Robert Martufi Jr. is a financial advisor with Primerica Advisors in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993 and has operated Martufi and Associates Inc. since 1999. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, both non-high-net-worth and high-net-worth, as well as corporate and charitable clients. The firm uses model-delivery strategies developed by unaffiliated asset managers and operates on a large scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Kyle Couture is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. His career includes positions at DoorDash, Johnson & Wales University, and BankNewport. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of mutual funds, ETFs, and ETPs.

Michael Yoffee is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 17 years of industry experience. His prior work includes roles at Principal Financial Services and MassMutual Life Insurance Company. Outside of his advisory work, he serves as president of Professionals With Purpose, a charity-focused business networking group. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with an emphasis on collaborative, goal-based planning.

Austin Morgan is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held several roles at Westfield State University and worked at The Hollister Group and Tj Maxx. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

James Raiola is a ChFC® with 39 years of experience in the financial services industry. He has been with MML Investors Services, Inc. since 1996 and associated with MassMutual Life Insurance Company since 1987. Outside of his advisory role, he is a guitarist in the rock band Colby James Band. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, using collaborative, annual planning engagements supported by firm-approved analytical tools.

Michael Rozzero is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and Charles Schwab Bank SSB. Rozzero serves as a board member of the David Louis Cunha Foundation, participating in decisions on charitable fund allocations. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management with multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services.

Paul Chaput is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes sixteen years at Winslow, Evans & Crocker, Inc. and two years at Boston Benefits Group. Outside of advising, Chaput works as a locomotive engineer for Keolis Commuter Services and serves in a fiduciary capacity with TCC Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by a large network of investment adviser representatives.

Tracey Peterson is a CFP® with 32 years of industry experience, currently serving at Fidelity. She has held multiple roles within Fidelity Brokerage Services since 1993, with a brief period at Ascena Retail in 2019. She works at Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Daniel Richardson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at the Rhode Island Department of Environmental Management and work in education at Rhode Island College and Ponaganset High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios that utilize mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and incorporates systematic methodologies and long-term asset allocation benchmarks in its investment process.

Michelle Couture is a financial advisor with Merrill in Providence, RI, holding Series 63 and Series 66 designations and 24 years of industry experience. She has worked at Merrill since 2009 and has been associated with Bank of America, N.A. for over two decades. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Wetherbee is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab and TD Ameritrade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Donald Carcieri is a Wealth Management Advisor and partner with the Carcieri and Bock Group at Merrill Lynch Wealth Management. Since joining Merrill in 2014, he has worked with high net worth clients, families, and small business owners to develop and execute comprehensive financial strategies. Carcieri and his team utilize industry research and Merrill's proprietary wealth management technology to deliver tailored goals-based planning and tax-efficient investment strategies. His areas of focus include portfolio construction, income and retirement planning, generational wealth transfers, and relationship management. Carcieri began his career in the financial services industry in 2010. He earned his CERTIFIED FINANCIAL PLANNER® designation in 2016 and became a Certified Plan Fiduciary Advisor professional in 2018. He also holds credentials as a Personal Investment Advisor and Retirement Accredited Financial Advisor. Carcieri graduated from Amherst College with a bachelor's degree, where he was captain of the varsity basketball team and participated in a national championship in 2007. In addition to his professional responsibilities, Carcieri serves on the Diocese of Providence Investment Committee. He lives in Coventry, Rhode Island, with his wife and two sons. Outside of work, he enjoys golf, cooking, learning about wine, playing chess, and coaching.

Shane Welter is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held roles in various sectors including funeral services and healthcare. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base ranging from retail investors to institutional entities. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Stephen Mccourt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked extensively with Prudential Insurance Company of America and Pruco Securities, LLC from 1977 until joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a broad client base including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and multiple financial planning and portfolio management solutions.

Hayden Shinn is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Honeyhive Capital and Market on Main, as well as work related to the University of South Carolina and Hilton Head Cabana Services. Fidelity's Strategic Advisers LLC, where Hayden works, provides investment management and advisory services to retail and institutional clients, including managing discretionary and non-discretionary portfolios, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies.

Alan Slavin is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm offers advisory, brokerage, and insurance solutions through affiliated companies and uses a combination of research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports.

Frederick Thielker is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to develop comprehensive financial strategies tailored to their unique goals and circumstances. His professional approach focuses on connecting clients with appropriate people, plans, and processes to support personal ambitions such as education funding, retirement planning, and long-term family objectives. He brings expertise in financial planning, including areas like long-term income sustainability, wealth transfer and preservation, tax-efficient strategies, and educational funding. Frederick's professional designations include Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from American International College. Outside of his professional role, Frederick has personal interests that include baseball, basketball, camping, fishing, gardening, golfing, hunting, refereeing, traveling, and woodworking.

Alexander Araniz is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. His approach includes collaborating with clients to create plans tailored to their family, goals, and aspirations. His areas of expertise include personal retirement planning, college education planning, family wealth management strategies, and legacy planning. Alexander is certified as a Chartered Retirement Planning Counselor (CRPC) and holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of Massachusetts Lowell. Outside of his professional work, Alexander enjoys activities such as boating, chess, cooking, football, ice hockey, music, pickleball, spending time with his family, volleyball, and watching movies.

Thomas Carlow Jr. is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 10 years of industry experience. He is also an independent contractor and partial owner of 1776 Financial Services Inc. located in Franklin, MA. Additionally, he has been involved in rental real estate through TC2 Realty LLC since 2022. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad range of clients, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Christopher Swick is a Senior Vice President and Senior Financial Advisor with the Swick & McDevitt Group at Merrill Lynch Wealth Management. He works with high net worth individuals, families, and institutions to provide tailored financial advice and guidance that addresses their specific objectives. His expertise includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and investment consulting for defined contribution plans among other client focus areas. As a qualified Portfolio Manager, Chris manages personalized or defined investment strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, occasionally on a discretionary basis through the firm's Investment Advisory Program. Chris graduated from Colby College in Waterville, Maine in 2014 with a Bachelor of Arts degree in Economics, concentrating on financial markets. He joined the Dziuba Group in 2012, where he initially focused on portfolio analytics and investment research. Chris holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in Boston, Massachusetts, Chris contributes to the community as a mentor for the Colby Financial Alumni Club, assisting undergraduate students in their career development within financial services. He also serves as a Corporator on the Advancement Subcommittee for Bishop Feehan High School in Attleboro, Massachusetts. Outside of his professional and community activities, Chris enjoys various sports such as golf, tennis, and skiing.