Billie Charlton is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at Truist Advisory Services since 2021 and was previously with BB&T Securities for eight years. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program, implementing advice through a combination of discretionary and non-discretionary approaches supported by a range of third-party platforms and manager relationships.

Wilson Springs II is a financial advisor at Centaurus Financial, Inc. in Myrtle Beach, SC, holding Series 63 and Series 66 licenses with 25 years of industry experience. He has been with Centaurus Financial since 2013 and has operated H. B. Springs Company, a life, health, and disability insurance sales business, since 1989. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements with a variety of analytical approaches.

Cail Brown is a financial advisor at Valic Financial Advisors with 12 years of industry experience and holds a Series 66 designation. He has been with Valic Financial Advisors since 2015 and also holds a position as an agent with Agia, where he is involved with non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Murray Carter is a CFP® professional with 37 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 1998. He holds Series 63 and Series 65 licenses and is based in Myrtle Beach, SC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and multiple advisory programs.

Timothy Bazinet is a financial advisor at Empower Advisory Group with a Series 66 credential. He has over 15 years of prior work experience primarily outside the financial advisory industry, including a lengthy tenure at Myrtle Beach Kia. Bazinet joined Empower Advisory Group and Empower Financial Services, Inc. in 2025. Empower Advisory Group provides financial planning and investment management services mainly to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates, delivering services through platforms tied to recordkeeping and administration.

Ulitza Kronemeyer is a financial advisor with Eagle Strategies (NY Life) located in Myrtle Beach, SC, holding Series 63 and Series 66 licenses with six years of industry experience. She is the owner of Ulitza & Associates Financial Strategists, LLC, and serves as a board member for SOS Care Inc., a nonprofit organization providing direct services to support individuals’ independence. Kronemeyer is also the Membership Director for BNI Myrtle Beach, a local business referral network. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and advisory services. The firm utilizes multiple program types and primarily manages assets on a non-discretionary basis while operating within the New York Life affiliate structure.

Joseph Morgan is a CFP® and ChFC® with 29 years of experience in the financial services industry. He is currently with CWM, LLC and has previously worked at Cetera Advisor Networks, Immanuel Schools, Morgan Wealth Management, and LPL Financial. Morgan serves as CEO and President of Morgan Wealth Management and is involved in several nonprofit boards, including Dinuba Mennonite Brethren Church and Hinds Hospice, as well as member of the Rotary Club of Myrtle Beach. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, employing a discretionary investment approach that integrates fundamental and technical analysis, third-party sub-advisors, and customization tools.

Wesley White is a financial advisor with Eagle Strategies (NY Life) based in Myrtle Beach, SC. He holds Series 63 and Series 66 credentials and has four years of industry experience. Prior to joining Eagle Strategies, he worked at Williamson McCarty and Associates, NYLife Securities LLC, and New York Life Insurance Company. Outside of his advisory work, he is involved in coaching local teams weekly. Eagle Strategies serves a diverse group of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers tailored solutions through multiple program types, with a significant portion of its assets managed on a non-discretionary basis and operates within the New York Life affiliate structure.

Sarah Squire is a financial advisor at AE Wealth Management, LLC with one year of industry experience. She holds a Series 65 designation and has worked previously at Symmetry Financial Group and operated her own business, S. Squire Financial Solutions, which provides life insurance and annuity services. Outside of her advisory role, she has experience in the hospitality and custom sportswear industries. AE Wealth Management is an SEC-registered adviser serving a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach featuring model portfolio solutions, discretionary asset management, and financial planning services.

Levi Lamfers is a financial advisor at Empower Advisory Group with 22 years of industry experience. He holds the ChFC® designation along with Series 65 and Series 66 licenses. His prior work includes roles at GWFS Equities, Inc., where he has been since 2019, and TIAA-CREF from 2016 to 2019. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates its services with Empower’s recordkeeping platforms and focuses on long-term portfolio returns and annual rebalancing.

