Steven Raymond is a CFP® professional with 18 years of industry experience. He is currently affiliated with LPL Financial and has prior experience at Safe Credit Union and Cambridge Investment Research. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Ali Coleman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial industry for 23 years and with Merrill Lynch since 2007. Ali specializes in providing customized wealth management experiences by considering clients' entire financial and personal lives before making any decisions. He conducts regular reviews to help clients track progress and adjust plans as needed. Ali's expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, services for defined benefit plans, LGBT wealth planning, managing new wealth, personal retirement planning, special needs planning strategies, and sports and entertainment. He draws upon the resources of Merrill Lynch Wealth Management and the banking services of Bank of America to deliver comprehensive financial strategies. He holds a Bachelor's Degree in Economics from California State University, Sacramento, and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ali participates in the Natomas Chamber of Commerce and enjoys playing sports as well as spending time with his wife and two daughters.

Dean Mc Gill is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes overseen by committees to deliver tailored planning through a centralized consulting team.

Marcos Calderon is a CFP® with eight years of industry experience, currently serving at Wells Fargo Clearing since 2022. He previously worked at Bank of America, Merrill, and Edward Jones. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Winnen is a CFP® with 14 years of industry experience and is currently with J.P. Morgan Securities. He has been with JPMorgan Chase and its affiliates since 2011, serving in various roles across J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm employs an ESG eligibility framework and offers a range of fund and strategy recommendations approved through internal review processes.

James Willson III is a financial advisor with Mass Mutual Investors Services in Roseville, CA. He holds Series 65 and Series 63 licenses and has 25 years of industry experience. His prior work includes roles at The Leaders Group Inc and Lincoln Financial Distributors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-focused approaches and proprietary software tools.

Patrick Difuntorum is a Financial Advisor with Merrill Lynch Wealth Management. He holds a Bachelor's Degree from the California State University System. His role focuses on providing financial advisory services through Merrill Lynch, supporting clients in managing their wealth and financial planning. Additional details regarding his specific areas of expertise, experience, or personal interests have not been provided.

Robert Duray is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, he served in the United States Air Force for a total of 11 years. LPL Enterprise, LLC serves a broad mix of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, with an integrated platform that combines advisory programs and the sale of various financial products.

David Thomas is a financial advisor with Merrill, holding a Series 66 designation and 23 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Zanolli is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has worked at Raymond James Financial and Raymond James Financial Services, Inc. He also operates Sierra Foothill Asset Management DBA Owens Estate Wealth Strategies Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Geoff Howard is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab and Charles Schwab Bank for 14 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Jacob La Fond is a financial advisor with Mass Mutual Investors Services, holding Series 63, 65, and 66 licenses and 14 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliates from 2011 to 2024. La Fond is based in Roseville, CA. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses collaborative, annual planning engagements supported by firm-approved software and provides event-driven planning services including divorce and estate settlement.

Teri Glaspy is a financial advisor at OSAIC with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Securities America Advisors, Centaurus Financial Inc., and Banner Financial & Accounting Group Inc. Glaspy is a partner and registered representative at Vector Wealth Management Inc., where she is involved in the sale of securities and insurance products. OSAIC serves a wide range of clients, including individual and high-net-worth investors, pension plans, corporations, and charities, providing integrated brokerage and advisory services through a large network of advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios, while supporting multiple advisory platforms and third-party managed-account solutions.

Marleyna Rubin is a financial advisor at UBS Financial Services in Roseville, CA, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Bank NA, as well as employment at the University of California, Merced. Rubin joined UBS Financial Services in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to a range of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Julia Anderson is a financial advisor at Robert Baird & Co. with 18 years of industry experience. She previously worked at Stifel Nicolaus & Co. for 14 years before joining Robert Baird in 2023. Outside of her advisory role, she is involved in retail sales with Rodan & Fields. Julia is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Jahie Moore Johnson is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Makara Hang is a financial advisor at Raymond James Financial with Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at Raymond James since 2012 and is also an associate at First Tech Federal Credit Union, where he contributes to the Investment Services Division. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and supports municipal and public finance through a unique affiliation with a municipal advisor.

Maxwell Glasheen serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he partners closely with clients to understand their unique financial situations and develop personalized strategies that address their specific goals. Maxwell focuses on areas including executive compensation, family wealth management strategies, and personal retirement planning, leveraging the global investment resources of Merrill and the banking solutions of Bank of America to implement these strategies. Maxwell holds a Bachelor's Degree in Liberal Arts from the University of Nevada, Las Vegas. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Maxwell is committed to working one-on-one with clients to create financial plans tailored to their long-term objectives. Outside of his professional responsibilities, Maxwell participates in community volunteer activities. His personal interests include golfing, reading, and woodworking.

Krista Brewer is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory work, she is involved in tax planning and preparation through her business, Behl Financial, based in Roseville, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from LPL Research and third-party subadvisors.

Todd De Kellis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at Cambridge Investment Research and Woodbury Financial Services. He also provides financial advice to clients of First Tech Federal Credit Union and Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools to tailor recommendations to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.