Joseph Brita is a financial advisor at Osaic with 44 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Osaic since 2018. Prior to that, he spent 25 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He is a partner at Quantum Financial Management, an LLC involved in securities sales, marketing, and investment advisory services. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm employs asset allocation tools and automated rebalancing to construct diversified portfolios, with accounts managed on discretionary or non-discretionary bases and supports various advisory platforms including third-party services such as Envestnet and SEI.

Erin Estes is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2023 and has worked at Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Tiffany Volpe is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 20 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Grove Point Investments, LLC and Grove Point Advisors, LLC from 2021 to 2025, and H. Beck, Inc. from 2009 to 2021. She also operates an accounting and tax preparation business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting a broad range of advisory strategies and financial activities.

Kristin Delong is a financial advisor with Raymond James & Associates in Allentown, PA, holding a Series 66 designation and 15 years of industry experience. Her prior roles include positions at Bank of America and Merrill. She has been with Raymond James & Associates since 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Green is a financial advisor at Wells Fargo Clearing with 15 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years before joining Wells Fargo in 2017. Outside of his advisory role, he co-owns a farm business and serves as a junior high assistant football coach in the Wayne Highlands School District. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Michael Guldin is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at Stifel since 2023. His prior roles include positions at MassMutual Life Insurance Company, Mass Mutual Investors Services, Sanofi Pasteur, and Lincoln Financial Distributors. He serves on the Board of Directors and Finance Committee for Camelot for Children, a nonprofit organization providing social and educational opportunities for children with special needs. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

William Bradford Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with AXA Advisors, LLC. In addition to his advisory role, he is involved in an outside insurance brokerage business. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and a range of asset-management programs. The firm’s advisory approach includes matching clients to program models or discretionary managers, often through third-party sponsors, and provides ERISA fiduciary services for qualified plans.

Mary Mugambi is a financial advisor at Morgan Stanley in Allentown, PA, with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs centered on structured financial planning supported by firm-approved tools and investment insight from the Global Investment Committee.

John Rimm is a ChFC® credentialed advisor with 33 years of industry experience, currently affiliated with OSAIC since 2018. He previously worked for 25 years at Signator Investors, Inc. In addition to his advisory role, he is a senior partner at Quantum Financial Management and Fixed Insurance, LLC, involved in the sales and marketing of securities, investment advisory, and fixed annuity products. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers through multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes for discretionary or non-discretionary management.

Adam Cadwallader is a financial advisor with Stifel in Center Valley, PA, holding Series 63 and Series 65 licenses and accumulating 29 years of industry experience. He has been with Stifel since 2007. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Emilio Morrone is a CFP®-certified financial advisor with LPL Financial, where he has worked since 2005, bringing 28 years of industry experience. Prior to joining LPL, he spent seven years at Valley National Advisers Inc. He is also involved in tax preparation, accounting, and bookkeeping through his firm Emilio J. Morrone, LLC, and engages in selling non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Patrick Burke is a financial advisor at Mass Mutual Investors Services with Series 63 and Series 65 licenses and two years of industry experience. He has worked at Mass Mutual Investors Services since 2024 and previously held positions at MassMutual Life Insurance Company, Glenmaura National Golf Club, Scranton Preparatory School, and Divine Mercy Parish. He is also an insurance broker, licensed to sell life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing collaborative, goal-focused planning without discretionary investment authority.

James Szczepaniak is a financial advisor at Equitable Advisors with 29 years of industry experience. He has held the Series 63 and Series 66 designations and has been with Equitable Advisors since 2001. Szczepaniak also operates The Rockland Group - Wealth Management, LLC as an additional business venture. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs primarily through a network of Investment Adviser Representatives and third-party asset managers.

Emily Frenzel is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds a Series 66 designation and has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, providing a broad range of capital markets and wealth management services.

George Naef is a Financial Advisor with Merrill Lynch Wealth Management serving clients in the Lehigh Valley since 2019. He graduated from Bloomsburg University in 2014 and initially built his career in the retail telecommunications industry, gaining experience in client service and business operations before transitioning to financial advising. George holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In his practice, George focuses on retirement planning, estate strategies, alternative investments, and other areas including college education planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, small business strategies, tax minimization, and retirement income. His approach emphasizes building long-term relationships and helping clients uncover what matters to them to develop strategies pursuing their financial goals. George is actively involved in his local community and professional organizations. He participates in the Allentown Rotary Club, where he serves on the board and chairs the program committee, and is engaged with Habitat for Humanity, AGAPE, and the Salvation Army. Outside of work, he enjoys cooking, music, reading, traveling, and spending time with his family.

Todd Harvey is a CFP®-certified financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Gabriel Micca is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds the Series 66 designation and has been with Mass Mutual and its affiliated firms since 2017. Prior to that, he spent three years at Penn State University. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and delivers written recommendations without discretionary authority.

Richard Gerhart Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 14 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process is grounded in modern portfolio theory and includes a broader set of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Kristy Kurek is a financial advisor at Wells Fargo Clearing with one year of industry experience and holds a Series 66 designation. She has been with Wells Fargo since 2012. Outside of her advisory role, she serves as a board member for the Salvation Army children’s services, supporting local foster and adoption efforts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering investment advisory services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm acts as an ERISA fiduciary and offers both non-discretionary and discretionary services, including a Plan Level Investment Selection 3(38) discretionary option.

Robert Klock is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and having 28 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, Klock is involved in managing commercial real estate properties as a co-owner of KLOCK & PATTERSON LLC and owner of 227 WEST BROAD STREET, LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority, focusing on financial planning topics that clients can integrate with managed-account programs under a consolidated billing system.