James Marshal is a financial advisor at The Institute with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Institute For Wealth Management LLC and its predecessor firms since 2012. In addition to his advisory role, Mr. Marshal provides personal CFO services to nonprofit and for-profit businesses, including financial analysis, budgeting, tax reporting, and payroll services. The Institute for Wealth Management serves individuals, trusts, retirement plans, charitable organizations, and business entities, managing approximately $1.37 billion for around 803 clients. The firm employs a team-based investment approach centered on an internal Investment Committee that develops diversified portfolios, and it is notable for its involvement in private fund management and advisory services.

James Phillips is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked with multiple firms including Cetera, Affinity Financial Advisors, and McDaniel Knutson Financial Partners. Phillips serves on the boards of several nonprofit organizations, including the Fellowship of Christian Athletes and No Limits Academy, and is president of OxenFree Technology LLC, a fintech company. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and includes limited listed-options strategies for eligible clients. OxenFree is affiliated with OxenFree Tax LLC and OxenFree Technology LLC, which deliver tax and financial education services.

Erik Bryan is a financial advisor at OxenFree Financial in Melbourne, FL, holding Series 65 and Series 66 registrations with one year of industry experience. Prior to joining the firm, he worked for Brevard County Public Schools for 12 years. Outside of finance, he is the owner-operator of Brevard String Academy, a private music instruction business. OxenFree Financial serves individual investors, charities, and businesses by providing discretionary portfolio management, financial planning, and related consulting services. The firm offers tailored advice using mutual funds, ETFs, and model portfolios, and also provides educational seminars, estate-planning facilitation, and access to specialized tax and retirement services.

Lesley Degenhart is a financial advisor at Rossby Financial, LLC with 18 years of industry experience. She holds the Series 66 designation and has previously worked at firms including Ameriprise Financial Services, NewEdge Advisors, and LPL Financial. Outside of her advisory role, she is also a licensed notary public. Rossby Financial provides investment advisory and financial planning services to a diverse client base, including high net worth individuals, charitable organizations, and corporate entities. The firm employs a variety of analytical approaches to tailor portfolios according to client objectives and risk tolerances and manages approximately $565 million in discretionary assets.

Corrie Borde is a financial advisor at KCD Financial, Inc. with four years of industry experience and holds a Series 65 designation. Prior to joining KCD Financial, Borde worked at Borde & Associates and Bankers Life. Outside of advisory work, Borde is involved in insurance sales through Borde Insurance & Investments. KCD Financial, Inc. is a multi-team registered investment adviser and broker-dealer with 38 advisors managing approximately $202 million in assets. The firm serves individuals, corporate pension and profit-sharing plans, and charitable organizations, offering tailored investment strategies and access to third-party management programs.

Philip Mathey is a financial advisor with Flagship Harbor Advisors, LLC in Melbourne, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Flagship Harbor Advisors and affiliated with LPL Financial since 2011. Flagship Harbor Advisors is an SEC-registered investment adviser that serves individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, using a variety of investment strategies including mutual funds, ETFs, individual securities, and separately managed accounts.

Steven Austin is a financial advisor with Kovack Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2011. Outside of his advisory role, he is involved in a modeling and acting venture. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, emphasizing diversified asset-class exposure primarily through mutual funds and ETFs.

Andrew Evans is a financial advisor with Rossby Financial, LLC in Melbourne, FL, holding a Series 66 designation and 21 years of industry experience. His prior firms include TAG Advisors and Cambridge Investment Research. He serves as a board member for Archive Intel, a surveillance and archiving technology company. Rossby Financial is a Registered Investment Adviser providing portfolio management, financial planning, and retirement consulting to individuals, trusts, charitable organizations, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, using a variety of analysis methods and customized strategies tailored to client risk tolerance and investment horizons.

Nicola Nichol is a CFA® charterholder with 20 years of industry experience, currently serving as an advisor at Rossby Financial, LLC. Prior to joining Rossby Financial, Nicola worked for Securities America Advisors for a decade. In addition to advisory services, Nicola provides insurance solutions through Financial Strategies of Amelia. Rossby Financial is a Registered Investment Adviser managing approximately $358.6 million for around 800 clients, including individuals, trusts, charitable organizations, and corporate entities. The firm employs multiple investment analysis methods and offers tailored portfolio management, financial planning, and retirement consulting services.

Michael Martin is a ChFC® with 23 years of industry experience. He has worked at Rossby Financial, LLC since 2024 and previously spent 14 years with Cambridge Investment Research Advisors, Inc. Outside of financial advising, he is involved in managing a family flooring business. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, pension plans, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, utilizing a range of analytical methods and customized strategies tailored to clients’ risk tolerance and investment horizons.

