Alex Hill is an Investment Consultant at Fidelity Investments, where he has been providing services since 2026. He works with individuals and families to develop financial strategies that align with their unique circumstances, goals, and priorities through a collaborative planning process. Alex has been with Fidelity Investments since 2023, gaining experience in various capacities including Workplace Investing Sales and Workplace Planning and Advice before his current role. Outside of his professional work, Alex enjoys fitness, golf, hiking, reading, skiing, and tennis.

Jay Tobias is a financial advisor with LPL Financial in Yarmouth, ME, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior firms include Wells Fargo Clearing, Wells Fargo Advisors LLC, and Citigroup Global Markets. Outside of his advisory role, he serves as a high school football coach at Summit High School in Bend, OR. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad range of non-advisory financial services.

Catherine Cleale is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its Private Bank since 2013 and 2015, respectively. Outside of her advisory role, Cleale serves on the finance committee of the Falmouth Public Library in Maine. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Robert Emple is a financial advisor with Morgan Stanley in Portland, ME, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of his advisory role, Emple is a solo singer and guitarist performing in local venues and has served as treasurer of the Falmouth Memorial Library. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services through various channels, including employer-sponsored financial planning agreements.

Jennifer Biette is a financial advisor at Merrill with 12 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following three years at RBC Capital Markets. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Clement is a financial advisor at RBC Capital Markets with 35 years of industry experience. He has been with RBC since 2008 and previously worked at City National Bank from 2020 to 2025. Outside of his advisory role, he coaches youth basketball clinics, serves on the advisory board of a nonprofit supporting immigrants, and is a board director for the Maine Basketball Hall of Fame. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies utilizing both in-house and third-party managers.

Eric Dexter is a financial advisor at Raymond James & Associates with 30 years of industry experience. He has worked at Raymond James since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Immediate Past Flotilla Commander and a Flotilla Staff Officer for Marine Safety with the U.S. Coast Guard Auxiliary. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on diverse portfolio management styles and affiliated research.

Peter Lowell is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Blackhawk Network Inc for six years and at CashStar for four years. He is based in Brunswick, ME. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment options, supported by a nationwide network of more than 23,700 financial advisors and 15,100 branch offices.

Danielle Pinkham is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has prior work experience in event planning and catering, including serving roles at Churchill Events. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to retail and institutional clients, utilizing proprietary research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also operates as a commodity pool operator and serves as an advisor to multiple registered investment companies and fund-of-funds.

Jennifer Barber is a Series 66-licensed financial advisor with Merrill, where she has worked since 2017. She has 16 years of industry experience, including a prior role at CIEE. She serves as a trustee for her condominium association in Boston. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Farkosh is a Senior Financial Advisor with Merrill Lynch Wealth Management, a role he has held since joining Merrill in 2015. He provides customized advice and guidance to affluent families and business owners, focusing on areas such as college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. His team operates as a small boutique within a global bank, offering a suite of family office type services and leveraging over 50 years of combined experience at Merrill focused on planning, investment advisory services, and tax minimization strategies. Andrew earned a bachelor's degree in Quantitative Finance with a concentration in Risk Management from James Madison University, complemented by minors in Economics and Mathematics. He holds the professional designation of Personal Investment Advisor (PIA). Born and raised in Gilbertsville, Pennsylvania, Andrew is a graduate of The Hill School and currently resides in Fredericksburg, Virginia with his wife and two dogs. He is an active member of the Fredericksburg Chamber of Commerce Committee of Young Professionals. In his advisory role, Andrew emphasizes the importance of active wealth management over static financial plans, helping clients create dynamic financial solutions that adapt to market fluctuations and life changes. His approach encompasses multiple priorities, including family, health, career, and philanthropy, supporting clients in their pursuit of engaged and fulfilled lives. Outside of work, he has interests in cooking, fishing, football, golfing, hiking, ice hockey, skiing, spending time with family, tennis, and woodworking.

Brian Mavor is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and has 37 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he worked at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by tools such as Monte Carlo simulations and Secular Return Estimates.

Maeve Keene is a Planning Consultant who collaborates with individuals and families to develop personalized financial plans that align with their priorities. She focuses on creating strategies that are efficient, adaptable, and designed to provide lasting confidence for the future. Her professional experience includes roles at Fidelity Investments, where she served as an Investment Consultant from 2025 to 2026, a Relationship Manager from 2024 to 2025, and a Financial Representative from 2023 to 2024. Outside of her professional work, Maeve enjoys boating, cooking and baking, family activities, gardening, golf, and painting.

Stacie Spielfogel is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 27 years of industry experience. She has been with Mass Mutual Investors Services since 1998 and Mass Mutual Life Insurance Company since 1996. In addition to her advisory role, Spielfogel operates an outside insurance business focused on fixed annuities, life, disability, and long-term care insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative planning engagements using firm-approved tools and delivers written recommendations tailored to client goals.

Brendon Porter is a financial advisor with Ameriprise in Portland, ME, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Jennifer Serino is a Series 66 licensed financial advisor with 14 years of industry experience. She has been with UBS Financial Services since 2011 in the Portland, ME area. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations tailored to client goals.

Vincenzo Garganese is a financial advisor with MassMutual Investors Services in Falmouth, ME, holding a Series 66 credential and eight years of industry experience. He has been with MassMutual Investors Services and its affiliated entities since 2017. Outside of advising, he manages operations for VIS WEALTH Partners, LLC, a brand marketing and operations firm he founded. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative annual planning using firm-approved analytical tools.

Michael Melo is a Certified Financial Planner® (CFP®) with 14 years of experience in the financial industry. He has been with Morgan Stanley in Portland, ME since 2016. Outside of his advisory role, he is involved with A Place for Rover, Inc., a community recreation organization based in Olympia, Washington. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process and offers a broad spectrum of investment and advisory solutions.

Christopher Copeland is a financial advisor with Morgan Stanley in Portland, Maine. He holds a Series 66 designation and has one year of industry experience. Prior to joining Morgan Stanley, he worked at Modern Health and several technology firms. Outside of his advisory role, he owns a business related to the cannabis industry. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured processes and firm-approved tools.

Peter Kelley is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at MML Investors Services, MassMutual Life Insurance, TideSmart, and Amazon. From 2010 to 2020, he operated as an independent contractor and freelancer. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings. The firm integrates institutional trading capabilities with wealth management services, employing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.