Theresa Yarosh is a financial advisor at NPA Asset Management, LLC with 22 years of industry experience. She holds the CFP®, ChFC®, and Series 66 credentials. Her career includes roles with Penn Mutual Life Insurance Company, Guardian Life Insurance Company, and International Planning Alliance, LLC. Outside of advising, she is co-director of fundraising for the Twilight Wish Foundation, a nonprofit organization that fulfills wishes for seniors living below the poverty level, and is the author of a book titled *The Great Economic Deception*. NPA Asset Management, LLC is an SEC-registered advisor serving individuals, corporations, pension, and charitable accounts through a network of over 50 advisors. The firm manages approximately $1.065 billion in assets and offers multiple managed-account programs, third-party manager referrals, and access to a range of investment products.

Michael Karalewich is a CFP® with 25 years of industry experience, currently serving as a financial advisor at NPA Asset Management, LLC since 2006. He is dually registered with NPA Asset Management and Nationwide Planning Associates. NPA Asset Management is an SEC-registered investment adviser offering managed-account programs through its Advisor’s Edge platform, serving individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm combines advisor-led planning with model portfolio implementation, often delegating trading to approved sub-advisors while maintaining supervisory and reporting responsibilities.

Douglas Jamieson is a financial advisor with Gamco Asset Management Inc. He holds a Series 63 designation and has 43 years of industry experience. His career includes roles at Associated Capital Group, Inc., Gabelli Funds Distributor, LLC, G.research, LLC, GAMCO Investors, Inc., and GAMCO Asset Management (UK) Limited. Gamco Asset Management Inc. provides discretionary investment management and sub-advisory services to a diverse client base, including institutional investors, private clients, sovereign wealth funds, and other investment advisers. The firm employs a value-driven investment philosophy supported by fundamental research and offers a range of customized institutional separate-account composites.

Richard Walsh is a financial advisor at NPA Asset Management, LLC with 40 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining NPA Asset Management in 2014, he worked at Voya Financial Advisors. Outside of advisory work, he is also an independent insurance agent specializing in fixed insurance products. NPA Asset Management, LLC is an SEC-registered investment adviser serving individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers managed-account programs through its Advisor’s Edge platform, combining advisor-led planning with model portfolio implementation and oversight of sub-advisors.

Stephanie Hayes is a CFP® and ChFC® with 42 years of experience in the financial services industry. She has worked at Perigon Wealth Management, LLC since 2024 and previously spent over 16 years with Commonwealth Financial Network and three decades at Creative Financial Planning, Inc. Outside of advisory work, she is also an insurance agent. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to client objectives and risk tolerance, often delegating day-to-day management to independent managers while maintaining oversight and formal annual reviews.

Anthony Becker is a CFP® with 34 years of industry experience and currently affiliated with Capital Analysts. He has worked with Lincoln Investment since 2010. Becker is also involved in income tax preparation and fixed insurance sales through his own businesses. Capital Analysts serves individual and high-net-worth investors, retirement plans, trusts, and corporate clients, providing discretionary and non-discretionary portfolio management with access to in-house and third-party investment resources.

Howard Ward is a CFA® charterholder with 43 years of industry experience. He is currently with Gamco Asset Management Inc. and has held roles at Gabelli Funds, LLC and Teton Advisors, Inc. He serves on the board of Heartcare International and volunteers on the Finance Committee of the American Foundation for the Blind. Gamco Asset Management Inc. provides discretionary investment management and sub-advisory services to a diverse client base, including institutional investors, private clients, and less common categories such as sovereign wealth funds and banking institutions. The firm employs a value and growth investment philosophy supported by fundamental research and customizes accounts to client guidelines.

Byrke Sestok is a CFP® with 24 years of industry experience, currently serving as an advisor at Moneco Advisors. He has previously worked with Independent Advisor Alliance, LPL Financial, and Independent Financial Partners. Outside of his advisory work, he is an artist designing enamel hat pins and teaches at the College for Financial Planning. Moneco Advisors provides fee-based investment advisory and financial planning services primarily to individual and high-net-worth clients, offering customized investment programs that incorporate multiple analysis methods and a broad range of portfolio instruments. The firm operates at scale with multiple advisory teams and affiliated entities that provide additional financial services.

Niraj Chhabra is a CFP® with 19 years of industry experience, currently serving as Managing Director at Sidebar Advisors and working through Mariner Platform Solutions. He previously spent 17 years at Ameriprise Financial Services, Inc. In addition to his advisory roles, he volunteers with Savvy Ladies, providing financial advice, and conducts client seminars for the Financial Planning Association. Mariner Independent offers investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s platform supports model portfolios, discretionary management, and integrates institutional and retirement plan resources through affiliated entities and third-party partnerships.

Zachary Nedell is a CFP® with two years of industry experience, currently affiliated with Aegis Capital Corp. He previously worked at Z Score Sports LLC, Cox Media Group, MAP 360 Collective, and Binghamton University. Nedell has been involved as a junior partner in Larchmont Wealth Management. Aegis Capital Corp. provides investment advisory and financial services to individual and corporate clients, offering asset management, financial planning, brokerage, and related services. The firm operates both as an SEC-registered investment adviser and a FINRA member broker-dealer, with a focus on non-discretionary advisory relationships and an active broker-dealer business.