Kelly Renner is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Rossby Financial, LLC since 2023. Prior to this, Renner worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2016 to 2023. Outside of financial advising, Renner holds a vice president and board member role at Wheeler Executive Center and is active in selling LegalShield services. Rossby Financial is a Registered Investment Adviser that provides portfolio management, financial planning, and retirement consulting to a diverse client base including individuals, trusts, charitable organizations, and corporate entities. The firm employs multiple analytical methods and customizes investment strategies based on client risk tolerance, offering both discretionary and non-discretionary services.

Christopher Marsico is a financial advisor at Rossby Financial, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cambridge Investment Research Advisors and Private Client Services before joining Rossby Financial in 2023. Marsico also owns and operates Marsico Financial Group, which provides accounting and tax preparation services. Rossby Financial offers investment advisory and financial planning services to individuals, charitable organizations, pension and profit-sharing plans, corporations, and other business entities. The firm manages approximately $565 million in discretionary assets and uses a range of analytical approaches and diversified strategies to tailor portfolios to clients’ objectives and risk tolerances.

Chari Rigby is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Level Four Advisory Services. Her prior experience includes roles at Raymond James & Associates, Stifel Nicolaus & Co Inc, and LPL Financial LLC. She serves on the finance and investment committees of both Center Pointe Church and the Greater Palm Bay Chamber of Commerce, where she is also chair of the board. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion and serves individuals, corporations, retirement plans, and governmental entities. The firm offers financial planning, portfolio management, retirement-plan consulting, and introduces clients to third-party money managers and wrap-fee programs.

Kevin Chancellor is a Series 66-licensed advisor at Blackridge Asset Management, LLC with 11 years of industry experience. He previously worked at Edward Jones for six years before joining Blackridge in 2021. Outside of his advisory role, he performs as a live musician in Palm Bay, Florida. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm uses model-based portfolios and a combination of fundamental, technical, and charting analysis, offering tailored financial solutions via an online platform and maintaining relationships with affiliated broker-dealers and third-party managers.

Timothy Tuschinski is a financial advisor at Simplicity Wealth in Melbourne, FL, holding a Series 65 credential with two years of industry experience. Prior to his advisory career, he served in the US Navy for 24 years. Outside of his advisory role, he is the founder and sole employee of Tactical Edge Solutions, an aerospace and defense consulting firm supporting small businesses bidding on government contracts. Simplicity Wealth serves a diverse client base including individual investors, retirement plans, corporate and institutional investors, and other financial firms. The firm employs a fund-of-funds approach utilizing ETFs, mutual funds, and individual securities, alongside model portfolios monitored and rebalanced regularly, and offers technology and operational support for other advisers through its managed account platform.

Lucas Durham is a financial advisor with Root Financial Partners in Palm Bay, FL, holding CFP® and Series 65 designations. He has two years of industry experience and previously worked at Tiaa, Ascensus, and held teaching roles at the University of Central Florida. Outside of finance, he is involved with Durham Landscaping Inc., a family business he has been associated with since 2019. Root Financial Partners provides investment management and comprehensive financial planning to individuals, trusts, estates, small businesses, and select retirement plans. The firm emphasizes broadly diversified, passive investment strategies tailored to client objectives and risk tolerance, and offers educational programming alongside specialized portfolio management options.

Danielle Douglas is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 designation and two years of industry experience. Her prior firms include True Path Financial Design, Imber Wealth Advisors, and Advisory Alpha, LLC. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis and offers tailored advice through discretionary or non-discretionary authority and an asymmetric rebalancing approach.

Stephen Florio is a financial advisor at Rossby Financial, LLC with 41 years of industry experience. He has previously worked at Cambridge Investment Research Advisors, Inc. and Raymond James and Associates. Florio serves as a board trustee for Downtown Harbor Church in Ft. Lauderdale, FL. Rossby Financial is a Registered Investment Adviser that offers portfolio management, financial planning, and retirement consulting to individuals, trusts, charitable organizations, pension plans, and corporate entities. The firm uses multiple analysis methods and customizes strategies to clients’ risk tolerance and investment horizons.

Charles Steele Sr. is a financial advisor with CreativeOne Securities, LLC, holding Series 63 and Series 65 designations and 18 years of industry experience. His prior work includes ownership of Randsco Inc, a commercial linen and dry cleaning business, and a long tenure with AIG American General Life Insurance Company. CreativeOne Securities is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm combines project-based financial planning with ongoing asset management, utilizing fundamental and cyclical security analysis and a proprietary advisory platform.

Jennifer Szeklinski is a financial advisor at Rossby Financial, LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cambridge Investment Research Advisors, Inc. and Cambridge Investment Research, Inc. from 2015 to 2023. Outside of her advisory role, she is an independent insurance agent for various companies. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, offering portfolio management, financial planning, and retirement consulting with a multi-method investment approach tailored to clients’ risk tolerance and horizons.