David Vartanian is a financial advisor with Principal Financial Services, holding a Series 66 designation and five years of industry experience. He has worked at Central Valley Strategic Wealth Management and Principal Securities, and his background includes roles with multiple Major League Baseball teams and local school districts. He serves as a board member and investment committee volunteer for the COS Foundation, which supports fundraising and investment oversight for a local college. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Sharon Jansma is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Her career includes roles at Jansma Financial and Insurance Services, Principal Securities Inc., Principal Life Insurance Company, and Farmers Insurance Group. She is also co-owner of Jansma Enterprises, Inc., a business involved in managing real estate in Visalia, CA. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs and services, including wealth management and retirement plan consulting. The firm offers a comprehensive platform with operations, trading, technology, investment management, and compliance support, enabling advisors to deliver tailored investment solutions.

Garrett German is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His career includes roles at Ameritas Life Insurance Company and various affiliated firms since 2006, as well as earlier experience dating back to 1999. Outside of financial advising, he owns and manages a coin-operated car wash and a 10-acre orange farm, and he serves as director of a family foundation involved in missionary work internationally. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, with portfolio construction supported by an investment committee and third-party partners.

Vance Sanchez is a financial advisor with PlanMember Securities Corporation based in Visalia, CA. He holds a Series 66 designation and has seven years of industry experience. His prior roles include positions at Ameriprise Financial Services and self-employed investment and insurance services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering investment options through its asset allocation portfolios. The firm emphasizes a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios with regular rebalancing.

Jeremy Commeret is a Series 66-registered financial advisor with Integrated Wealth Concepts LLC, based in Visalia, California, with 23 years of industry experience. He has worked at several firms including LPL Financial and Independent Financial Partners. Beyond his advisory role, he is involved in coaching youth soccer with the South Valley United Soccer Club. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, employing customized portfolios with a long-term approach alongside strategic shorter-term trades.

Roxanna Holguin is a financial advisor at Empower Advisory Group with one year of industry experience. She holds Series 66 and Series 63 licenses and has previously worked with World Financial Group and Cigna HealthCare. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm employs an integrated service model aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Kevin Wright is a financial advisor with Principal Financial Services in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has worked at Principal Life Insurance and its related entities for over a decade and owns Kevin Wright Insurance with 37 years of experience. Outside of his advisory role, he serves as a licensed marriage minister with American Marriage Ministries and as the 1st trustee on the board of AMVETS, supporting veterans’ activities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money managers through distinct adviser and promoter arrangements.

Juelmarie Morgan is a financial advisor at OSAIC with 37 years of industry experience. She holds a Series 66 designation and has previously worked at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and H. Beck, Inc. Outside of her advisory role, she is involved in insurance sales. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, unified managed accounts, and access to third-party money managers.

Aubry Nakata is a financial advisor at Ameriprise with nine years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2007. Based in Visalia, CA, Nakata has spent over six years in his current role at Ameriprise. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm provides comprehensive, research-driven recommendation reports that incorporate tax-smart strategies, Social Security options, and adaptive withdrawal planning, supported by algorithmic tools and a centralized consulting team.

Rachel Gomez is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 31 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is an independent beauty consultant with Mary Kay. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Shawn Sebert is a financial advisor with Ameriprise in Visalia, CA, holding a Series 63 designation and over 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary retirement income advice.

Shani Crookshanks serves as an Associate Resident Director at Merrill, where she assists clients in creating comprehensive, goals-based financial plans tailored to their individual needs, risk tolerances, and time horizons. She focuses on helping clients align their strategies with evolving circumstances to provide confidence and freedom in managing their wealth. With a background spanning 23 years in the produce industry, Shani applies her experience in goal setting, strategy, information sourcing, and consistent execution to her financial advisory role. Her six years of childhood living in South America have contributed to her appreciation of diverse perspectives and an adventurous spirit. Shani holds a Bachelor's Degree from Arizona State University and a Master of Business Administration (MBA) from the Thunderbird School of Global Management. She has earned the Personal Investment Advisor (PIA) designation and is fluent in both Spanish and English. Her professional affiliations include active participation and an officer role in the Tulare County Historical Society, as well as membership in the Tulare Kings County Estate Planning Council. Outside of her professional pursuits, Shani enjoys cooking, gardening, genealogy, golfing, knitting and crocheting, scrapbooking, spending time with family, traveling, and practicing yoga. Her philosophy emphasizes connecting all aspects of clients' financial lives to prioritize and pursue their most important goals.

Jack Hohne is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked previously at OSAIC Wealth, Inc. and Acord and Fong Wealth Strategies. He also has a background that includes roles in education and small business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kyle Vizzolini is a financial advisor with Ameriprise in Visalia, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Maxco for three years and Sundale Vineyards for two years. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized retirement-income consulting team.

Sandra Esqueda is a financial advisor with LPL Financial in Dinuba, CA, holding a Series 66 credential and 16 years of industry experience. Her background includes roles at JP Morgan Securities LLC, JPMorgan Chase Bank, N.A., and Valic Financial Advisors. Outside of her advisory work, she is also a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options.

Bryon Todd is a financial advisor with Morgan Stanley in Visalia, California, holding Series 63, 65, and 66 licenses and bringing 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023 and 2024 respectively. Outside of his advisory role, Todd is involved in agricultural business ownership and property management through Tetra Property Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and asset management services, managing approximately $2.74 trillion in client assets.

Emi Shindo is a CFA® charterholder with 25 years of industry experience. She has worked at Linsco Private Ledger since 2005 and is currently affiliated with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by model portfolios and research.

Jaime Torres is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Torres worked at Bank of America, N.A., Walgreens, and Home Depot. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm emphasizes managed account and manager-selection capabilities and is integrated with Bank of America affiliates to support trading, lending, and capital-markets activities.

Jumana Daou is a financial advisor at Edward Jones in Visalia, CA, holding a Series 66 designation with 10 years of industry experience. Her prior work includes roles at Wells Fargo and Valley Strong Credit Union/LPL Financial LLC. Outside of advisory work, she is a business owner and CFO of non-investment related ventures including Daou Realty & Co. and Deka Group, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Steven Leoni is a financial advisor with Equitable Advisors in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes a variety of advisory models and third-party asset managers to deliver customized investment solutions.