Gregory James is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 66 and Series 63 designations and has worked in various capacities within T. Rowe Price firms since 2019. His background also includes roles at the National Museum of Transportation and American University. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning, tax-aware rebalancing, and Monte Carlo simulation-based projections, operating with a unique regulatory registration and a limited client focus.

Robert Ankuma is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, JPMorgan Chase Bank, Edward Jones, Massachusetts Mutual Life Insurance Company, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary financial planning with discretionary account management and employs tax-aware strategies and Monte Carlo simulations in retirement planning.

Kevin Pittman is a Series 66-licensed financial advisor at Voya Financial Advisors, Inc. with 20 years of industry experience. He previously worked at Nationwide Investment Services Corporation for 10 years before joining Voya Financial Advisors. Voya Financial Advisors, Inc. serves a diverse client base including individual investors, retirement plan sponsors, charitable organizations, corporations, and high-net-worth clients. The firm provides financial planning, portfolio management, and other advisory services through multiple program structures, emphasizing recommendation-based advice delivered primarily via non-discretionary arrangements.

Richard Osman is a CFP® and ChFC® with 34 years of industry experience. He has been with Integrated Wealth Concepts LLC and LPL Financial since 2016. Outside of his advisory work, he is involved in authoring through a business entity established for that purpose. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and consulting services, using customized portfolios that primarily include mutual funds, ETFs, individual equities, and fixed income, and employs both long-term and shorter-term trading strategies.

Andrew Hoffman is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and three years of industry experience. Prior to joining T. Rowe Price, he worked at several mortgage firms and served in AmeriCorps City Year. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, implementing model portfolios with tax-aware strategies and providing interactive financial planning tools.

Catrice Keys is a financial advisor at T. Rowe Price Advisory Services, Inc. with Series 65 and Series 66 credentials and one year of industry experience. Prior to joining T. Rowe Price, she worked for Municipal Employees Credit Union for 12 years and took a sabbatical focused on obtaining education and skills. T. Rowe Price Advisory Services provides a retirement-focused advisory program for individual investors and households, combining financial planning, retirement income planning, and discretionary investment management primarily using proprietary T. Rowe Price mutual funds and ETFs. The firm emphasizes model allocations, tax-aware strategies, and offers plans and reviews supported by interactive online tools.

Charles Fuller is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 22 years of industry experience, including prior roles at Charles Schwab, Merrill, and TD Ameritrade. Fuller is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. Its Retirement Advisory Service uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning, tax-aware strategies, and Monte Carlo simulations for retirement income projections.

Nicholas Dawson is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to joining T. Rowe Price in 2018, he worked at Chesapeake Financial Advisors and Towson University. Outside of his advisory role, he has been employed at Chick-Fil-A since 2013. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm employs model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, using asset-location and tax-aware rebalancing strategies, and provides financial plans and income projections through an interactive online tool.

Stacy Albrecht is a financial advisor at Janney Montgomery Scott with 12 years of industry experience and holds a Series 66 designation. She has worked at Janney Montgomery Scott since 2010 in various roles. Outside of advising, she serves as a notary for Janney clients. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Brittany Chittams is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. She has been with T. Rowe Price since 2016, holding several roles within the firm. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes tax-aware portfolio management and employs Monte Carlo simulations for retirement income projections, with a minimum asset requirement to enroll in their services.

Michael Foss is a CFA® charterholder with 22 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. He holds Series 63 and Series 66 licenses and is based in Baltimore, MD. Brown Advisory provides investment management and advisory services to a diverse client base including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up fundamental research approach and offers a range of strategies across equity, fixed income, and balanced portfolios, as well as OCIO solutions and family office advisory.

Luke Land is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has been with T. Rowe Price since 2016. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs tax-aware strategies and delivers financial plans and reviews through an interactive online platform.

Gavin Chasney is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and possessing two years of industry experience. Prior to joining T. Rowe Price, he worked at Conrad's Crabs and Pica and Associates LLC. He also spent five years affiliated with the University of Maryland College Park. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning, retirement income projections with Monte Carlo simulations, and ongoing account management through a largely online platform.

Blake Hall Taylor is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. He holds the Series 66 designation. His prior roles include positions at Convergence Financial, LPL Financial, Ascension Agency, MML Investors Services LLC, and Mass Mutual Life Insurance Company. Outside of his advisory work, he is associated with LegacyHall LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning, tax-aware rebalancing, and Monte Carlo simulation tools.

Johanna Bathurst is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Kestra Advisory since 2016 and Kestra Investment Services since 2010. Bathurst is the owner of JLB Wealth Management Group, LLC, through which she provides client advising on investment strategies, retirement income planning, budgeting, and savings. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm provides fiduciary consulting, plan-level investment advice, and access to multiple management platforms, serving a range of clients including large institutional investors and sovereign wealth funds.

Timothy Riley is a financial advisor at HB Wealth with three years of industry experience. He holds a Series 65 credential and previously worked at WMS Partners, LLC, The Home Depot, and Virginia Polytechnic Institute & State University. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and a multi-strategy investment approach, including both public and private assets, as well as outsourced chief investment officer and institutional advisory services.

Dominic Soto is a financial advisor at Valic Financial Advisors with one year of industry experience. He holds Series 65 and Series 63 licenses and has previous work experience including roles outside finance, such as bartending at TAKODA Beer Garden & Rooftop Bar and working at Agia selling non-securities insurance products. Valic Financial Advisors primarily serves U.S. individuals, including high-net-worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Matthew Stuckey is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2019. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, employing model portfolios with tax-aware rebalancing and provides financial plans supported by Monte Carlo simulations and an online planning tool.

Kristopher Olenginski is a CFP® with 19 years of industry experience, currently advising clients at Janney Montgomery Scott since 2009. His credentials include the Series 66 license. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets, serving a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients through a range of brokerage, financial planning, and advisory programs.

Frederick Zeller is a financial advisor with Janney Montgomery Scott, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Janney Montgomery Scott since 2015. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services through in-house and third-party portfolio management.