Chandler Rauch is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and approximately one year of industry experience. His background includes roles at Trustco Bank and Siena College, along with service in the United States Marine Corps Reserves from 2017 to 2023. Outside of finance, he was involved with LionHeart Pub and Brewery from 2021 to 2022. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm employs strategic and tactical allocation models and offers services that integrate various Goldman Sachs affiliates, delivering a range of investment and wealth management solutions.

Nicholas Dicostanzo is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. His prior work experience includes roles at Andersen Tax and The Cheesecake Factory. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals and institutional clients, utilizing centralized investment resources and integrated financial services across its affiliates.

Justin Pangburn is a Series 66-licensed financial advisor with Private Advisor Group, LLC. He has experience at LPL Financial and American National Insurance, as well as prior roles outside the financial industry including teaching and golf course management. Private Advisor Group serves a diverse client base including individuals, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a network of investment adviser representatives. The firm provides access to multiple advisory programs and asset management platforms, utilizing a variety of analytical approaches and custodial options to align with client objectives.

Raziq Farhat is a financial advisor with Goldman Sachs Wealth Services, holding Series 65 and Series 63 licenses and bringing seven years of industry experience. His prior roles include positions at The Ayco Company, L.P./Mercer Allied and The College of Saint Rose. He is based in Cohoes, NY. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients. The firm employs strategic and tactical allocation models and offers a range of services such as Private Family Office and Specialized Executive Wealth programs, leveraging an integrated platform that includes affiliated Goldman Sachs entities and advanced analytics.

John Scheidegger is a financial advisor with Eagle Strategies (NY Life) based in Latham, NY, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been associated with Eagle Strategies and Wealth Strategies Group since 2009, and with New York Life Insurance Company since 2000. Eagle Strategies serves a diverse client base, including individual investors, defined contribution and defined benefit plans, charitable organizations, and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and delivers advice through multiple programs, managing the majority of its assets on a non-discretionary basis.

Andrea Gregory is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and eight years of industry experience. She previously worked at The Ayco Company, L.P. and Sylvan Learning Center. Outside of her advisory work, she operates the Tortured Poets Book Club, a TikTok account analyzing Taylor Swift song lyrics. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, corporate participants, and institutional clients. The firm provides tailored financial planning and portfolio management, leveraging a broad range of strategic allocation models, investment selections, and proprietary analytics within the broader Goldman Sachs ecosystem.

Kyle Chambers is a financial advisor with Valic Financial Advisors in Albany, NY, holding a Series 66 designation and six years of industry experience. He has worked with Valic Financial Advisors since 2019 and also operated a business, Kyle's Creations L.L.C., from 2022 to 2024. Outside of his advisory work, he is an agent for non-securities insurance products through Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and operating with a large network of advisors.

Sofia Levina is a financial advisor at Citizens Securities, Inc. in Albany, NY, with eight years of industry experience. She holds the Series 63 and Series 65 designations and has been with Citizens Securities and Citizens Bank in various roles since 2015. In addition to her advisory work, she is a licensed Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both digital and managed account advisory options and operates as a broker-dealer and insurance agency, with a particular focus on ETF-based portfolios through its proprietary digital platform.

Adam Lorch is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and three years of industry experience. He has worked at Goldman Sachs since 2019 and previously held positions at Cap Com FCU, Trustco Bank, and Siena College. Goldman Sachs Wealth Services provides financial planning, investment management, and related advisory support to a wide range of clients, including individual and high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Stephen Jenkins is a financial advisor with Key Investment Services LLC, holding a Series 66 credential and 21 years of industry experience. His prior roles include positions at Sterling Manor Financial and Cadaret, Grant & Co., Inc. Jenkins serves as chair of the Board of Assessment Review and president of the Rhinebeck Central School District Board of Education. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a variety of advisory programs and managed accounts. The firm emphasizes client-directed investment decisions alongside ongoing monitoring and due diligence of third-party advisory products.

Jason Ostapczuk is a financial advisor with Citizens Securities, Inc. in Binghamton, NY, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Robert Palmer is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at Atlas Private Wealth Management, LLC and The Colony Group, LLC. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm offers a range of wealth management and advisory services focused on a long-term, tax- and fee-sensitive investment approach that incorporates both fundamental and quantitative analysis.

Michael Ciarlo is a financial advisor at OSAIC Institutions, Inc. He holds a Series 66 designation and has been with the firm since 2025. His prior work experience includes roles at Ballston Spa National Bank and the College of Staten Island. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing advisory and brokerage services through customized engagements, financial planning, ERISA plan services, and access to alternative investments. The firm operates with a predominance of non-discretionary assets and integrates broker-dealer and advisory services across a large network of investment adviser representatives.

Alexander Dunn is a financial advisor at Goldman Sachs Wealth Services with 10 years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2021, following six years at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and related advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm leverages centralized investment resources and integrated affiliate capabilities to deliver tailored wealth management solutions.

Stephen Mitola is a financial advisor at Key Investment Services LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Key Investment Services since 2008. The firm serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. Key Investment Services operates within the KeyCorp group and works closely with affiliated entities such as KeyBank and KeyBanc Capital Markets.

Gregory Gosier is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Voya Financial Advisors, Inc. since 2014. He holds the Series 66 designation and operates out of Saratoga Springs, NY. Outside of his advisory role, he is an independent insurance agent and owner of Empire State Wealth Management LLC, which provides insurance and investment product services. Voya Financial Advisors, Inc. offers investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm employs a mix of model portfolios and manager-driven strategies, supporting both discretionary and non-discretionary accounts through an integrated advisory and broker-dealer platform.

Jake Pusateri is a financial advisor at Citizens Securities, Inc. in Albany, NY, with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Wells Fargo and JPMorgan Chase Bank. Outside of finance, he has worked as a bartender at Buteras Restaurant of Bay Shore. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory platform and managed account programs, operating as both a broker-dealer and insurance agency, and is wholly owned by Citizens Bank, N.A.

Peter O'Connor is a financial advisor at Goldman Sachs Wealth Services with 22 years of industry experience. He holds a Series 63 designation and has worked at Goldman Sachs & Co. LLC since 2021, following an 18-year tenure at The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and related advisory support to a wide range of clients, including individual and high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and model portfolios, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Andrew Murphy is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Canoe Island Lodge and St. Lawrence University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to execute client recommendations.

Matthew Mead is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. His prior roles include seven years at the Office of the NYS Comptroller and three years at The AYCO Company, L.P./Mercer Allied. He has been with Cetera Investment Advisers LLC since 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, operating a multi-manager platform with diverse program options and over $256 billion in assets under management.