Michael Ross Jr. is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at Vivid Financial Management and in various roles outside the financial sector, including at the EPA Department of Recycling, Recovery, and Resources. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and research that incorporates both quantitative and fundamental analysis.

Charlee Zleisy is a financial advisor at Commonwealth Financial Network with a Series 66 designation and three years of industry experience. She has been associated with Commonwealth Financial Network and Maguire Investments since 2014 in various capacities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Carey James is a financial advisor with Centaurus Financial, Inc. who holds a Series 63 credential and has 40 years of industry experience. He has been with Centaurus Financial since 2004 and also operates Carey James & Associates, Inc., where he serves as president. His other business activities include managing marketing efforts through James Financial Group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through diverse strategies and both discretionary and non-discretionary arrangements.

Joshua Coffey is a financial advisor with Eagle Strategies (New York Life) based in Santa Maria, CA, holding Series 63 and Series 66 credentials and five years of industry experience. He operates under the DBA Fulcrum Wealth and Insurance Solutions, LLC, where he sells New York Life products and brokers non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm delivers tailored advisory solutions across multiple program types and manages a substantial asset base primarily on a non-discretionary basis.

Winston Stearns is a financial advisor at Guardian Life with a Series 66 credential and one year of industry experience. Prior to joining Guardian Life and its subsidiary Park Avenue Securities, he was self-employed for a year and has held various roles including coaching youth volleyball clubs and teaching line dance. Outside of finance, he teaches line dance at a local lodge. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, serves individuals, pension plans, charitable organizations, and corporations with brokerage services, financial planning, and advisory programs that include both proprietary and third-party strategies.

Thomas Paine is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Centaurus Financial since 2006 and has operated in long-term care insurance marketing since 1986. Paine serves as Chair of the Investment Committee for Avila Valley Mutual Water Company, a private water district board. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Randall Giorgi is a CFP® with 41 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Santa Maria, CA. His career includes roles at New York Life and Nylife Securities Inc., where he has been active since the mid-1980s, as well as ownership of Central Coast Visionary Insurance & Financial Services LLC. He also brokers non-registered insurance products through various outside carriers. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice and offers multiple program types within an integrated New York Life affiliate structure.

Louis Summer is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at several firms including Maguire Investments, LLC, Wacker Wealth Partners, and Taylor Frigon Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support services such as managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Collie Coburn Jr. is a financial advisor with Eagle Strategies (NY Life) based in Santa Maria, CA. He holds the Series 63 and Series 66 designations and has eight years of industry experience. Coburn is also the owner of Fulcrum Wealth and Insurance Solutions, LLC, through which he brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple program types, with the majority of assets managed on a non-discretionary basis.

Adam Farber is a CFP® professional with 23 years of industry experience, currently serving as an advisor at J.P. Morgan Securities. He has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Eric Bravo is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2007. He is based in Santa Maria, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

William Dugan Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he owns and manages single-family rental properties and vacant land in California. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its extensive retail advisor and branch network and provides services under a fiduciary standard.

William Doukas is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with OSAIC since 1996 and also works with David Irwin and Associates. Outside of his advisory roles, he serves as a rugby coach and event coordinator for West Coast & Cal Poly Rugby, a nonprofit position. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios tailored to client needs.

Elise Elliott is a financial advisor with Edward Jones in Grover Beach, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she spent 15 years working as a hairstylist at Salon Lux, Inc., where she continues to provide services to select clients. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Cindy Kelley is a financial advisor with Ameriprise in Santa Maria, CA, holding a Series 63 designation and 31 years of industry experience. She has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service for clients nearing or in retirement, providing tailored written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Xavier Santana Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and two years of industry experience. He has been with Cambridge Investment Research Advisors since 2024 and has prior experience at Traffic Management Inc. Outside of his advisory role, he is an independent insurance agent for various independent agencies through ONE RESOURCE GROUP. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement-plan sponsors, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering a range of portfolio management and model-based investment solutions.

Juan Forcado is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His career includes roles at CoastHills and Target Corp., as well as managing Aladdin Bail Bonds. He is also commissioned as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide, offering a range of advisory programs and financial planning services supported by research and model portfolios.

Ryan Sutherland is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill Lynch. He is based in Pismo Beach, California. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and portfolio management services separate.

Candy Soden is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 29 years of industry experience. She has worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she assists with invoicing and paperwork for an electrical business in Santa Maria, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related investment options among its offerings.

Peter Patag is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Thrivent Financial, Primerica, Blakeslee & Blakeslee Inc., Farmers Insurance Group, and California Polytechnic State University at San Luis Obispo. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based planning covering various topics without including implementation, and clients can combine planning with managed-account services under a consolidated billing option called “WealthPlan.”