Abby Bierschbach is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses. She has been with the firm and its affiliated entities since 2026. Prior to her advisory role, she served five years in the United States Air Force and has experience with Analytical Services Inc. and Xerion Advanced Battery/TJC Polymers Inc. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs using model portfolios and third-party managers selected by an internal Investment Management Team.

David Valencia is a financial advisor at Wealth Enhancement Advisory Services, LLC with Series 63 and Series 65 credentials. He has professional experience spanning roles at Pepperdine University and Wealth Enhancement Advisory Services, and also performs notary public services in Orcutt, CA. Wealth Enhancement Advisory Services manages over $122 billion in assets for individuals, high-net-worth clients, corporations, and retirement plans through diversified, risk-class based investment strategies combining passive and active management. The firm offers a variety of program options and supports portfolio construction and rebalancing overseen by an internal Investment Committee.

Stacy Korsgaden is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 26 years of industry experience. She previously spent over two decades with Farmers Financial Solutions and Farmers Insurance Group. Outside of advising, she is a candidate for California Insurance Commissioner. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and offers a comprehensive support platform including managed-account programs, access to third-party asset managers, and retirement consulting services.

Diane James is a financial advisor at Centaurus Financial, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Centaurus Financial since 2014. Diane is also a licensed real estate sales agent representing buyers and sellers in Arroyo Grande, CA. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements and a variety of analytical approaches.

Michael Ross Jr. is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Vivid Financial Management and in various roles outside the financial sector, including at the EPA Department of Recycling, Recovery, and Resources. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research that incorporates both quantitative and fundamental analysis.

Charlee Zleisy is a financial advisor at Commonwealth Financial Network with a Series 66 designation and three years of industry experience. She has been associated with Commonwealth Financial Network and Maguire Investments since 2014 in various capacities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Carey James is a financial advisor with Centaurus Financial, Inc. in Arroyo Grande, CA, holding a Series 63 license and over 40 years of industry experience. He has worked at Centaurus Financial since 2004 and previously operated Carey James & Associates, Inc. from 2002 to 2014. Outside of his advisory role, he serves as president of James Financial Group, which is involved in marketing activities. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutional clients, providing financial planning, portfolio management, and retirement-plan consulting. The firm employs a mix of analytical approaches across discretionary and non-discretionary management arrangements and supports model overlay programs and third-party money managers.

Joshua Coffey is a financial advisor with Eagle Strategies (New York Life) based in Santa Maria, CA, holding Series 63 and Series 66 credentials and five years of industry experience. He operates under the DBA Fulcrum Wealth and Insurance Solutions, LLC, where he sells New York Life products and brokers non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm delivers tailored advisory solutions across multiple program types and manages a substantial asset base primarily on a non-discretionary basis.

Winston Stearns is a financial advisor with Guardian Life and holds the Series 66 designation. He has one year of industry experience, including prior work as a self-employed professional and with Park Avenue Securities. Outside of his financial advisory role, he teaches line dance at a local lodge. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, provides brokerage services, financial planning, and retirement consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a combination of proprietary and third-party investment advisory programs and uses model portfolios from various strategists.

Thomas Paine is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Centaurus Financial since 2006 and has operated in long-term care insurance marketing since 1986. Paine serves as Chair of the Investment Committee for Avila Valley Mutual Water Company, a private water district board. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Randall Giorgi is a CFP® with 41 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Santa Maria, CA. His career includes roles at New York Life and Nylife Securities Inc., where he has been active since the mid-1980s, as well as ownership of Central Coast Visionary Insurance & Financial Services LLC. He also brokers non-registered insurance products through various outside carriers. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and offers multiple program types within an integrated New York Life affiliate structure.

Louis Summer is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and six years of industry experience. His career includes roles at Maguire Investments, LLC, Wacker Wealth Partners, and Taylor Frigon Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of individual and institutional clients. The firm manages around $212.7 billion in client assets and offers a comprehensive adviser-support platform that includes managed-account programs, third-party asset manager access, and retirement consulting.

Collie Coburn Jr. is a financial advisor with Eagle Strategies (NY Life) based in Santa Maria, CA. He holds the Series 63 and Series 66 designations and has eight years of industry experience. Coburn is also the owner of Fulcrum Wealth and Insurance Solutions, LLC, through which he brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple program types, with the majority of assets managed on a non-discretionary basis.

Adam Farber is a CFP® with 24 years of experience in the financial industry. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2013 and previously worked at Merrill and Vellum Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

Eric Bravo is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. He is based in Santa Maria, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

William Dugan Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he owns and manages single-family rental properties and vacant land in California. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its extensive retail advisor and branch network and provides services under a fiduciary standard.

William Doukas is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with OSAIC since 1996 and also works with David Irwin and Associates. Outside of his advisory roles, he serves as a rugby coach and event coordinator for West Coast & Cal Poly Rugby, a nonprofit position. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios tailored to client needs.

Elise Elliott is a financial advisor with Edward Jones in Grover Beach, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she spent 15 years working as a hairstylist at Salon Lux, Inc., where she continues to provide services to select clients. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Tingting Wu is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with Wells Fargo firms since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 financial advisors and offers both brokerage and advisory solutions.

Cindy Kelley is a financial advisor with Ameriprise in Santa Maria, CA, holding a Series 63 designation and 31 years of industry experience. She has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service for clients nearing or in retirement, providing tailored written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.