Teresa Wong is a financial advisor with LPL Financial in Antioch, CA, holding a Series 66 designation and 28 years of industry experience. Her career includes prior roles at Merrill and Citigroup-affiliated firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management services delivered through a large network of advisors who utilize model portfolios, third-party subadvisors, and customized strategies.

Austin Hunt is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has two years of industry experience. He is also the owner of The Homestead, a bar and restaurant in San Francisco, where he is involved in payroll, bookkeeping, hiring, and strategic planning. Additionally, he is a partner at CNEM, providing hospitality and digital marketing consulting. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved software to analyze goals and deliver written recommendations through collaborative annual planning engagements.

Lisa Ferrante is a financial advisor with Edward Jones in Brentwood, CA, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with Edward Jones since 1999. Outside of her advisory role, she owns rental properties in Bradenton, FL that are professionally managed. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of over 23,000 financial advisors.

Kevin Mcgregor is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes roles at Avantax Investment Services and Avantax Insurance Agency. In addition to his advisory work, he operates tax preparation and accounting businesses and serves as a fiduciary managing finances and long-term care matters for clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and features a multi-manager platform with access to both affiliated and third-party investment strategies.

David Roche is a financial advisor with LPL Financial in Brentwood, CA, holding Series 63 and Series 65 registrations and having 37 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 16 years and held various roles at Morgan Stanley from 1997 to 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, with advice delivered primarily through its large network of investment adviser representatives.

Catharine Dombrowski is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and over 20 years of industry experience. She is also the managing partner of Dombrowski & Associates CPAs LLP, a CPA firm, and owns Lone Tree Funding & Mortgage, a mortgage brokerage. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of independent advisors.

Odunayo Ogunbameru is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Merrill in 2025, he worked at U.S. Bancorp Investments, Inc. for three years and Bank of America, N.A. for one year. He also held positions at U.S. Bank and Guaranty Trust Bank PLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marco Carrasco is a financial advisor with Wells Fargo Clearing in Brentwood, CA. He holds the Series 63 and Series 65 designations and has eight years of industry experience. Prior to joining Wells Fargo, Marco worked at J.P. Morgan Securities and Mutual of Omaha Investor Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Tiffany Diaz is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. She has worked at LPL Financial since 2024 and has been associated with BMO Bank N.A. since 2012. Outside of her advisory work, Diaz is a notary public in California and operates systems for K & D Productions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jeffrey Martin is a financial advisor with Wells Fargo Advisors in Santa Cruz, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with various Wells Fargo entities since 2011. He is a 40% owner of Martin Financial Group, an investment management business based in Brentwood, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutions by providing investment and fee-based financial planning services. The firm offers a broad planning menu with tailored recommendations supported by Wells Fargo research, integrating advisory services with other financial products and referral channels.

Samantha Sagers Davenport is a financial advisor with Mass Mutual Investors Services in Brentwood, CA. She holds Series 63 and Series 65 licenses and has 22 years of industry experience, all with Mass Mutual Financial and MML Investors Services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements and specializes in event-driven planning programs such as divorce and estate-settlement planning.

Michael Powell is a CFP® with 17 years of experience in the financial services industry. He is currently affiliated with Ameriprise and has held positions at several firms, including LPL Financial LLC and National Planning Corporation. Powell provides pro bono financial advice to widows through the Wings for Widows nonprofit organization. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Raul Aguilar Jr. is a financial advisor at Edward Jones with eight years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2022, he worked at NYLIFE Securities LLC and New York Life Insurance Company from 2020 to 2022, and Wells Fargo Clearing Services LLC from 2015 to 2020. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies under a fiduciary standard.

Jason Martin is a financial advisor with Wells Fargo Advisors in Brentwood, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he is involved in portfolio management through Martin Financial Group Inc., in which he holds a majority ownership. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, employing Wells Fargo research and tools to develop tailored recommendations across a broad range of planning areas.

Jeffery Mckannay is a financial advisor with LPL Financial, holding a Series 63 designation and 36 years of industry experience. He has worked with Bwc Investment Services, Inc. since 1999 and joined LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Charles Truong is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. His prior roles include positions at Bank of the West, Merrill, Wells Fargo, U.S. Bancorp Advisors, and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced research and operational tools.

Samantha Smith Carsey is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has worked within various roles at JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Silvia Hernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and six years of industry experience. She has worked with Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2011. Outside of her advisory role, she works part-time as a warehouse associate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

William Hawkins is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Global Retirement Partners LLC and Financial Telesis Inc. Hawkins has also been involved with Woodside Financial Partners, a related investment advisory entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various investment strategies and technology tools.

Kevin Wilson is a financial advisor at Cetera with 18 years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2023, he worked at Voya Financial Advisors for seven years and has also been involved in entrepreneurial ventures, including Proclaim Promotions from 2000 to 2021. He is licensed as an independent insurance agent and has experience managing properties through his role at 2727 Alamo Court, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple investment programs through a large network of independent advisors.