Stuart Allen is a financial advisor with Planmember Securities Corporation in Winchester, VA, holding the CFP® designation and Series 63 and 65 licenses. He has 35 years of industry experience and has been with Planmember since 2014. His prior work includes roles at Old Dominion Insurance & Investments, Inc. and self-employed businesses dating back to 1989. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Aleta Hoover is a financial advisor at D.A. Davidson & Co. with a Series 66 designation and four years of industry experience. Her prior experience includes roles at Truist Advisory Services, Truist Investment Services, and BB&T Bank from 2015 to 2022. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth individuals, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Ricky Leonard is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His background includes roles at PlanMember Securities Corporation, Old Dominion Insurance & Investments Inc., and Staunton City Schools. Leonard is also involved with Old Dominion Insurance & Investments Inc. as a non-producing licensed sales assistant. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm employs a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios, delivering education and support services such as seminars and personalized retirement planning.

Jordan Liskey is a Series 66 licensed financial advisor with 15 years of industry experience, currently associated with NewEdge Advisors since 2024. Prior to joining NewEdge, he worked at Edward Jones for seven years and held positions at Wells Fargo entities from 2013 to 2017. Outside of his advisory role, Liskey serves on the board of Barns of Rose Hill, a local nonprofit for the arts, participating in its Budget, Finance & Investment and Development Committees. NewEdge Advisors is an enterprise-scale registered investment adviser that serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of portfolio management, financial planning, and consulting services, utilizing multiple program structures and technology tools to support diverse client needs.

George Warren is a financial advisor with D.A. Davidson & Co. in Winchester, VA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Truist Advisory Services, Truist Investment Services, Bb&T Securities, Bb&T Investment Services, and Horace Mann Investors. D.A. Davidson & Co. serves a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of advisory and brokerage services under fiduciary standards, featuring ERISA retirement plan advisory, financial planning tools, and a Private Wealth program for clients with over $20 million in net worth.

Kandice Borel is a financial advisor at Truist Advisory Services with one year of industry experience. She holds the Series 66 designation and has worked at Truist Bank since 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, and fiduciary support, utilizing a mix of discretionary and non-discretionary manager relationships along with AI-enabled research tools.

James Patton is a financial advisor with PlanMember Securities Corporation in Winchester, VA, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. His career includes roles at Everbank and Virginia Eagle Distributing Co., LLC, and he is involved in investment and insurance services through Old Dominion Insurance & Investments. He also works as a delivery driver for Door Dash. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation approach with risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

John De Sarno is a financial advisor at OSAIC Institutions, INC. with 23 years of industry experience. He holds a Series 66 designation and has held roles at firms including Infinex Investments Inc., Bank of Clarke County, and The Prudential Insurance Company of America. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a platform that includes lending solutions and third-party asset managers.

Zachary Franks is a financial advisor at OSAIC Institutions, Inc. with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of Clarke, Teksystems, and Element Risk Wealth Advisors. Outside of financial services, he was involved with Green Monstah Firearms. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure that integrates third-party promoters and multiple affiliated entities.

Isaac Hutchison is a CFP®-designated financial advisor with eight years of industry experience, currently associated with Planmember Securities Corporation. He has worked with Old Dominion Insurance & Investment Inc since 2017 and previously spent twelve years with Greene County Public Schools. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through its PlanMember Asset Allocation Portfolios. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual-fund portfolios, supplemented by educational and support services for plan sponsors and participants.

Chet Bingham is a CFA® charterholder with 17 years of industry experience, currently serving as a financial advisor at OSAIC Institutions, Inc. He previously worked at LPL Financial LLC for six years and has experience as a self-employed contractor. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a hybrid adviser and broker-dealer structure. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a model that delegates investment management to its representatives while providing firm supervision.

Thomas Varney is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 14 years of industry experience. Prior to his current role starting in 2019, he worked with Acn and Bankers Life Securities, Inc., and he has been associated with Bankers Life & Casualty since 2008, where he manages a team of agents and is involved in hiring and training. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Christopher Merchant is a CFP® professional with 17 years of experience in the financial services industry. He is currently affiliated with Commonwealth Financial Network and Hunt Country Wealth Management, where he is also an owner. Merchant has previously worked at firms including Securities America Advisors, LPL Financial, and Middleburg Bank. He is the author of two books, *On Investing Well – The Elements of Good Investing* and *On Retiring Well – The Guidebook for Retirement Planning over 50*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, supporting affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Erin Bojarczuk is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has 11 years of experience in the industry, including roles at Wells Fargo Clearing and SunTrust Advisory Services. She is based in Winchester, VA. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary approaches through third-party platforms and manager arrangements.

Matthew Dyson is a financial advisor with Truist Advisory Services in Winchester, VA, holding a Series 66 designation and six years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, Highline Partners, and Cardinal Distributing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Todd Ellis is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at UBS Financial Services and City National Bank. Outside of his advisory role, he holds a 20% interest in racehorses in Kentucky. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on clients’ risk profiles and utilizes a mix of in-house and third-party managers to implement portfolios.

Mary Ervin is a financial advisor with Morgan Stanley in Winchester, VA, holding a Series 66 designation and having nine years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to that, she was employed at Lifetime Fitness for one year. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. Its financial planning process uses firm-approved tools and models but does not include individual security recommendations as part of standalone planning services.

Ivan Snapp is a financial advisor with Edward Jones located in Winchester, VA, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he is involved in managing rental properties through a personal business entity. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 advisors.

Julie Wise is a financial advisor at Edward Jones with 10 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing for eight years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million clients, including individual, institutional, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Antonio Loureiro is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he is the owner of Beaver Tail, LLC, a limited liability company based in Cross Junction, Virginia. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals with access to various portfolio management strategies and platform arrangements.