Teri Hirt is a CFP® professional affiliated with Cetera, with 12 years of experience in the financial services industry. She has worked at Cetera since 2023 and has prior experience with Shoemaker Financial and Minnesota Life. Hirt also serves as a volunteer board member for Thrive Memphis, a nonprofit supporting adults with special needs, and the Greater Memphis chapter of the Financial Planning Association, where she contributes to community financial literacy efforts. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services with options including model portfolios, third-party managers, and customized strategies across various program structures.

Stephanie Gear is a financial advisor with Wells Fargo Clearing in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap‑fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party resources.

Jessica Horst is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. Her prior experience includes roles at Fidelity Investments and Cambridge Investment Research. In addition to her advisory work, she is an associate employee at Pinnacle Asset Management, where she assists clients with banking and investment needs and refers them to Raymond James advisors for investment services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and modeling to support client goals, with specialized capabilities in municipal and public finance.

William Lowery is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 credentials and has 11 years of industry experience. His prior work includes roles at Regions Bank and Shoemaker Financial. Outside of his advisory work, he is co-owner of Germantown Shoutouts, a yard sign business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.

Keri Gage is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with UBS since 2012. Outside of her advisory role, Gage serves on the board of Madonna Circle, a Catholic women’s organization focused on community service and fundraising in Memphis, where she co-chairs the Blessings Fund Committee. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment strategies based on proprietary research and client goals.

William Mayer is a CFP® with 37 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2013. He is the founder of the Jane Giannini Mayer Foundation, a nonprofit established in memory of his late wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and investment consulting through a range of portfolio management styles and affiliated research.

Kristian Kelly is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. He has worked at Edward Jones since 2024 and is also involved in municipal government as an Alderman for the City of Southaven. Additionally, he participates in online men's coaching through The Family Captain. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a wide range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Lynn Shaw II is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 19 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of advisory work, he is a partner in two private LLCs, LTS Ventures LLC and Shaboozy LLC, which are involved in investment activities and real estate management, respectively. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a range of portfolio management styles and notable municipal advisory capabilities.

Terry Morris is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Raymond James Financial. He has been with various Raymond James entities since 2012. Morris also works as an independent contractor advisor for Avenue Wealth Management in Memphis. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using detailed analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Levi Evans is a financial advisor with Edward Jones in Germantown, TN, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Park Avenue Securities, Guardian Life Insurance (Ashford Advisors), and Northwestern Mutual Investment Services. Outside of finance, he has experience in catering and event services through Simply Done Catering & Events. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment options, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

David Mills is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 66 designation and has worked previously with Shoemaker Financial and Minnesota Life Insurance Company. In addition to his advisory role, he volunteers with the Germantown Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with various program options, including model portfolios, third-party money managers, and bespoke strategies.

Leigh Vuncannon is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and 31 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Bradley Cook is a financial advisor with Edward Jones in Cordova, TN, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked at Extendicare of West Tennessee, Tropical Smoothie Cafe, and Baptist Home Health and Hospice. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worths, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Hampton Holcomb is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and is also associated with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Outside of his advisory role, Holcomb is a 20% member of HAHNAH LLC, a consulting business focused on business retention, sales motivation, corporate culture, and individual advancement. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs, delivering collaborative, annual planning engagements that utilize firm-approved analytical tools and strategies tailored to client goals.

Patsy Jones is a CFP® professional with 27 years of experience in the financial services industry. She is currently affiliated with Cetera and has worked previously with Securian Financial Services and Minnesota Life. In addition to her advisory role, she is also involved in fixed insurance sales as an agent and broker. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supporting both discretionary and non-discretionary account structures.

Jimmy Forbis is a financial advisor at OSAIC Wealth Inc with over 50 years of industry experience. He holds the ChFC® designation and the Series 63 license. His prior experience includes positions at Valmark Advisers, Inc., Lincoln Investment, and Capital Analysts, Incorporated. Outside of advisory work, he is involved in forestry clearing through his ownership of MAKO Forestry Services II and serves as Vice President of Strategic Planning and Development for the nonprofit One Million Wells. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, including financial planning, retirement consulting, and access to third-party money managers and wrap programs.

Eric Weintraub is a financial advisor with Wells Fargo Clearing holding a Series 66 designation. He has prior experience at RBC Capital Markets, LLC, Burleigh Consulting Group, and PwC. Eric also worked at Henry S. Jacobs Camp and attended the University of Alabama. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources.

Lee Pierce is a financial advisor with Cambridge Investment Research Advisors in Memphis, TN, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Cambridge since 2007. Outside of his advisory role, Pierce serves as a voluntary board member of the Fellowship of Christian Athletes in Northwest Mississippi. Cambridge Investment Research Advisors is a large SEC-registered firm serving diverse clients, including individuals, retirement plans, charitable organizations, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary and third-party strategies with flexible portfolio management options.

James Clifford is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 designation and 15 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services supported by a nationwide adviser network.

JR Trevino is a Vice President and Financial Consultant currently working at Fidelity Investments since 2023. In this role, he assists clients in developing personalized financial plans by thoroughly assessing their current financial situations, future objectives, risk tolerance, and family dynamics. Prior to his current position, JR served as a Vice President Financial Consultant at Charles Schwab from 2016 to 2023. His experience spans multiple phases of clients' financial lives, focusing on creating tailored roadmaps that address both present and future needs. JR holds an insurance license in Arkansas, supporting his ability to provide comprehensive financial guidance.