Jeffrey Mishol is a Series 66-licensed financial advisor with 24 years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, he worked at VOYA Financial Advisors for six years. Outside of his advisory role, he operates a vehicle rental business through the Turo app. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Timothy Awiszus is a financial advisor at Morgan Stanley with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2023, including a role at Morgan Stanley Private Bank, N.A. Prior to joining Morgan Stanley, he worked at Empower and has a background that includes experience in the golf industry and education at Florida Gulf Coast University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a discovery process to develop financial plans.

Matthew Davidson is a financial advisor with Raymond James Financial Services Advisors Inc. in Beverly, MA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Raymond James since 2013 and is also involved as an associate and employee in several non-investment related financial advisory support roles with Littlefield & Associates and affiliated entities. Additionally, he serves as an insurance agent with New York Life. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a focus on tailored financial plans and investment recommendations, supported by firm research and a broad affiliate network.

Sharon Mckenna is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously at MSI Financial Services, Inc. from 2005 to 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and educational seminars, with additional event-driven planning services such as divorce and estate-settlement planning.

Gabriella Mc Clain is a financial advisor with LPL Financial in Danvers, MA, holding Series 66 and Series 63 credentials and 20 years of industry experience. Her prior roles include positions at M&T Bank, People’s Securities, Inc, and Exhale. She is also a licensed therapist operating as a sole proprietor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Marc Schiowitz is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Colin Gallagher is the Vice President, Executive Planning Consultant at Fidelity Investments, a role he has held since 2018. Prior to this, he served as Vice President, Financial Consultant at Fidelity Investments from 2013 to 2018. He began his career as a Financial Advisor at Morgan Stanley, where he worked from 2009 to 2013. Colin focuses on understanding his clients' financial goals and aspirations to design tailored financial plans that suit their individual circumstances. His experience spans over a decade in financial consulting and advising, emphasizing personalized planning. No additional information regarding Colin's education, credentials, personal interests, or community involvement is provided.

Ashley Bosquez is a financial advisor with Charles Schwab in Salem, MA, holding a Series 66 designation and six years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and previously at Charles Schwab Bank, SSB. Prior to her advisory career, she held various roles including positions at Miramont Country Club and Ann Taylor Factory. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized structure that supports extensive client coverage and integrated custody and order-routing services.

Anthony Silvio is a financial advisor with J.P. Morgan Securities in Peabody, MA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Santander Securities LLC and Putnam Investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Brendan Burke is a financial advisor with Mass Mutual Investors Services who holds the Series 63 and Series 66 licenses and has 27 years of industry experience. He previously worked at UBS Financial Services from 2015 to 2023. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to analyze client goals and provides written recommendations through annual, collaborative planning engagements.

Connell Tarr is a financial advisor with LPL Enterprise and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 52 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, third-party asset management, and access to brokerage and insurance products through an integrated platform combining advisory programs with other financial product sales.

Jose Martinez is a Series 66-credentialed advisor at Merrill with three years of industry experience. He has worked at Merrill since 2015 and previously was employed at ABC Phones of NC. Outside of his advisory role, Martinez is the sole owner of a small business unrelated to investments. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration within Bank of America enables access to a broad set of products and services beyond traditional investment management.

Jody Chadwick is a financial advisor with RBC Capital Markets in Danvers, MA, holding a Series 66 designation and 27 years of industry experience. Her career includes roles at Merrill and Bank of America, NA. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring investment strategies to each client’s risk profile.

Roger Mcdevitt is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates and John Hancock Funds. Mcdevitt is also involved with Centinel Financial Group LLC as a financial advisor and operates an insurance brokerage as a sole proprietor. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers. The firm provides integrated brokerage and advisory services utilizing asset-allocation tools and access to multiple third-party money managers and investment platforms.

Lisa Schuhmacher is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. She holds the Series 63 designation. Outside of her advisory role, she serves as a co-trustee for her mother’s trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Carl Hanson is a financial advisor at Osaic Wealth, Inc. with 30 years of industry experience. He has held positions at Osaic Wealth since 2018 and previously worked at Signator Investors from 2016 to 2018. Outside of his advisory role, he prepares a limited number of tax returns for non-securities clients during the late spring and early summer. Osaic Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio construction using a range of investment vehicles and third-party platforms.

Ernest Freeman is a financial advisor at Robert W. Baird & Co. with 48 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Janney Montgomery Scott for 10 years. Freeman serves as a guarantor and voting member of the Swampscott Beach Club in Massachusetts. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of investment strategies and overlays to meet client goals and risk tolerances.

Brian Lunceford is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as Treasurer for the Boston chapter of the National Association of Guardsmen Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Joseph D’Amore is a financial advisor with Mass Mutual Investors Services, holding the CFP® designation and Series 63 and 65 licenses, with 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and with Massachusetts Mutual Life Insurance Company since 2016, previously spending eight years at MetLife Securities Inc. In addition to his advisory role, D’Amore provides tutoring and coaching for students preparing for the CFP exam through his consulting business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning using firm-approved analytical tools.

John Mac Donald IV is a ChFC® and Series 66-licensed financial advisor with nine years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Dolan Financial Services and Commonwealth Financial Network. Outside of his advisory role, he is associated with Linden Financial Group, where he provides comprehensive financial planning and client service. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, using a range of implementation options and supported by an extensive affiliate network.