Julie Roth is a CFP® and holds a Series 65 license with seven years of industry experience. She is currently with Integris Wealth Management, LLC, joining the firm in 2025 after prior roles at Creative Planning, LLC and Monterey Private Wealth, Inc. Roth serves as the Investment Committee Chair for the Community Foundation for Monterey County. Integris Wealth Management is a fee-only, fiduciary, SEC-registered advisory firm serving individuals, families, trusts, pension and profit-sharing plans, and both for-profit and not-for-profit entities. The firm employs a long-term, model-driven investment approach primarily using passive mutual funds and ETFs to achieve diversification, tax efficiency, and disciplined rebalancing.

Alex Kiley is a financial advisor with Integris Wealth Management, LLC in Monterey, CA. He holds a Series 65 designation and has one year of industry experience, including prior roles at the Pebble Beach Company and California Polytechnic State University, San Luis Obispo. Integris Wealth Management serves individuals, families, trusts, pension and profit-sharing plans, and corporations by providing investment management and comprehensive financial planning. The firm employs a long-term, diversification-oriented investment approach using primarily passive mutual funds and ETFs, with an emphasis on disciplined rebalancing and tax-aware implementation.

Michael Leavy is a CFA® charterholder and holds a Series 65 license with 11 years of industry experience. He has been with Integris Wealth Management, LLC since 2004. Outside of his advisory role, he serves as director and treasurer for Harmony at Home, a nonprofit organization providing social services, where he also manages the organization’s endowment. Integris Wealth Management is a fee-only, fiduciary advisory firm serving individuals, families, trusts, pension plans, and nonprofit entities. The firm employs a long-term, model-driven investment approach focused on strategic asset allocation and broad diversification using mostly passive funds.

Jason Gordo is a financial advisor at Modern Wealth Management, LLC with 24 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at United Capital Financial Advisers, LLC for eight years. Outside of his advisory role, he manages several real estate holding companies based in Monterey, California. Modern Wealth Management provides investment advisory and integrated planning services to a diverse client base, including individuals, trusts, retirement plans, and corporations. The firm employs a centralized portfolio management approach supported by an Investment Committee and offers a range of services such as discretionary investment management, tax and estate planning, and ERISA plan support.

Cole Silva is a financial advisor at Creative Financial Designs, Inc. with three years of industry experience. He holds a Series 66 designation and has prior work experience with firms including Cotari and cfd Investments. Outside of finance, Silva serves as a substitute job coach for Hope Services, a nonprofit social services organization. Creative Financial Designs serves individual, corporate, and institutional clients across various wealth levels, providing investment management and financial planning using asset-class model allocations aligned with five risk objectives. The firm offers both discretionary and non-discretionary management, including Biblically Responsible Investing strategies, supported by an Executive Investment Committee and a range of client-focused operational features.

Anastasios Konstantin is a financial advisor at Integrity Advisory Solutions with a Series 65 credential and one year of industry experience. He has prior legal experience as an attorney with Litherland, Kennedy & Associates, APC and The Konstantin Law Firm, Inc., where he focused on estate planning and client seminars. Integrity Advisory Solutions serves a diverse client base including individuals, trusts, estates, and corporations through a network of approximately 100 independent advisors managing around $1.1 billion in assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services, employing various investment strategies and third-party platforms.

John Madonna is a financial advisor at Momentum Independent Network Inc. with 42 years of industry experience. He holds a Series 63 designation and previously worked at Hilltop Securities, Inc. for 38 years. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking clients. The firm offers advisory and brokerage services through a platform model that integrates third-party managers and specialized municipal bond strategies sponsored by Hilltop affiliates.

Anthony Madonna is a financial advisor at Momentum Independent Network Inc. with 27 years of industry experience. He has held his current position at Momentum Independent Network since 2009. Madonna holds Series 63 and Series 65 licenses. Momentum Independent Network serves individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients through advisory and brokerage relationships. The firm offers a range of services including investment advisory programs, managed accounts, financial planning, retirement plan consulting, and brokerage, execution, clearing, and custody services.

Todd Knapp is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He worked at LPL Financial from 2009 to 2021 before joining International Assets Investment Management and its affiliate in 2021. Knapp also owns Knapp Financial Group, LLC, a private label financial business. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and businesses through a national network of independent representatives. The firm focuses on customized, long-term portfolio management using mutual funds, ETFs, individual equities, and fixed income, and offers access to third-party money managers and financial planning.

