David Wright is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and previously with Citigroup Global Markets. Outside of advising, he serves on the Board of Governors and Finance Committee of the Country Club of New Bedford. Morgan Stanley Wealth Management serves individual and institutional clients by offering a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning both directly and through employer-based agreements.

Christine Richards is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Merrill in 2016, she worked at Rhode Island College for three years. Richards serves as a board member for the East Bay Summer Wind Ensemble, a nonprofit organization where she assists with community outreach, music selection, and grant research. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Robert Martufi Jr. is a financial advisor at Primerica Advisors with 33 years of industry experience. He holds Series 65 and Series 63 licenses and has been associated with Primerica Advisors and Primerica Financial Services since 1993, concurrently running Martufi and Associates Inc. since 1999. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm offers advisory services through a large network of advisors using model-based investment strategies managed by third-party asset managers, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Jonah Kallio is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, he held various positions including roles at Walgreens and in education. Merrill provides managed account services through its Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, and institutional fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America's corporate platform.

Jack Patten is a financial advisor with Mass Mutual Investors Services in Warwick, RI, holding Series 63 and Series 65 credentials and having seven years of industry experience. His prior experience includes roles at Berling & Associates LLC, Barnum Financial Group, Fidelity Investments, and Iona College. In addition to his advisory work, he is also active as an insurance agent offering individual and group life, health, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Daniel Busch is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Oluwaseun Shittu is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Shittu worked in various roles including positions at Hexagon Manufacturing Intelligence and AT&T. Outside of finance, Shittu is involved with West Bay RI, supporting individuals with dissociative identity disorder through a supported living program. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Christopher Dandeneau is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and 16 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he officiates high school basketball games in Rhode Island. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Michael Yoffee is a financial advisor with MassMutual Investors Services, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. His prior roles include positions at Principal Financial Services and MassMutual Life Insurance Company. Outside of his advisory work, he serves as president of Professionals With Purpose, a charity-focused business networking group. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as collaborative, annual relationships focused on client goals and investment strategy recommendations.

Kristin Matsko is the Director of Advanced Planning at Fidelity Investments, a role she has held since 2024. In this capacity, she provides advanced planning support to Fidelity advisors and their clients. Her professional experience centers on assisting advisors with complex financial planning strategies to better serve their clients. No additional information about her education, credentials, or personal interests has been provided.

James Raiola is a financial advisor with Mass Mutual Investors Services in East Providence, RI. He holds CFP® and ChFC® designations and has 38 years of industry experience, including over 30 years with MML Investors Services, Inc. Outside of his advisory work, he is a guitarist in a rock band called Colby James Band. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing planning relationships that utilize firm-approved tools and software to analyze client goals and deliver written recommendations.

Helene Kingsland serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, she partners with clients to develop personalized financial strategies aimed at achieving their specific goals. Helene emphasizes a collaborative and goal-oriented approach, fostering strong relationships and helping clients make informed decisions through ongoing communication and guidance. Her professional expertise includes retirement planning, portfolio management, tax minimization, and college education planning. Helene works with a range of investment strategies, including individualized portfolios and third-party investment options, to support her clients’ financial objectives. She holds a Bachelor’s degree from the University of Southern California. Helene integrates her belief in the connection between physical fitness and financial well-being into her advisory process, encouraging clients to embrace a balanced lifestyle alongside their wealth management. Through this holistic approach, she aims to inspire and support clients on their path to financial success.

Michael Kendra is a financial advisor at Ameriprise with Series 65, 63, and 66 credentials and nine years of industry experience. He has worked at Ameriprise and Ameriprise Financial Services since 2015. Outside of advising, he is involved in coaching and consulting through Dynamic Directions-D2, Inc., manages FP Solutions RI, LLC providing financial planning services to Ameriprise advisors, and is a self-publishing author. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing guidance focused on income sources and tax-aware withdrawal strategies.

Michael Rozzero is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and Charles Schwab Bank SSB. Rozzero serves as a board member of the David Louis Cunha Foundation, participating in decisions on charitable fund allocations. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management with multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services.

Kathryn Welles is a financial advisor with Merrill in North Kingstown, RI, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Trevor Mason is a Financial Advisor at Merrill Lynch Wealth Management, where he serves clients by developing personalized financial strategies tailored to their short-, mid-, and long-term goals. He works closely with clients to address various financial priorities, including investing, retirement planning, and saving for unexpected expenses. Additionally, he facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Trevor's expertise lies in helping clients manage multiple financial demands, such as purchasing a home, funding college education, caregiving for elderly parents, and preparing for healthcare needs. Holding the Personal Investment Advisor (PIA) designation, he collaborates one-on-one with clients to define objectives and create portfolio strategies designed to meet those goals, providing ongoing advice and adapting plans as situations change. He earned a Bachelor's Degree from Florida State University.

Ryan Kelley is a Series 66-licensed advisor with Merrill, based in Lincoln, Rhode Island, with four years at Merrill and a total of two years of industry experience. His prior work includes roles at Bank of America and Southern New Hampshire University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Donald Carcieri is a Wealth Management Advisor and partner with the Carcieri and Bock Group at Merrill Lynch Wealth Management. Since joining Merrill in 2014, he has worked with high net worth clients, families, and small business owners to develop and execute comprehensive financial strategies. Carcieri and his team utilize industry research and Merrill's proprietary wealth management technology to deliver tailored goals-based planning and tax-efficient investment strategies. His areas of focus include portfolio construction, income and retirement planning, generational wealth transfers, and relationship management. Carcieri began his career in the financial services industry in 2010. He earned his CERTIFIED FINANCIAL PLANNER® designation in 2016 and became a Certified Plan Fiduciary Advisor professional in 2018. He also holds credentials as a Personal Investment Advisor and Retirement Accredited Financial Advisor. Carcieri graduated from Amherst College with a bachelor's degree, where he was captain of the varsity basketball team and participated in a national championship in 2007. In addition to his professional responsibilities, Carcieri serves on the Diocese of Providence Investment Committee. He lives in Coventry, Rhode Island, with his wife and two sons. Outside of work, he enjoys golf, cooking, learning about wine, playing chess, and coaching.

David Avigdor is a financial advisor with Merrill, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Merrill, he worked at Year Up and Resolve Visionary, among other roles. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of investment strategies including model-based, discretionary, and tax-aware options to individuals, high-net-worth clients, and institutional investors.

Richard Moore is a Series 66-licensed financial advisor at Merrill with eight years of industry experience. His career includes roles at Bank of America, Fidelity Investments, and work with IATSE Local 23. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.