Michael Caputo is a financial advisor at Summit Financial, LLC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Purshe Kaplan Sterling Investments, Inc., Summit Equities, Inc., and Summit Financial Resources, Inc. In addition to his advisory work, he serves as president of MAC Pension, Inc. and is a member of the Estate Planning Council of Westchester County. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm offers discretionary and consultative investment management, financial planning, retirement plan advisory services, and access to alternative investments and variable annuities.

Cindy Pitonzo is a ChFC® with three years of industry experience, currently serving as a financial advisor at Advisors Capital Management, LLC. She previously worked at Tradition Capital Management, LLC and was involved with St Bartholomew the Apostle Church for five years. Advisors Capital Management, LLC provides discretionary portfolio management and proprietary model strategies to individual and institutional clients, including high-net-worth individuals, retirement plans, and charitable organizations. The firm combines top-down macro analysis with bottom-up fundamental, quantitative, and qualitative research, offering customized private accounts and specialized solutions such as municipal fixed-income portfolios and a managed mutual fund program.

Andre Renzo is a financial advisor at Aegis Capital Corp. with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Aegis Capital since 2014. Outside of his advisory role, he is involved as a clerical member of a real estate holding company, MSA Unlimited LLC. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by providing investment advisory and brokerage services, financial planning, and managed account programs through RBC and AXOS platforms. The firm offers both discretionary and non-discretionary account options and emphasizes individual, corporate, and retirement plan business.

Glenn Glazer is a financial advisor at Aegis Capital Corp. with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Aegis Capital Corp. since 2014. Aegis Capital Corp. provides investment advisory and brokerage services to individual investors, retirement and benefit plans, trusts, estates, and corporate clients. The firm offers both discretionary and non-discretionary account options across multiple managed account programs and provides trade execution, clearing, custody, and reporting services.

Richard Fitzgerald is a financial advisor with NPA Asset Management, LLC, holding Series 63 and Series 66 credentials and 41 years of industry experience. He has worked at Nationwide Planning Associates Inc since 2002. Outside of advisory services, he operates a tax preparation business. NPA Asset Management, LLC is an SEC-registered investment adviser serving individual and high-net-worth investors, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers managed-account programs combining advisor-led planning with model portfolio implementation, often delegating trading to approved sub-advisors while maintaining supervisory oversight.

Frank Ingarra Jr. is a financial advisor at NorthCoast Asset Management LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Kovitz Investment Group Partners, LLC and Connectus Wealth. He spent ten years at NorthCoast before joining Kovitz and returning to the firm following its reorganization. NorthCoast Asset Management provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as institutional and intermediary clients. The firm employs quantitatively based, systematic investment processes using proprietary models, offering a range of strategies including strategic asset allocation, equity and fixed income, tactical equity, options-based overlays, and alternative interval funds.

Alexandria Becker is a financial advisor at Capital Analysts with 11 years of industry experience. She holds a Series 66 designation and has worked at Capital Analysts and Lincoln Investment since 2015. Prior to her advisory career, she was employed at Danone North America for three years. In addition to her advisory role, Becker provides tax preparation and insurance services through A.T. Becker & Associates, Inc. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management supported by an in-house investment research team and allows advisors to incorporate custom portfolios and third-party managers depending on client needs.

Joel Kaufman is a financial advisor at Citizens Private Wealth with 49 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including JP Morgan Chase, First Republic, and UBS Financial Services. He is an owner of a credit shelter trust. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, and institutional clients with discretionary and non-discretionary investment management and comprehensive financial advisory services, including tax and estate structuring and business consulting. The firm emphasizes long-term, tailored asset allocation within an open-architecture framework and leverages its affiliation with Citizens Bank to provide additional product access and operational benefits.

John Bruggemann is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Advisors Capital Management, LLC since 2015. He also holds adjunct professorship positions at Ramapo College of New Jersey and the New Jersey Institute of Technology School of Management, where he teaches economics and international finance courses. Advisors Capital Management serves a diverse client base including individuals, employee benefit plans, and clients of unaffiliated broker-dealers and registered investment advisers, providing discretionary portfolio management through customized private accounts, model strategies, and a self-directed brokerage solution. The firm combines top-down macro analysis with bottom-up security selection across equity, fixed income, and tactical approaches, managing over $8.1 billion in discretionary assets.

Philip Rutigliano is a financial advisor at NFSG Corporation with 29 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. His prior roles include positions at Newbridge Financial Services Group, Newbridge Securities Corporation, Knights of Columbus, and Aurora Capital LLC. He occasionally consults with nonprofit and for-profit companies to improve their sales processes. NFSG Corporation is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm provides discretionary and non-discretionary asset management, financial planning, and third-party manager selection, tailoring portfolios using fundamental, technical, and cyclical analysis with a range of investment strategies.