Kyle Vizzolini is a financial advisor with Ameriprise in Visalia, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Maxco for three years and Sundale Vineyards for two years. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized retirement-income consulting team.

Sandra Esqueda is a financial advisor with LPL Financial, holding a Series 66 designation and with 16 years of industry experience. Her prior experience includes roles at JPMorgan Securities LLC, JPMorgan Chase Bank, N.A., and Golden 1 Credit Union. Outside of advising, she is also a commissioned notary in Clovis, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on combining comprehensive financial services and operational support for its network of over 22,800 advisors.

Bryon Todd is a financial advisor with Morgan Stanley in Visalia, California, holding Series 63, 65, and 66 licenses and bringing 13 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2023 and 2024 respectively. Outside of his advisory role, Todd is involved in agricultural business ownership and property management through Tetra Property Management. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and asset management services, managing approximately $2.74 trillion in client assets.

Emi Shindo is a CFA® charterholder and holds a Series 63 license with 25 years of industry experience. She has been with Linsco Private Ledger since 2005 and is currently affiliated with LPL Financial in Visalia, CA. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jaime Torres is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Torres worked at Bank of America, N.A., Walgreens, and Home Depot. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, discretionary portfolio management, and brokerage execution services. The firm emphasizes managed account and manager-selection capabilities and is integrated with Bank of America affiliates to support trading, lending, and capital-markets activities.

Jumana Daou is a financial advisor at Edward Jones in Visalia, CA, holding a Series 66 designation with 10 years of industry experience. Her prior work includes roles at Wells Fargo and Valley Strong Credit Union/LPL Financial LLC. Outside of advisory work, she is a business owner and CFO of non-investment related ventures including Daou Realty & Co. and Deka Group, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Steven Leoni is a financial advisor with Equitable Advisors in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm utilizes a variety of advisory models and third-party asset managers to deliver customized investment solutions.

Peter Babagian is a Series 63-registered financial advisor with Morgan Stanley, based in Visalia, CA, and has 33 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a partner in HYE-PO CPS, a manufacturing and sales business focused on custom products. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual relationships and corporate financial planning agreements.

Robin Lopez is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, Lopez held positions at H&R Block, Bluemercury, TFC Partners, LiveNation, and Kentfield Hospital. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Noah Garcia is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMC Bank NA since 2023. Prior to his current roles, he was employed at California State University Northridge and Dick's Sporting Goods. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Jesus Garcia is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2014. Merrill, in conjunction with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Oscar Ocana is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 and Series 63 designations. Prior to joining J.P. Morgan Securities in 2022, he worked at Foothill Packing Inc and JPMorgan Chase Bank, N.A. Outside of his advisory role, his background includes positions in the food service and packing industries. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors via its Institutional Consulting Services program. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

James Haro Ruiz is a financial advisor at Stifel with one year of industry experience. He has previously worked at JPMorgan Chase, Principal Financial Group, and founded Clever Buyback LLC, a business that buys and sells electronics. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Michael Young is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in educational and community roles with Visalia Unified School District, Bradshaw Christian School, and Radiant Church. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Donald Dejonge is a financial advisor with Ameriprise in Visalia, CA, holding Series 63 and Series 66 licenses and possessing 18 years of industry experience. He has worked at Ameriprise since 2019 and previously held roles with MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved in business ownership and client service support through Center Street Holdings. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Darlin Rivera is a Series 66-licensed financial advisor with Wells Fargo Advisors in Visalia, California, where she has worked for seven years. Prior to her current role, she was part of the Wells Fargo Advisors Private Client Group for four years. She is also a commissioned notary public in California. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and uses proprietary research and tools to develop customized recommendations for clients.

Greg Friesen is a financial advisor with Morgan Stanley Wealth Management based in Visalia, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019 and spent 11 years at UBS Financial Services prior to that. Outside of his advisory role, he is also a sole proprietor involved in a real estate venture in Fresno, California. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process incorporates firm-approved tools and modeling techniques such as Monte Carlo simulations, with services focused on advisory roles rather than individual security recommendations.

Blake Nino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has previously worked at Foresters Financial Services and Foresters Advisory Services LLC. Nino serves as a board member for a nonprofit organization in Kingsburg, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides various financial planning and asset management solutions, using a range of strategies and research tools for portfolio management.

Nicholas Morgan is a financial advisor at OSAIC with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Woodbury Financial Services, Questar Capital Corporation, and H. Beck, Inc. In addition to advisory work, he is licensed as an insurance agent, focusing on fixed insurance products. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with access to third-party money managers and employs various asset-allocation tools and portfolio management strategies.

James Wohlford is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 14 years before joining Raymond James in 2022. Outside of his advisory role, he owns and operates an agricultural business managing 25 acres of orange groves. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles supported by affiliated research and model managers.