Marina Perry is a Certified Financial Planner (CFP®) with 21 years of experience in the financial services industry. She currently works at Morgan Stanley in San Mateo, CA, where she has been affiliated with both Morgan Stanley Private Bank, National Association and Morgan Stanley Smith Barney LLC since 2017. Her prior experience includes roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its planning process.

Brian Immethun is a financial advisor at Merrill in San Mateo, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Merrill, he was associated with Bank of America Merrill Lynch and has a background that includes roles outside the financial sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary strategies developed by internal and third-party managers and offers strategic asset allocation with options tailored for tax-sensitive investors.

Marianna Frederick Pauls is a financial advisor at Morgan Stanley in Palo Alto, CA, with 19 years of industry experience. She holds a Series 66 designation and has worked previously at Citigroup Global Markets, Merrill, and various other entities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and investment research.

Charlotte Lee is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning and manages approximately $2.74 trillion in client assets.

Olivia Peng is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Chase Bank and Wells Fargo Bank. Outside of her advisory work, she was a partner at Flamingo Staging LLC, a home staging business. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of fund advisory services and model portfolios while maintaining oversight controls and addressing conflicts of interest.

Stephanie Hsu is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 2018, she focuses on developing personalized financial strategies to help clients pursue their long-term goals. Stephanie works closely with clients to create portfolios that reflect their individual needs and priorities, providing access to Merrill’s investment insights alongside Bank of America’s banking and lending solutions. Born and raised in San Mateo, Stephanie earned her Bachelor’s degree from Santa Clara University, graduating with President’s and Magna Cum Laude awards in Finance, Economics, and Real Estate. She holds the Personal Investment Advisor (PIA) designation. Her areas of client focus include college education planning, family wealth management strategies, personal retirement planning, socially responsible and ESG investing, women and wealth, and tax minimization. Stephanie’s approach emphasizes purpose-driven portfolio construction and a commitment to acting in her clients’ best interests. Outside of her professional role, Stephanie participates in community volunteering consistent with Merrill's tradition of local engagement. Her personal interests include adventure sports, camping, hiking, pottery, skiing, traveling, and yoga.

Roland Bergman is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. He holds Series 63 and Series 65 licenses and has business activities that include investment advisory and insurance/benefits services through Gateway Financial Advisors, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services via a network of independent Financial Professionals, employing a variety of portfolio management approaches and platform arrangements.

John Parsons is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial. He has held roles at Cetera and founded Parsons Financial Advisors, Inc., where he has been active since 1994. In addition to financial advising, he operates Parsons Accounting & Tax Services, providing tax and accounting work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by various model portfolios, research, and advanced portfolio management options.

Laura Olson is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior roles include positions at Edward Jones, Thrivent Investment Management, Concorde Asset Management, and Ameriprise Financial Services. Outside of her advisory work, Olson is engaged as a pet sitter through Rover. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Feng Zhao is a Series 66-credentialed financial advisor with Charles Schwab & Co., Inc. based in San Mateo, CA. He joined the firm in 2025 and has prior experience working at Fortinet Inc. and Yodlee Inc. Outside of finance, Feng spent two years engaged in extended travel. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset investment approach supported by research and due diligence on alternative investments.

Nicole Granato is a financial advisor at LPL Financial with 17 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Qiumei Sun is a financial advisor at Ameriprise with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Ameriprise and its affiliated entities since 2013. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice addressing income sources, tax-aware withdrawals, and Social Security options.

Mark Jones is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 63 designation and over 40 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets starting in 1995. Outside of finance, he is a silent partner in a local sandwich shop in Foster City, CA. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, employing structured financial planning processes and offering access to corporate financial planning agreements.

Thomas Cortopassi is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 36 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999. In addition to his advisory role, he is an independent insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Mary Rapperport is a financial advisor at Morgan Stanley with Series 66 credentials and two years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2023 and has prior experience at Relyance AI, Retain.ai, and LiveRamp. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies to support its advisory services.

Todd Freeman is a CFP® and ChFC® with 48 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005. Outside of his advisory work, he collects comic art and participates in conventions related to this hobby. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a variety of portfolio management and model-based solutions.

Ajanta Basak is a financial advisor with Merrill in Foster City, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill and Bank of America since 2011. Outside of her advisory role, she serves as a board member and fundraising volunteer for the Chitresh Das Institute, a nonprofit organization in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Amy Cook is a CFP® professional with 17 years of industry experience, currently advising at LPL Financial since 2021. Her prior roles include founding Antique Typewriters and authoring a children's book series and a financial book, in addition to operating JFM Planning Services Inc. and engagement with the San Mateo Chamber of Commerce. Amy's outside activities also encompass publishing and authorship related to personal finance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, and institutions. The firm offers diverse advisory programs and portfolio management options supported by in-house and third-party research.

PJ Rich is an Investment Consultant with experience in wealth management and financial advisory roles. He has worked as a Financial Solutions Advisor at Bank of America Merrill from 2024 to 2026 and as a Wealth Management Associate at Equitable Advisors from 2023 to 2024. He holds a California Insurance License. PJ believes that successful financial planning starts with understanding the individual goals and values of each client. He emphasizes building lasting relationships based on trust, transparency, and personalized guidance to help clients make informed financial decisions throughout different stages of life. Outside of his professional work, PJ has interests in beach activities, fitness, golf, hiking, skiing, and traveling.

Ronnie Raroque is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 63 designation and 33 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he engages in insurance activities as a writing agent under Raroque Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and multiple portfolio management options.