Steven Gallo Sr. is a financial advisor with Kestra Advisory who holds the PFS™ and Series 63 credentials and has 30 years of industry experience. He has been with Kestra Advisory since 2016 and also has longstanding roles at Kestra Investment Services, LLC and US Financial Services, LLC. Outside of his advisory work, he is a partner in a real estate business and serves as a trustee for a family trust. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including large plan sponsors. The firm offers fiduciary consulting, plan design, investment advice, and employee education, serving clients that include sovereign wealth funds and other institutional investors.

Dakota Wibel is a financial advisor at First Command Advisory Services with three years of industry experience. He holds the Series 66 designation and previously served eight years in the United States Navy. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage portfolios from prescreened managers and model portfolios.

Richard Letchworth is a financial advisor with Empower Advisory Group holding Series 63 and Series 66 designations and 26 years of industry experience. His prior work includes multiple roles at Wells Fargo Clearing Services and Wells Fargo Advisors LLC. He also serves as a FINRA arbitrator in Washington, DC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and selected retail brokerage clients. The firm’s investment approach emphasizes long-term portfolio returns, annual rebalancing, and integration with Empower’s recordkeeping and administrative platforms.

Justin Shaw is a CFP® and ChFC® with eight years of industry experience. He has worked at &PARTNERS since 2026 and previously spent nine years with Edward Jones. Before entering financial advising, he had a six-year tenure at Sir Pizza. &PARTNERS serves a diverse clientele that includes individuals, institutions, retirement plans, charitable organizations, and private businesses. The firm offers a range of services such as investment management and financial planning, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Brandon Downey is a financial advisor at &PARTNERS with a Series 66 designation and nine years of industry experience. Prior to joining &PARTNERS in 2026, he spent nine years at Edward Jones and has ownership experience in the pet boarding business Coastal Paws Pet Resort in North Myrtle Beach, co-owned with his wife. &PARTNERS serves a diverse client base including high-net-worth individuals, institutions, and retirement plans, offering a range of investment management and advisory services combining fundamental, technical, and quantitative analysis.

Darrell Haytaian is a financial advisor with Kestra Advisory Services, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Kestra Advisory since 2016 and Kestra Investment Services since 2007. Outside of his advisory role, he serves as a board member and coach for the Fusion Youth Basketball Team, a travel basketball program. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, investment advice, and employee education, supporting large institutional investors and utilizing multiple management platforms and third-party solutions.

Bart Bryant is a financial advisor with Kestra Advisory in Myrtle Beach, SC, holding Series 63 and Series 65 credentials and over 34 years of industry experience. He has been with Kestra Advisory since 2016 and has a background that includes roles at multiple firms dating back to 1995. Bryant serves as vice president of the board of a community charitable organization, Grace Ministries. Kestra Advisory provides investment advisory and retirement-plan consulting services to plan sponsors and a diverse range of institutional and individual clients. The firm offers fiduciary consulting, plan design, compliance testing, and access to multiple management platforms, serving clients that include large institutional investors such as sovereign wealth funds.

Michael Cunia is a Series 66-licensed advisor at Empower Advisory Group with one year of industry experience. His prior work includes a year at Northwestern Mutual and five years with Wicked Tuna. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through integrated platforms that emphasize long-term portfolio returns and clients’ savings rates.

Timothy Caulder is a financial advisor at First Citizens Investor Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 credentials and has prior roles at Primerica Advisors and service in the United States Navy and Navy Reserve. His other business activities include referrals for home security and automation products through affiliated companies. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers various portfolio management options, including unified and separate managed accounts, model portfolios, and a Guided Investing platform, emphasizing IAR-led financial assessments and diversified asset allocation.

Erik Fromm is a CFP® with 16 years of experience in the financial industry, currently serving as an advisor at Janney Montgomery Scott since 2013. He is Vice Chair of the Waccamaw Community Foundation, a local charitable organization, and co-hosts The Salty Golfer Podcast, contributing to social media content. Janney Montgomery Scott LLC is a large enterprise firm managing approximately $110 billion in client assets, serving individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients. The firm combines in-house portfolio management with third-party managers across multiple advisory programs and offers integrated custody and trustee services.