Mark Jones is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 63 designation and bringing 40 years of industry experience. His career includes roles at Citigroup Global Markets from 1995 to 2009 and Morgan Stanley Smith Barney since 2009, with a current position at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a silent partner in a local restaurant, The Sandwich Spot, in Foster City, CA. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Thomas Cortopassi is a financial advisor with LPL Financial in San Carlos, CA, holding a Series 63 license and 36 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999 and is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

Mary Rapperport is a financial advisor at Morgan Stanley with Series 66 credentials and two years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2023 and has prior experience at Relyance AI, Retain.ai, and LiveRamp. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies to support its advisory services.

Todd Freeman is a CFP® and ChFC® with 48 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005. Outside of his advisory work, he collects comic art and participates in conventions related to this hobby. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals using a variety of portfolio management and model-based solutions.

Ajanta Basak is a financial advisor with Merrill in Foster City, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill and Bank of America since 2011. Outside of her advisory role, she serves as a board member and fundraising volunteer for the Chitresh Das Institute, a nonprofit organization in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Amy Cook is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. She has a diverse background including roles in insurance, financial planning, and business ownership, as well as community involvement with the Police Activities League and the San Mateo Chamber of Commerce. Outside of finance, Amy is an author of children’s books and financial education materials. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor-facing tools and a broad scope of financial activities.

PJ Rich is an Investment Consultant with experience in wealth management and financial advisory roles. He has worked as a Financial Solutions Advisor at Bank of America Merrill from 2024 to 2026 and as a Wealth Management Associate at Equitable Advisors from 2023 to 2024. He holds a California Insurance License. PJ believes that successful financial planning starts with understanding the individual goals and values of each client. He emphasizes building lasting relationships based on trust, transparency, and personalized guidance to help clients make informed financial decisions throughout different stages of life. Outside of his professional work, PJ has interests in beach activities, fitness, golf, hiking, skiing, and traveling.

Ronnie Raroque is a financial advisor with LPL Financial in San Mateo, CA, holding a Series 63 designation and 33 years of industry experience. He has been with LPL Financial since 2008, following roles at U.S. Bancorp Investments and Citicorp Investment Services. Raroque also operates Raroque Wealth Management, where he is involved in non-variable insurance services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Christopher Patten is a financial advisor at Charles Schwab in San Mateo, CA, holding a Series 66 designation with less than one year of industry experience. His prior background includes roles at SESLOC Credit Union, Cal Poly Associated Students, Inc., and various positions related to education and outdoor activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Paulina Wong is a CFP® with 14 years of industry experience, currently advising at Charles Schwab & Co., Inc. in San Bruno, CA. Her prior roles include positions at Morgan Stanley, JP Morgan Securities, JP Morgan Chase Bank, and Neuberger Berman. Outside of finance, she has experience working with Corepower Yoga for two years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach with centralized supervisory and custody arrangements.

Weina Hou is a financial advisor at Ameriprise with 15 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at East West Bank, Cetera, and Bank of America. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its specialized Premier Retirement Income service that provides tailored retirement-income planning through a combination of proprietary research, third-party data, and algorithmic tools.

King Tong Wong is a financial advisor with J.P. Morgan Securities in Millbrae, CA, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021 and was previously employed at Bank of America from 2018 to 2021. Outside of finance, his background includes roles at My Wireless and Fillmore Karaoke. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm’s approach incorporates an ESG eligibility framework and primarily offers asset-based fee programs with a focus on non-discretionary advisory services.

Tommy Sajutie is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill and Bank of America since 2014 and was previously employed at Wells Fargo Clearing and Wells Fargo Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individual, high-net-worth, and institutional clients. The firm integrates trading, account administration, and custody support with a focus on both strategic and tactical asset allocation.

Michael Abrams is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His career includes tenures at Wells Fargo Clearing and Wells Fargo Advisors before joining Ameriprise in 2020. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies.

Jeffrey Oberle is a financial advisor with Fidelity who holds Series 63 and Series 65 licenses and has eight years of industry experience. His prior work experience includes roles at Morgan Stanley and In-N-Out Burger before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves multiple registered investment companies and offers algorithmic portfolio construction supported by AI and long-term asset allocation benchmarks.

Marc Kriessmann is a financial advisor with OSAIC in San Mateo, CA, holding Series 65 and Series 66 licenses and bringing 17 years of industry experience. He has previously worked at Securities America Advisors, Inc. and Securities America, Inc. and is involved in managing fixed annuity products primarily for public employees and nonprofit organizations through Ben Yohanan Annuity & Insurance Agency, Inc. Additionally, he serves as Managing Director at Hatch Retirement Advisors, focusing on retirement-related planning and coordination of life transitional events for retirees and their families. OSAIC serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm utilizes various advisory platforms and asset-allocation tools to provide integrated brokerage and investment advisory services, supporting both discretionary and non-discretionary portfolio management.

Jong Hyun Kim is a Series 66 registered advisor with Charles Schwab, based in San Mateo, CA, and has four years of industry experience. His prior roles include positions at West Valley Community Services, YMCA of Silicon Valley, Downtown College Prep, and Berryessa Union School District. Kim has worked with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment services utilizing multi-asset model portfolios and alternative investment options, supported by a large-scale integrated operational structure.

Ahmad Hojatnia is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at JPMorgan Chase Bank, Bank of America, Merrill, and Raymond Young CPA. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors, combining institutional advisory operations with brokerage and investment management capabilities.

Dong Choi is a financial advisor with Ameriprise in Redwood City, CA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise since 2012, including six years at the current firm. Outside of his advisory role, Choi serves as Treasurer on the Board of Directors for the Monsoon Education Youth Project and is a member of Endless Knot, both nonprofit organizations based in Globe, AZ. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm provides comprehensive, research-based recommendation reports combining modeling, tax strategies, and asset management, delivered through a centralized consulting team in partnership with financial advisors.

Max Kaplan is a financial advisor at Fisher Investments with seven years of industry experience. He holds the Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research, implements tax-aware strategies, and manages risk through various defensive tactics.