Margaret Loncki is a Series 65-licensed advisor at Merus Advisors, LLC with three years of industry experience. She previously worked at Certis Capital and Claremont McKenna College. Outside of her advisory role, she is the managing member of Martin Untied LLC, a property management company. Merus Advisors provides investment advisory and financial planning services primarily to individuals and families. The firm emphasizes diversification, low volatility, and tailored recommendations through macroeconomic analysis and classical portfolio theory while focusing on advising third-party managers rather than executing trades.

Adam Meyers is a financial advisor at GoTo Financial with 16 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Western International Securities, Inc. from 2013 to 2017. GoTo Financial serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, providing portfolio asset management, financial planning, and consulting without utilizing third-party money managers. The firm’s investment approach includes regular client meetings and quarterly account reviews, using a blend of fundamental, technical, and macroeconomic analysis to build diversified portfolios tailored to clients' goals and risk tolerance.

Matthew Spille is a financial advisor at Greyfox Investors LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Greyfox Investors since 2021. Outside of his advisory role, he manages a small property management business independently. Greyfox Investors LLC provides discretionary portfolio management and asset allocation services focused on U.S. equities for individual clients and certain qualified entities. The firm employs a quantitative, factor-driven investment process to construct sector-neutral, fully invested, medium-to-long-term equity portfolios and offers tailored strategies with negotiable fee arrangements.

Joshua Keith is a financial advisor at Laguna Capital Management, Inc. in Santa Barbara, CA, holding Series 63 and Series 65 designations with 11 years of industry experience. He has been with Laguna Capital Management since 2015. Laguna Capital Management serves individual and high-net-worth clients, providing discretionary asset management, written financial plans, and retirement-plan consulting. The firm employs active investment techniques and offers annuity analysis and sub-account management through a third-party platform.

Matthew Smith is a financial advisor at Collar Capital Management, LLC and holds a Series 63 designation. He has been with Collar Capital since 2025 and has prior experience at St. Cloud Capital, LLC, where he is also Managing Director, and at MCS: Banc of California. In addition to his advisory role, he serves as CEO of Grizzly Growth Capital, a pooled investment vehicle. Collar Capital Management serves individual and high-net-worth clients by providing asset management, pension consulting, and non-discretionary investment administration services. The firm builds individualized portfolios and employs multiple analytic methods, including technical, fundamental, and cyclical approaches, incorporating a range of strategies such as options and digital assets within its discretionary management.

Kelly Smith is a financial advisor at Merus Advisors, LLC with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Merus Advisors since 2016 and Certis Capital Management, Inc. since 2005. Merus Advisors serves individual clients and families, often business owners with additional entities holding real estate or other investments. The firm provides broad financial advisory services focused on evaluating third-party advisers and investment opportunities, combining macroeconomic analysis with classical portfolio theory to tailor strategies that emphasize lower volatility and low correlation.

Nathan Wallace is a financial advisor at Greyfox Investors LLC in Ventura, CA, with 14 years of industry experience. He holds a Series 65 credential and has worked at Greyfox Investors since 2013, as well as Grasswood Partners from 2010 to 2019 and Savvy Advisors, Inc. since 2022. Greyfox Investors LLC provides discretionary portfolio management and asset-allocation services focused on U.S. equities for individual clients and certain qualified entities. The firm uses a quantitative, factor-driven relative-value model combined with fundamental research to construct sector-neutral, fully invested, medium-to-long-term equity portfolios, serving primarily non-high-net-worth clients with a boutique approach that includes negotiable fee arrangements and performance-based fees.

Alexandro Filippini is a financial advisor at Filippini Investment Advisory with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Rcx Capital Group, Silver Portal Capital, Montecito Wealth Management, and Filippini Wealth Management. Outside of his advisory work, he serves as Vice President of Fundraising for the Hope School PTA in Santa Barbara. Filippini Investment Advisory is a small firm serving individuals, trusts, foundations, estates, and business plans. The firm manages approximately $20.6 million in assets, focusing on a diversified, long-term investment approach with direct portfolio management and non-discretionary services.

Casey Marks is a financial advisor at Foronjy Financial with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including LPL Financial, Mariner Independent Advisor Network, Strategic Wealth Advisors Group, and Fidelity Brokerage Services. Marks is a member of SAG-AFTRA, although he is not currently active in that capacity. Foronjy Financial serves individual and high-net-worth clients by providing discretionary portfolio management, pension consulting, and fee-based financial planning. The firm uses a mix of managed ETF portfolios, mutual funds, fixed income, and other assets, applying cyclical, fundamental, and technical analysis with a long-term focus.

Stephen Macintosh is a financial advisor at Argyle Capital Partners, LLC with 11 years of industry experience. He holds the Series 66 designation and previously worked at D.A. Davidson & Co. from 2015 to 2019. Outside of his advisory role, he serves as a board member for the Sustainable Change Alliance Foundation and is president of ESG Capital Management, Inc., where he provides life and disability insurance solutions. Argyle Capital Partners, LLC is an SEC-registered investment adviser managing discretionary portfolios for individuals, corporations, small businesses, and retirement plan sponsors. The firm employs an active, total-return approach using index funds, equities, and fixed income, tailoring allocations to client-specific risk tolerance, time horizon, and tax considerations.

