Harry Kaplan is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2023, initially serving as an Investment Consultant before his current role. Prior to joining Fidelity, Harry worked as a Financial Advisor at Prudential from 2022 to 2023. His earlier experience includes roles focused on high net worth clients at Vanguard and shareholder services and trade processing at Manning & Napier from 2017 to 2022. Harry partners with clients to build financial plans centered around their priorities, engaging in a collaborative process to empower clients to take confident steps toward their financial future. Outside of his professional work, Harry's interests include cooking and baking, golf, music, and parenthood.

John Kramer is a Series 66-licensed financial advisor with 26 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 14 years at Ameriprise Financial Services. Kramer is based in Pittsford, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kenneth Ingersoll is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Cambridge Investment Research. In addition to his advisory work, he serves as a partner at Allied CPAs P.C. and holds a vice president position at Allied Financial Services, Inc. OSAIC serves a broad range of retail and institutional clients with integrated brokerage and investment advisory services, leveraging multiple advisory platforms and third-party partnerships to offer diversified investment solutions.

Donald Pisaro is a CFP®-certified financial advisor with 39 years of industry experience. He has been associated with Royal Alliance Associates, Inc. since 1989 and operates his own tax preparation and accounting services business. Pisaro’s additional professional activities include tax preparation of individual, corporate, and fiduciary income tax returns. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pensions, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a range of portfolio management tools and third-party solutions.

Mark Blakeney is a financial advisor with LPL Financial based in Rochester, NY, holding the ChFC® and Series 63 designations. He has 17 years of industry experience, including prior roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Prudential Insurance Company of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Paul Diduro is a financial advisor with Mass Mutual Investors Services in Rochester, NY, holding a Series 63 designation and 38 years of industry experience. He has worked at Metropolitan Life Insurance Company since 1987 and has been with Mass Mutual Investors Services since 2017. Additionally, he operates as an independent insurance agent specializing in life, accident, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

William Pagano is a CFP® professional with 23 years of industry experience. He is currently with LPL Financial, having joined in 2025 after 20 years at Commonwealth Financial Network and nearly two decades at Crossbridge Financial. He operates Pagano DiNicola Wealth Management & Strategic Tax Solutions as part of his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Julie Yunker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with MassMutual Investors Services since 2017 and also serves as an agent with MassMutual Life Insurance Company. Outside of her advisory role, Yunker is a board member of the Genesee County YMCA, overseeing the organization’s operations. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers ongoing, collaborative financial planning engagements using firm-approved tools and delivers written recommendations, with implementation arranged separately through brokerage or insurance channels.

Daniel Aspenleiter is a CFP® professional with 29 years of industry experience. He is currently with OSAIC and previously worked at American Portfolios Advisors, Inc., Cadaret, Grant & Co., Inc., and LPL Financial. Aspenleiter is also licensed to sell insurance products through Finger Lakes Investment Corp and ITrust Advisors. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors, offering integrated brokerage and advisory services across multiple platforms. The firm employs a range of asset-allocation and portfolio management tools and supports both discretionary and non-discretionary accounts.

Paul Deagle is a CFP® and PFS™ professional with nine years of industry experience, currently affiliated with Cetera. He is also a partner at LaDelfa Schoder & Walker P.C., an accounting and tax preparation firm, where he has worked since 2008. Deagle serves as treasurer for the Livingston County Historical Society and owns Vespoke Wealth Management, a financial services practice. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures and access to affiliated and third-party managers.

Kyle Semrau is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 credentials and 13 years of industry experience. His work history includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as a brief period at Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach integrates quantitative asset-allocation modeling and centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Alexander Tarkowski is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and previously worked in various roles including at the University of Tulsa College of Law and Legal Aid Services of Oklahoma, Inc. He is also employed as an RSA for Thomas Tarkowski’s firm, Mapstone Veritas. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and asset-management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes a range of third-party advisory programs and discretionary managers.

John Anadio is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2011 and has also worked at Sage, Rutty & Co., Inc. since 1999. Outside of advisory roles, he serves as president of Canalside Capital Management and is involved in insurance and benefits consulting. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using a variety of portfolio management strategies and platform arrangements.

Robert Coombs is a financial advisor at Wells Fargo Advisors in Rochester, NY, with 47 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he has ownership interests in two investment-related businesses, The Captiva Group LLC and The Coombs Group, Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu with tailored recommendations supported by Wells Fargo’s research and planning tools.

Jacob Nannen is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at CGI Digital and Broker Genius. He is based in Rochester, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Bruce Marche is a financial advisor with MassMutual Investors Services in Fairport, NY, holding Series 63 and Series 65 registrations with 32 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 2005. Outside of his advisory role, he serves as a board member of the Reynolds Library in Rochester, where he provides support and advice related to a $5 million investment fund. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships using firm-approved tools and simulations.

Sam Irvine is a CFP® certified financial advisor with 13 years of industry experience, currently associated with Cetera. He has held roles at Avantax Advisory Services and 1st Global Advisors, among others. Irvine serves as a member of the finance committee for Greater Rochester Habitat for Humanity. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a large nationwide network of advisors. Its multi-manager platform offers access to affiliated and third-party managers and supports various program structures and account types.

Jared Greagan is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously worked at Eastern Managed Print Network from 2016 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its advisory process.

Gregory Facinelli is a financial advisor with LPL Financial, holding a Series 66 designation and over 21 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 15 years and held various roles at Morgan Stanley from 2005 to 2011. Facinelli co-owns ACE Financial Group, an investment-related business in Rochester, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Syeda Mustafa is a financial advisor at Ameriprise with a Series 65 designation and two years of industry experience. She has worked at several firms including Path Forward Advisors, Prentice Wealth Management, and Pinckney Hugo Group. Prior to her finance career, she held roles at Brandtatorship, LLC, AirFlow Catalyst Systems, Inc., and Advanced Multi-Service LLC. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning that includes annual advice on income sources and tax-aware withdrawal strategies. The firm combines proprietary research, third-party data, and algorithmic tools to develop personalized recommendations within a defined investment universe.