Albert Fong is a financial advisor with Wedbush Securities Inc. in Salinas, CA, holding Series 63 and Series 65 credentials and possessing 46 years of industry experience. His prior work includes ten years at UBS Financial Services and a brief period at Brookstreet Securities Corporation before joining Wedbush Morgan Securities Inc., where he has worked for 19 years. Outside of his advisory role, Fong serves as chairman of the Deacon Board at Salinas Chinese Christian Church, is a commissioner for the City of Salinas Library Community Service, and is a board member of the Chinese American Citizen Alliance-National. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of wealth management, fixed income, commodities, and capital markets services. The firm combines portfolio management tailored to client objectives with institutional research and operational capabilities including clearing, custodial, and prime services.

Fred Sprinz is a CFP® professional with 49 years of experience in the financial services industry. He is affiliated with ON Investment Management CO and has held roles at Embarcadero Financial Group since 2017, as well as at S & B Financial, Inc. and THE O.N. Equity Sales Company since 1993. ON Investment Management Company provides financial planning, portfolio management, and retirement-plan advisory services to a diverse client base including individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm offers both discretionary and non-discretionary investment programs and operates with a dual-registration broker-dealer model.

Patrick Collins is a CFP® and Series 65 registered advisor with nine years of industry experience. He has been with Evanson Financial, LLC since 2026 and previously worked at Evanson Asset Management, LLC from 2014 to 2026. Evanson Financial provides investment advisory and financial planning services to individuals, trusts, retirement plan sponsors, endowments, and business entities. The fee-only firm manages approximately $5.8 billion in primarily discretionary assets, focusing on long-term strategic asset allocation using low-cost institutional mutual funds and ETFs with portfolio tilts toward small-cap and value.

Patrick Carroll is a financial advisor at World Equity Group, Inc. with 31 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with World Equity Group since 2012. Outside of his primary role, he consults on a Relative Strength Model Portfolio for Pillar6 Advisors, meeting regularly to discuss market indicators and portfolio strategy. World Equity Group, Inc. provides fee-based investment advisory and financial planning services to individuals, pension plans, trusts, charitable organizations, and businesses. The firm offers managed portfolios through a wrap-fee program combining discretionary portfolio management, financial planning, and third-party money manager access.

Laurence Walker II is a financial advisor at Kestra Advisory with 45 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at firms including UBS Financial Services, Morgan Stanley, Citigroup Global Markets, and Commonwealth Financial Network. He is also co-owner of Monterey Custom Wealth Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a range of clients including large institutional investors and sovereign wealth funds.

Teresita Miller is a financial advisor with Centaurus Financial, Inc. in Pacific Grove, CA, holding 35 years of industry experience. She has been with Centaurus Financial since 2007 and has a longstanding affiliation with Community Hospital at the Monterey Peninsula since 1992. Additionally, she is involved in health insurance sales with Blue Cross on a limited basis. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of advisory and brokerage services with an investment approach that includes fundamental, technical, bottom-up, and top-down analysis, managing assets through both discretionary and non-discretionary arrangements.

Richard Campbell is a financial advisor with Centaurus Financial, Inc. in Pacific Grove, CA. He holds a Series 63 designation and has 52 years of industry experience. Prior to joining Centaurus Financial in 2007, he worked for Cetera Wealth Services, LLC for 10 years. Outside of his advisory role, he operates a sole proprietorship focused on sales and service of individual and small group health insurance. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services under both discretionary and non-discretionary arrangements.

Calvin Celentano is a CFP® and CFA® credentialed financial advisor at Schwab Wealth Advisory with 14 years of industry experience. His prior roles include positions at Fidelity Investments, TD Ameritrade, Epstein and White Financial LLC, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, offering tailored recommendations without discretionary trading authority.

Scott Fosmark is a CFP®-designated financial advisor with 25 years of industry experience. He is currently with Kestra Advisory Services, LLC and Kestra Investment Services, LLC. His prior roles include positions at Monterey Custom Wealth Management, Commonwealth Financial Network, UBS Financial Services, and Morgan Stanley. Outside of his advisory work, he co-owns Fosmark Fisheries, a fishing company based in Carmel, CA. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including institutional and individual investors. The firm offers a range of services such as plan design, fiduciary oversight, employee education, and access to multiple management platforms and third-party solutions.

Marian Deering is a CFP® with 27 years of experience in financial services, currently serving at Kestra Advisory Services, LLC. Her prior roles include positions at UBS Financial Services, Morgan Stanley, Citigroup Global Markets, Commonwealth Financial Network, and Monterey Custom Wealth Management. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering services such as plan design, fiduciary consulting, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

John Griffin Jr. is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Arbor Point Advisors, Securities America Advisors, KMS Financial Services, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory work, he serves on the board of a local homeowners association and coordinates a scholarship fund for North Salinas High School graduates. Osaic Advisory Services, LLC is an SEC-registered enterprise advisor serving a diverse client base including individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs and consulting services, utilizing both fundamental and technical analysis, and partners with third-party managers and platform providers to deliver customized strategies.