Heather Franklin is a Series 65-licensed financial advisor with Sequent Planning, LLC, based in Leesburg, FL, and has four years of industry experience. Prior to joining Sequent Planning in 2022, she worked at American Retirement Specialist, LLC and has operated her own advisory business since 2019. Outside of advisory work, she is also licensed as an insurance agent. Sequent Planning, LLC (doing business as Futurity First Wealth Management) serves individuals, retirement plan sponsors, businesses, endowments, and nonprofit organizations. The firm utilizes a structured risk framework and diversified manager strategies delivered by a network of nearly 100 independent advisers, offering asset management, comprehensive financial planning, and retirement-plan services.

Armen Riley is a financial advisor at Simplicity Wealth with one year of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Estate and Retirement Resources, Inc. In addition to his advisory role, Riley provides tailored insurance solutions to clients and estates as a registered insurance agent. Simplicity Wealth serves a broad mix of clients including individual and high-net-worth investors, retirement plans, and institutional investors, offering advisory services that range from financial planning to managed account platforms and employing a fund-of-funds style investment approach using ETFs, mutual funds, and individual securities.

Jeffrey Renaker is a financial advisor at Gradient Advisors, LLC with ChFC® and Series 63 designations. He has been in the industry since 2016, previously working at American Senior Benefits and ASB Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals and various institutional clients. The firm operates a network of 169 advisors across 154 offices and employs a blend of fundamental, technical, and cyclical analysis to tailor investment strategies, typically delivering portfolio services on a non-discretionary basis.

Benjamin Zaharias is a financial advisor at Gradient Securities, LLC with 23 years of industry experience. He holds the ChFC® and Series 63 designations. His work history includes roles at Central Florida Wealth Management, Inc. since 2005 and at Gradient Securities since 2012. Outside of finance, he is a martial arts instructor. Gradient Securities, LLC, operating as Gradient Wealth Management, provides financial planning, consulting, third-party manager referrals, non-discretionary asset management, and ERISA plan services to individuals, pension and profit-sharing plans, trusts, estates, corporations, and other business entities. The firm combines SEC-registered advisory services with broker-dealer activities and regularly uses third-party managers while maintaining a non-discretionary investment approach.

Stephen Schneider is a Series 65-licensed financial advisor with five years of industry experience. He is currently with AlphaStar Capital Management and has held roles at several firms including Securenet Wealth, LLC and AE Wealth Management, LLC. Outside of advisory work, he serves as Chief Executive Officer of Securenet Financial, LLC, which focuses on life insurance and annuity sales, and owns a tax preparation and planning business, Securenet Tax, LLC. AlphaStar Capital Management manages approximately $1.84 billion for a range of clients including individuals, trusts, estates, small businesses, and pension plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing both predefined model portfolios and custom strategies based on quantitative analysis and third-party research.

Clemente Palacios is a financial advisor at Alexander Capital Wealth Management LLC with 10 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Edward Jones, Nicc & Clem Incorporated, and several banking institutions. Outside of his advisory role, he serves as Vice President and Board Member of a homeowners association and operates an insurance agency specializing in life and annuity products. Alexander Capital Wealth Management LLC provides portfolio management services to individual and high-net-worth clients through discretionary and non-discretionary accounts, primarily via wrap-fee programs. The firm employs a combination of cyclical, technical, and fundamental analysis with both long- and short-term trading strategies, managing approximately $212.1 million in discretionary assets.

David Zupek is a financial advisor with Concorde Asset Management, LLC, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been associated with Concorde and related entities since 2012 and founded Tada Wealth Advisors, Inc., where he continues to be active. Zupek also provides tax planning and estate-related services through Foremost Financial Planning, Inc. Concorde Asset Management offers discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for a diverse client base including individuals, corporate and charitable clients, and retirement plans. The firm emphasizes individualized asset allocation and model-based portfolio construction, utilizing both in-house and external resources, and provides a range of services including alternative investment options and ERISA-compliant fiduciary advice.

Niccole Palacios is a financial advisor at Alexander Capital Wealth Management LLC with seven years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones, US Bank, and Guaranteed Rate. Outside of advising, she engages in mindset and performance coaching and music projects through her sole proprietorship, All I Did Was Me. Alexander Capital Wealth Management LLC provides investment advisory services to individual, high-net-worth, and institutional clients. The firm employs a top-down, asset-allocation approach using proprietary technical analysis and fundamental review, managing portfolios through multiple advisory teams and third-party money managers.

Brady Nelson is a financial advisor with Royal Fund Management, LLC, holding a Series 65 designation and 12 years of industry experience. He has worked in real estate and insurance, including roles at REAL Broker LLC and ownership of an insurance agency, Holistic Financial. Nelson’s background includes assisting clients with real estate transactions alongside his advisory duties. Royal Fund Management serves individual investors, corporations, and retirement plans, offering portfolio management, financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to build tailored portfolios and provides a range of strategies from conservative allocations to options writing, managing approximately $1.55 billion in assets across 83 advisors.

