning, discretionary wealth management, and retirement-plan advisory services.

Eric Smith is a CFP® professional with 27 years of industry experience. He is currently with Cornerstone Wealth Management, LLC, where he has worked since 2018, and has prior experience at LPL Financial and Lifetime Planning, Inc. He is also a practicing attorney who provides estate planning services through his own legal practice. Cornerstone Wealth Management serves a diverse client base including individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a comprehensive investment approach combining fundamental, quantitative, and qualitative analysis, offering tailored account supervision and a variety of advisory programs through the LPL platform.

Carolyn Bishop is a CFP® professional with 39 years of industry experience, currently serving at Creativeone Wealth, LLC. She has held roles at ChangePath, LLC, Sorrento Pacific Financial, LLC, and Partnervest Advisory Services LLC over her career. Outside of her advisory work, she acts as a successor trustee for a family trust. Creativeone Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, charitable organizations, and other RIAs. The firm utilizes a combination of proprietary ETF-based core models, third-party managers, and option strategies, supporting tailored suitability assessments and regular portfolio rebalancing.

Jason Griffith is a financial advisor with Simplicity Wealth holding a Series 66 credential and 19 years of industry experience. He has worked at Hoffman & Associates Financial and Estate Advisors, Inc. in various roles over 12 years and was also affiliated with LifePro Asset Management, LLC and Girard Securities, Inc. Griffith is a registered insurance agent involved in insurance planning and sales alongside his advisory work. Simplicity Wealth serves a diverse client base including individuals, high-net-worth investors, retirement plans, and institutional clients. The firm uses a fund-of-funds approach with ETFs, mutual funds, and individual securities, offering model portfolios alongside technology and operational support for other advisers through a managed account platform.

George Tyo Jr. is a Series 65-licensed financial advisor with four years of industry experience. He is currently affiliated with Gradient Advisors, LLC and has prior experience at Strategic Path Financial Group, KKG, Inc., and Seaview Properties. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm operates primarily through third-party money managers and Investment Advisor Representatives, focusing on a largely non-discretionary model and employing multiple analytical approaches in portfolio management.

Zahid Sadiq is a financial advisor at Mutual Advisors, LLC with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Mutual Advisors since 2013, with prior experience at Mercer Global Advisors Inc. He is also involved in real estate ownership alongside his wife. Mutual Advisors serves a diverse client base, including individual investors, trusts, estates, retirement plans, and institutional clients, using a combination of active and passive investment strategies tailored through various analytical approaches and technology platforms.

Kelsey Aranha is a financial advisor at Facet with four years of industry experience and holds the Series 66 designation. Prior to joining Facet, Kelsey worked at Merrill for five years. Facet Wealth provides subscription-based financial planning and discretionary investment management to individual clients, serving a wide range of households primarily through phone, video, and a proprietary web platform. The firm employs model-based asset allocations with a technology-driven approach and uses a flat subscription fee model rather than percentage-of-assets-under-management fees.

Scott Morris is a financial advisor with Planmember Securities Corporation in Carpinteria, CA, holding a Series 63 credential and 31 years of industry experience. He has been with Planmember since 2008 and is also involved with Afortus Financial Insurance Services and Prosol SRM, LLC, both of which focus on insurance services and fixed annuity sales. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through asset allocation portfolios. The firm’s investment process emphasizes strategic asset allocation and risk-based mutual fund portfolios, supported by education and support services for plan sponsors and participants.

Charles Riharb is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with PlanMember since 2013 and concurrently associated with Irm Distributors, Inc. since 1990. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary and offering participant-level investment options through its proprietary asset allocation portfolios. The firm employs a top-down strategic asset allocation approach, managing unitized, risk-based mutual fund portfolios and delivering education, support, and personalized retirement planning services.

Jonathan Johnen is a CFP® professional with six years of industry experience, currently serving at TLG Advisors, Inc. He has been associated with The Leaders Group, Inc. since 2020 and has also been involved with Farr Johnen & Associates since 2007. TLG Advisors, Inc. provides investment supervisory services, portfolio management, comprehensive financial planning, and fiduciary services to a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm’s investment approach emphasizes manager selection and monitoring, portfolio diversification through fundamental analysis and Modern Portfolio Theory, and offers a direct-to-consumer digital program called Starlight Portfolios.

Philip Ricasata is a CFP® with 27 years of industry experience and is currently with Mariner. His prior roles include positions at Creative Planning, Walpole Financial Advisors, Fidelity, Chase Investment Services, Raymond James Financial, UBS Financial Services, and Merrill. Outside of his advisory work, he co-owns an Amazon resale business with his spouse. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations through investment management, financial planning, and retirement consulting. The firm combines in-house research with third-party strategies and offers integrated tax and accounting services as well as specialized family office and financial wellness solutions.

Vida Jatulis is a CFP® professional with seven years of industry experience, currently affiliated with Private Advisor Group, LLC. Her work history includes roles at Mainstreet Financial Planning, Summit Financial Consultants, and Camber Wealth. She serves as a board member and membership chairperson for the Financial Planning Association in Oak Park, CA. Private Advisor Group serves individuals, trusts, charitable organizations, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, employing a fiduciary-based advisory model that incorporates third-party managers and diverse investment strategies.

Luke King is a financial advisor at PlanMember Securities Corporation with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ceros Financial Services, Inc. and Main Management, LLC. Outside of advisory work, he provides periodic business insights as a consultant through AlphaSights. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a strategic asset allocation framework to manage risk-based mutual fund portfolios and provides education and support services to plan sponsors and participants.

Gregory Garbeff is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 65 and Series 63 licenses and possessing 21 years of industry experience. He has held roles at multiple firms, including Forrest T. Jones & Co., Inc., where he serves as an agent and business development manager. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, functioning as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios, offering educational and support services to plan sponsors and participants.

Miranda Gerda is a CFP® and holds a Series 66 license, with eight years of industry experience. She has worked at Private Advisor Group, LLC since 2026 and previously served at Mariner Independent Advisor Network, LLC and Summit Wealth Management Group, Inc. Her background also includes a role at LPL Financial, LLC. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and managed account solutions including proprietary and third-party platforms. The firm employs a fiduciary-based advisory model utilizing various investment strategies and third-party managers.

Margaret Marapao is a CFP®-credentialed financial advisor with 11 years of industry experience. She is currently with Commonwealth Financial Network and is the owner of SagePointe Wealth Management, LLC. Her prior roles include positions at Integrity Wealth Advisors, Inc., LPL Financial LLC, Securities America, Inc., Derby & Derby, Inc., and Pacific Global Investment Management Company. Commonwealth Financial Network is a national dual-registered broker/dealer and SEC-registered investment adviser that supports approximately 2,900 affiliated advisors and manages around $213 billion in client assets. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.