Jacob Prater is a financial advisor at Modera Wealth Management, LLC with a Series 65 credential. Based in Asheville, NC, he has one year of industry experience and prior work history that includes positions at Pizza Hut and involvement with Highland Christian Church. Modera Wealth Management provides wealth management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy guided by Modern Portfolio Theory and offers a combination of investment management with accounting, tax, and business coaching services.

Elizabeth Bosworth is a CFP® professional with 14 years of experience in the financial advisory industry. She has worked at Perigon Wealth Management, LLC since 2021 and spent seven years at Lakeview Capital Partners, LLC prior to that. Perigon Wealth Management provides customized investment advisory and wealth management services to a diverse client base, including individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm emphasizes individualized portfolio construction aligned with client goals and risk tolerance, and serves as sponsor and overseer of wrap-fee programs and sub-advisor relationships.

Janet Galloway is a CFP®-certified financial advisor with 11 years of industry experience, currently with Integrated Advisors Network LLC. She has worked at several firms, including Merrill and SA Stone Investment Advisors, and is also the owner of B&B Strategic Management. Outside of her advisory role, she teaches Kaplan curriculum virtually, leads a nonprofit group providing information to those considering divorce, and serves as president of a nonprofit organization. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, and institutional plans. The firm offers portfolio management, financial planning, and consulting services using a disciplined investment policy statement framework and a combination of fundamental, quantitative, and tactical strategies.

Richard Manske is a Certified Financial Planner® with 24 years of industry experience. He is currently with Modera Wealth Management, LLC and previously worked at Parsec Financial Management, Inc. Manske serves as secretary and on the finance and investment committees of the Southern Appalachian Highlands Conservancy and is a board member and finance committee member at Helpmate, a domestic violence services organization. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

James Neal is a financial advisor at Credit Union Investment Services with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at State Employees' Credit Union since 2011, serving as a Financial Advisory Services Specialist. Neal is also an agent with SECU Life Insurance Company and a Trust Representative at Members Trust Company. Credit Union Investment Services serves individual investors and trust clients in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisor recommendations implemented at the client’s discretion.

Lee Cox is a CFP® with the Series 66 designation currently serving at Modera Wealth Management, LLC. He has experience working at several firms including Cornerstone Advisors, TD Bank, Baird Private Wealth, and Northwestern Mutual. His background also includes seasonal roles at Ridgecrest Summer Camps. Modera Wealth Management offers wealth management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm integrates accounting and tax services alongside investment management, employing diversified asset allocation with a tilt toward small-cap and value equities.

Nicholas Aldridge is a financial advisor with Credit Union Investment Services in Black Mountain, NC, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked with multiple affiliated firms, including Secu Life Insurance Company, Members Trust Company, and State Employees’ Credit Union, where he serves as a Financial Advisory Services Specialist. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program with a focus on low-cost, index-based mutual funds and ETFs. The firm operates as a subsidiary of State Employees’ Credit Union and manages over $3.0 billion in non-discretionary advisory assets.

Zachary Curtis is a financial advisor at Credit Union Investment Services with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Members Trust Company, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union. Outside of his advisory role, Curtis operates a lawn care business in his local community. Credit Union Investment Services primarily serves individual investors residing in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement and financial planning. The firm follows a goals-based, long-term investment approach that emphasizes low-cost index funds and ETFs, with investment representatives operating as salaried employees within the credit union ecosystem.

Lisa Lawwill is a financial advisor at Prospera Financial Services, Inc. in Asheville, NC, holding Series 63 and Series 66 licenses with 28 years of industry experience. She has been with Prospera Financial Services since 2006. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through a network of about 207 advisors and offers investment advisory and financial planning services across multiple platforms, combining firm models, third-party sub-advisers, and customizable allocations.

Sarah Dergarabedian is a CFA® charterholder with 19 years of industry experience. She is currently with Modera Wealth Management, LLC, where she has worked since 2023, following previous roles at Parsec Financial Management, Inc. from 2014 to 2023. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory and offers a range of services such as wealth management, portfolio management, retirement plan consulting, and tax-related services.

Mariah Dockery is a financial advisor with Credit Union Investment Services, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has been associated with multiple related firms, including Members Trust Company and Secu Life Insurance Company, since 2014 and has worked with State Employees’ Credit Union since 1999. Dockery also serves as a Financial Advisory Services Specialist for State Employees’ Credit Union. Credit Union Investment Services primarily serves individual investors who are residents of North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement and financial planning. The firm emphasizes a goals-based, long-term approach using primarily low-cost index mutual funds and ETFs, with investment representatives who are salaried employees of the parent credit union.

Paul Cathey is a financial advisor with Credit Union Investment Services in Asheville, NC, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. He has worked with State Employees' Credit Union since 2002 and has concurrent roles with Secu Life Insurance Company and Members Trust Company. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisor representatives employed on a salaried basis.

James Austin is a financial advisor with Truist Advisory Services who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Truist Advisory Services since 2021 and has prior experience at Bb&T Securities, LLC dating back to 2014. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations, utilizing a mix of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and inter-affiliate integration.

Laurence Casper is a financial advisor with Oppenheimer in Asheville, NC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Oppenheimer and Company since 2011. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans with a variety of advisory programs, including discretionary and non-discretionary portfolio management, financial planning, and consulting services. The firm offers a range of investment approaches tailored to different programs and advisors, managing approximately $36.7 billion in assets as of the end of 2025.

Neill Yelverton is a financial advisor at Prime Capital Financial with 13 years of industry experience. He holds a Series 65 designation and has previously worked at Earth Equity Advisors, LLC and Minerva Planning Group. Prime Capital Financial is an SEC-registered firm serving individuals, trusts, corporations, and retirement plans with a range of services including asset management, financial planning, retirement plan services, and family office offerings. The firm employs various investment strategies and provides integrated tax and financial administration services through affiliated entities.

William Saylor is a financial advisor with Valic Financial Advisors in Asheville, NC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Valic Financial Advisors since 2011. Outside of his advisory role, he performs as a guitarist and books shows in his spare time. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models with National Financial Services as custodian.

Michael Vines is a financial advisor at Prime Capital Financial in Asheville, NC with a Series 66 designation and one year of industry experience. His prior work includes roles at Hornor, Townsend & Kent LLC, Penn Mutual Life Insurance Company, and PNC Bank. Prime Capital Financial is an SEC-registered enterprise advisory firm serving individuals, trusts, corporations, and retirement plans through services such as asset management, financial planning, qualified retirement plan services, and family office offerings. The firm employs a variety of investment strategies and also operates an affiliated accounting subsidiary that provides tax planning and bill-pay services.

James Norris is a CFP® professional with 27 years of experience in the financial services industry. He has been with Oppenheimer & Co since 2011. Oppenheimer serves a broad client base including individuals, corporations, pension and profit-sharing plans, charitable organizations, and retirement plan fiduciaries. The firm offers a range of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection across various investment vehicles.

Karen Clerici is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and 35 years of industry experience. She has worked with Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2016, and previously with Prospera Financial Services, Inc. from 2012 to 2016. In addition to her advisory work, she leads weekend hikes for a local hiking company in Asheville. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs, leveraging Morningstar Investment Management’s proprietary tools and model portfolios. The firm supports a large client base with both discretionary and non-discretionary investment services and is part of the broader Transamerica/AEGON group.

Jonathan Robinson is a financial advisor with Truist Advisory Services in Asheville, NC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Scott & Stringfellow, Inc., and Bb&T Securities, LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager‑selection program through both discretionary and non‑discretionary approaches. The firm integrates inter‑affiliate resources and uses AI-enabled research tools to support its investment strategies.