Helen Perez is a CFP® professional with eight years of industry experience. She has worked at Bergquist Wang, LLC since 2013. Wang Financial, LLC serves individuals, corporations, business entities, retirement plan participants, and private foundations with comprehensive financial planning and investment supervisory services. The firm employs a Modern Portfolio Theory-based approach emphasizing strategic asset allocation and broad diversification, managing portfolios through a buy-and-hold strategy with regular quarterly monitoring.

Ryan Lowe is a CFA® charterholder with 21 years of industry experience. He has been with 15 Equity since 2020 and concurrently associated with Lucia Wealth Services since 2014. Outside of his advisory roles, he is a member of Montecito Venture Partners, an investment partnership. 15 Equity provides discretionary and non-discretionary asset management to individuals, trusts, estates, private foundations, high-net-worth individuals, and business owners. The firm employs a focused equity strategy and custom fixed-income portfolios, serving both clients directly and independent advisers through separately managed accounts and an automated investment platform.

Iaian Filippini is a financial advisor with Filippini Investment Advisory in Santa Barbara, CA, holding Series 66, Series 63, and Series 65 licenses and has 17 years of industry experience. He has worked at several firms, including Alexander Capital, Rcx Capital Group, and Montecito Wealth Management. Outside of his advisory role, he serves on the board of 911 At Ease International, a nonprofit providing mental health services to first responders. Filippini Investment Advisory is a two-advisor firm serving individuals, trusts, foundations, estates, and businesses. The firm employs a fundamental analysis approach to diversified, long-term asset allocation and manages portfolios non-discretionarily using ETFs, mutual funds, equities, fixed income, and other vehicles.

Leo Murphy is a CFA® charterholder with 19 years of industry experience. He has been with Alamar Capital Management, LLC since 2010, where he serves as one of two advisors. Alamar Capital Management provides discretionary investment management, family office services, financial planning, and retirement plan consulting to individuals, families, trusts, charitable organizations, corporations, and retirement plans. The firm employs a bottom-up fundamental investment process with a long-term horizon and manages portfolios typically consisting of 35–50 stocks alongside ETFs and mutual funds for diversification.

Christopher Mendoza is a financial advisor with 19 years of industry experience, currently serving at 15 Equity. He holds a Series 65 designation and has worked at 15 Equity LLC since 2021. Prior to that, he spent 17 years at Graham Investment Management Inc. Mendoza is also a director at the Jing Institute, a Chinese cultural center focused on language and culture education, and serves as vice president and co-owner of Vx Logistics, a freight shipping and trucking company. 15 Equity provides discretionary and non-discretionary asset management primarily to individuals, trusts, estates, private foundations, and business owners approaching or in retirement. The firm follows a value-oriented, fundamental approach with a concentrated equity portfolio and customized fixed-income solutions designed for preservation, income, and liquidity.

Austin Neddenriep is a financial advisor at Foronjy Financial in Santa Barbara, CA, holding Series 65 and Series 63 licenses with four years of industry experience. His prior roles include positions at Gallagher, Lundardis, and Bayou Bridge Capital, among others. Foronjy Financial provides advisory services to individual and high-net-worth clients, focusing on discretionary portfolio management, pension consulting, and fee-based financial planning. The firm manages approximately $278 million primarily through managed ETF portfolios and a diversified mix of investment vehicles, tailoring allocations based on client risk and time horizon.

David Backens is a financial advisor at Certis Capital Management, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Finalis Securities LLC, Amet Partners GP, LLC, and Merus Advisors, LLC. He serves as President and Portfolio Manager of Amet Partners, a hedge fund investing in California Carbon Allowances. Certis Capital Management operates as a multi-family office serving high-net-worth individuals and families, typically with relationships of $20 million and above. The firm provides investment advisory and broad family office services, combining macroeconomic analysis with classic portfolio theory and employing both discretionary and non-discretionary portfolio management approaches.

Anthony Purpero is a financial advisor at Harbor Hills Financial Advisors with 48 years of industry experience. He holds Series 63 and Series 65 certifications and has previously worked at firms including ChangePath, LLC, Sorrento Pacific Financial, LLC, PartnerVest, and Citigroup Global Markets. He is based in Montecito, CA. Harbor Hills Financial Advisors provides advisory services primarily to individual and high-net-worth clients through ongoing portfolio management and financial planning. The firm emphasizes individualized Investment Policy Statements, tailored allocation recommendations, and regular portfolio monitoring, with investment approaches that include fundamental analysis, discretionary trading, and the use of various instruments such as mutual funds, equities, fixed income, and ETFs.

Robert Keith is a financial advisor at Laguna Capital Management, Inc. with 52 years of industry experience. He holds a Series 63 designation and has worked at Purshe Kaplan Sterling Investments and managed the Keith Limited Family Partnership. His outside activities include serving as a member of Pneuma Partners LLC, a passive special purpose investment vehicle. Laguna Capital Management primarily serves individual and high-net-worth clients, offering discretionary asset management, written financial plans, and retirement-plan consulting. The firm employs active investment techniques and provides annuity analysis and management through a third-party platform.

Jeffery Brookshire is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Pacific Wealth Strategies Group, Inc. He has held roles at both Pacific Wealth Strategies and First Allied Advisory Services over the past two decades. Brookshire also works as an independent contractor in insurance, including fixed, life, health, and property & casualty insurance. Pacific Wealth Strategies Group provides investment management, financial planning, and pension consulting to individuals, trusts, and employee benefit plans. The firm employs a customized investment process that combines fundamental and technical analysis to construct diversified portfolios and actively monitors client accounts.