John Ressler is a financial advisor at Simplicity Wealth with over 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including LPL Financial and Sagepoint Financial Inc. He is also president of Strategic Wealth Planning Group LLC, where he sells life insurance and fixed annuities. Simplicity Wealth serves a diverse client base, including individual and high-net-worth investors, retirement plans, corporate and institutional clients, and other financial firms. The firm employs a fund-of-funds investment approach using ETFs, mutual funds, and individual securities, offering model portfolios monitored and rebalanced regularly, along with services such as tax optimization and independent manager oversight.

Brian Godfrey is an investment advisor representative at Gradient Advisors, LLC with eight years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at firms including Sequent Planning, LLC and Cambridge Investment Research. Godfrey is also involved with Rooted Financial, LLC, where he offers insurance products and services to clients. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, focusing on a largely non-discretionary model that integrates fundamental, technical, and cyclical analysis.

Dawn Carey is a financial advisor at Impact Partnership Wealth, LLC with 18 years of industry experience. She holds a Series 66 designation and has previously worked at SmartLife Financial Group LLC, Trac Asset Management LLC, and Revere Securities, LLC. Outside of advisory work, she is also active as an insurance agent at Phoenix Wealth Management. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion across a network of advisers. The firm offers model portfolio solutions, discretionary asset management, financial planning, and ERISA retirement plan services, utilizing a range of firm-managed and third-party strategies.

Jennifer Chatterton is a financial advisor at B. Riley Wealth Advisors, Inc. with 21 years of industry experience. She holds a Series 66 designation and has been with B. Riley Wealth Management since 2012. Outside of her advisory role, she serves on the Grace Christian School Board, is immediate past president of the Ocala Women’s Network, coaches a senior cheerleading team for the Marion County Youth Football League, and is a board member of the Early Learning Coalition. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a wide range of advisory programs, third-party manager access, and financial planning services.

Alexander Santa is a financial advisor at Signal Advisors Wealth, LLC with seven years of industry experience. He holds a Series 65 designation and has prior work experience at PS Mortgage Lending, Secure Money Strategies, LLC, and AE Wealth Management, LLC. In addition to his advisory work, he is licensed as an insurance agent and sells various insurance products. Signal Advisors Wealth operates a turnkey asset management platform serving independent RIAs, co-branded investment adviser representatives, and their retail clients. The firm uses a primarily top-down, tactical asset allocation approach and provides portfolio management, model and third-party manager access, account monitoring, and retirement plan consulting services.

Kelley Pyles is a CFP® professional with 11 years of experience in the financial services industry. She is currently with Royal Fund Management, LLC and has managed Pyles Insurance Services, LLC since 2020. Her background includes both financial advisory and insurance sales roles. Royal Fund Management, LLC serves individuals, corporations, pension plans, and charitable organizations by providing portfolio management, financial planning, and pension consulting. The firm employs a comprehensive investment approach that includes fundamental, technical, and cyclical analysis and offers specialized services such as options-writing overlays and access to select non-traded REITs.

Charles Edwards is a financial advisor at Benjamin F. Edwards & Company, Inc. with 27 years of industry experience. He holds a Series 63 designation and previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing from 2009 to 2025. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and charitable organizations, offering a range of advisory programs, financial planning, and investment management solutions that include firm-developed and third-party model strategies.

Andrew Patrick is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with OSAIC Institutions (formerly Infinex Investments, Inc.) since 2007 and concurrently worked at Citizens First Bank from 2007 to 2025. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans, providing a range of advisory and brokerage services through customized engagements. The firm’s approach includes fundamental and technical analysis, asset allocation, and access to alternative investments, with a notable emphasis on non-discretionary assets and integrated lending and cash-management solutions.

Pamela Hyde is a financial advisor with Truist Advisory Services and holds the Series 63 and Series 66 licenses. She has 11 years of industry experience, including nine years with SunTrust Investment Services and SunTrust Advisory Services. Outside of her advisory role, she serves as Secretary/Treasurer for the Orangewood Shores homeowners association. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by a research team that uses AI-enabled tools, to deliver tailored investment solutions.

Christopher Ponds is a CFP® professional with 25 years of experience in the financial services industry. He has worked with Truist Advisory Services since 2016 and Truist Investment Services since 2010. Outside of his advisory role, he serves as secretary and treasurer for Timberwood Properties, a construction and cabinet installation business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches and leverages third-party platforms and manager arrangements to support its investment programs.

Anthony Desjardins is a financial advisor with Centaurus Financial, Inc. in Lady Lake, FL, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Centaurus Financial since 2017 and previously at Newbridge Securities Company from 2015 to 2017. Desjardins is also the managing member of Desjardins Retirement Solutions, LLC, a Florida-licensed insurance agency. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management using multiple analytical approaches, with both discretionary and non-discretionary account arrangements.