Gwen Dadoly is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. She has been with TIAA-CREF since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily serving individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory approach includes both one-time planning services and ongoing discretionary management through model-based and customized portfolios.

Patrick Phelan is a financial advisor with Eagle Strategies (NY Life) in Eastham, MA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked with Eagle Strategies since 2017 and has prior experience at White Cap Financial and NYLIFE Securities LLC. Phelan serves on the board of the Estate Planning Council of Cape Cod and acts as treasurer for Cape Cod Young Professionals. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and emphasizes tailored advice, operating primarily on a non-discretionary basis within an integrated New York Life affiliate structure.

Edward Benz Jr. is a financial advisor at Commonwealth Financial Network with 35 years of industry experience. He holds Series 63 and Series 65 designations and previously operated Benz Financial Services, Inc., where he served as sole owner and president. Outside of his advisory role, he is co-owner and manager of a private company that owns an office building. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custodial services.

Stephen Wiper is a financial advisor at TIAA-CREF with 33 years of industry experience. He has been with TIAA-CREF since 2007. He holds the Series 63 and Series 65 designations. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm’s advisory model separates one-time financial planning from ongoing portfolio management and acts as adviser to a donor-advised fund through Charityvest.

Michael Marchese Jr. is a CFP® with 28 years of industry experience, currently affiliated with Commonwealth Financial Network and Axial Financial Group. He has held various ownership and management roles in multiple related entities, including tax services and insurance businesses. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and custodial services.

Emily Mullane is a CFP® with 12 years of industry experience, currently affiliated with Commonwealth Financial Network and Axial Financial Group. Her prior experience includes roles at Bank of America and Merrill, spanning six years. Outside of financial advising, she is the owner of Claire & Lee Gifts, an online gift sales business based in East Falmouth, MA. Commonwealth Financial Network is a nationally registered broker/dealer and investment adviser supporting a large network of approximately 2,900 advisors and managing over $200 billion in client assets. The firm provides a broad range of managed-account programs, access to third-party asset managers, and comprehensive back-office services.

Ryan La Coe is a financial advisor at Commonwealth Financial Network with one year of industry experience. He holds the Series 66 designation. Prior to joining Commonwealth, he worked at Benz Financial Group and Interactive Brokers, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, and custody/clearing services.

Karl Schofield is a financial advisor with Empower Advisory Group who holds Series 63 and Series 66 designations and has 32 years of industry experience. He has worked at Empower Retirement since 2021 and previously spent six years with VOYA Financial Advisors. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants. The firm’s approach integrates planning and managed accounts with Empower’s administrative platforms, focusing on long-term portfolio returns and client savings rates.

Jordan Traub is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 10 years of industry experience. He previously worked at Merrill from 2016 to 2018 before joining Commonwealth in 2018. Outside of his advisory role, Traub is involved in fixed insurance sales as an agent under the business name Benz Financial Services, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and their clients. The firm offers a broad platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Marie Ellen Sparks is a financial advisor at Empower Advisory Group with 13 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Putnam Investments and TD Ameritrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm offers an integrated service model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Peter Gaines is a ChFC® credentialed financial advisor with 46 years of industry experience. He has been with Integrated Wealth Concepts LLC since 2016 and previously worked at Osaic FA, Inc. from 2006 to 2016. Gaines serves as a co-auditor on the board of the Monomoy Yacht Club, a nonprofit organization in Chatham, MA, and is active on the local Cemetery Commission. Integrated Wealth Concepts LLC supports individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a long-term investment approach and oversight of third-party managers.

David Merrigan is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over 23 years of industry experience. He has been with Commonwealth since 2002 and is also a co-owner and attorney at Merrigan & Merrigan, a law practice specializing in exit planning and tax preparation. Outside of his advisory and legal work, he serves as a high school football referee. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm provides a range of advisory programs and back-office services, including investment management, compliance, and technology support, enabling advisors to offer customized portfolio solutions under Commonwealth’s supervision.

Bryan Vanas is a financial advisor with Oppenheimer, holding a Series 63 credential and bringing 39 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003. Outside of his advisory role, he serves as a trustee for his mother’s trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a broad range of investment and retirement services across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary management options.

Anca Dehelean is a financial advisor at OSAIC Institutions, INC. with 11 years of industry experience and holds the Series 66 designation. Her prior roles include positions at Cape Cod Five Cents Savings Bank since 2017, Infinex Investments, Inc. since 2017, Janney Montgomery Scott LLC from 2015 to 2017, and TD Private Client Wealth LLC in 2015. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure.

Samuel Watson is a financial advisor at Osaic Institutions, Inc. He holds the ChFC® designation and Series 63 and 65 licenses, with 14 years of industry experience. His prior roles include positions at Infinex Investments, Inc., Citizens Securities, Inc., and Metlife Securities, Inc. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan support, and access to alternative investments and lending solutions, operating a hybrid adviser and broker-dealer structure.

Christian Pavlakis is a financial advisor at OSAIC Institutions, INC. with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Infinex Financial Group and Cape Cod Five Cents Savings Bank. Outside of his advisory work, he is involved with youth golf coaching at Cranberry Valley Golf Course, volunteers on a high school scholarship selection board, and participates in alumni fundraising activities for Elms College. OSAIC Institutions, INC. is an SEC-registered investment adviser that serves individuals, retirement plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model that emphasizes firm supervision and third-party partnerships.

Jeffrey Cowling is a CFP® professional with 37 years of experience in the financial services industry. He has been with Integrated Wealth Concepts LLC and affiliated with LPL Financial since 2016. His background includes managing investment advisory services through his independent firm, Integrated Wealth Concepts. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios constructed from mutual funds, ETFs, equities, and fixed income.

William Scotti III is a CFP® professional with 19 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and has held roles at Axial Capital Management LLC and Swift Financial Services, Inc. Scotti is a co-owner and managing principal of Axial Capital Management, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment advisor that supports a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

John Davidson is a financial advisor with Osaic Institutions, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been associated with Cape Cod Five Savings Bank and Infinex Investments, Inc. for the past 15 years. In addition to his advisory role, Davidson serves as a banking-investment executive at Cape Cod Five Savings Bank. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with a focus on both discretionary and non-discretionary accounts.

Paul Miller is a financial advisor with Commonwealth Financial Network in Burlington, MA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been affiliated with Commonwealth since 2006 and has served at Axial Financial Group since 2007. Outside of his advisory work, he is involved in tax-related services through co-ownership of Pinnacle Tax Service, LLC. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer diversified portfolios and discretionary model strategies to their clients.