Manuel Beltran Zuniga is a financial advisor with Missionsquare Retirement, holding Series 63 and Series 66 licenses and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Wells Fargo. Outside of finance, he is an equal owner of Las Altenitas, an ice cream shop in Rialto, CA, where he assists with weekend operations. Missionsquare Retirement serves state and local government employers and public sector employees by administering deferred compensation and qualified retirement plans. The firm offers plan administration, education, and advisory services through its Guided Pathways program, which utilizes investment advice developed by Morningstar Investment Management.

Travis Gibson is a financial advisor at KCD Financial, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including MML Investors Services LLC, MassMutual Life Insurance Company, NYLIFE Securities LLC, and New York Life Insurance Co. Outside of his advisory role, he is involved in fixed and fixed indexed annuities through independent agencies such as Secure Income Management and Broker's Choice of America. KCD Financial, Inc. is a registered investment adviser and dually registered broker-dealer serving individuals, corporate pension plans, and charitable organizations. The firm employs a variety of analytical approaches and investment strategies, primarily operating on a non-discretionary basis while offering access to third-party managed accounts.

Adam Mc Kell is a financial advisor at Portside Wealth Group, LLC with 10 years of industry experience. He holds a Series 65 designation and has worked at firms including TownSquare Capital, LLC and OneAmerica Securities. In addition to his advisory role, he is involved with McKell Partners, where he engages in fixed life and fixed annuities sales. Portside Wealth Group is a multi-advisor wealth management firm serving individuals, retirement plans, charitable organizations, and corporate clients. The firm offers discretionary portfolio management, financial planning, pension consulting, and related services, combining fundamental, technical, and modern portfolio theory in its investment approach.

Amy Ochs is a financial advisor with Prospera Financial Services, Inc. She holds a Series 66 designation and has two years of industry experience. Prior to joining Prospera, she worked at Wells Fargo Advisors for seven years and Anderson Clinical Research for five years. Prospera Financial Services, Inc. is a multi-team firm that serves individual, corporate, charitable, and retirement plan clients. The firm manages approximately $12.4 billion through over 200 advisors, offering investment advisory and financial planning services across various platforms and delivery vehicles.

Mark Aleman is a financial advisor with Infinity Financial Services Advisory, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Infinity Financial Services Advisory since 2020 and previously spent nine years at Woodbury Financial Services. Outside of his advisory role, he is involved in medical and Medicare health insurance sales through multiple agencies. Infinity Financial Services Advisory serves individuals, pension and profit-sharing plans, charitable organizations, and small businesses, offering portfolio management, financial planning, and pension consulting. The firm employs a range of analytical methods and investment strategies, integrating advisory services with affiliated broker-dealer and insurance activities.

Tamrin Razo is a Series 66-credentialed advisor with The AmeriFlex Group and has been with the firm since 2023. Prior to AmeriFlex, Tamrin worked at Hopkins Wealth Management Group for 16 years and had shorter tenures at Independent Financial Group and Cambridge Investment Research. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party manager selection, and retirement plan consulting using various model-based and discretionary strategies.

Thomas Dawes Jr. is a financial advisor at MissionSquare Retirement with 25 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at TIAA-CREF and Faith Electric. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering retirement plans and offering plan administration, recordkeeping, and advisory services. The firm provides Guided Pathways Advisory Services, including discretionary Managed Accounts and Fund Advice, supported by Morningstar Investment Management's model portfolios and investment expertise.

Jennifer Ramos is an advisor at Signal Advisors Wealth, LLC with Series 65 and Series 63 licenses. She has experience working at multiple firms, including Arcadian Group LLC and SGS North America. Signal Advisors Wealth operates a turnkey asset management platform serving independent RIAs, co-branded investment adviser representatives, and their retail clients. The firm offers portfolio management, access to models and third-party managers, and retirement plan consulting through a primarily top-down, tactical asset allocation approach.

Joan Hsu is a financial advisor at Prospera Financial Services, Inc. with 25 years of industry experience. She previously worked at Wells Fargo Advisors for 10 years before joining Prospera. She holds Series 63 and Series 66 licenses. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer managing approximately $12.4 billion across a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm offers a range of investment advisory and financial planning services through multiple delivery platforms and combines firm models, third-party sub-advisers, and customizable allocations to manage client portfolios.

Kallie Rawson is a financial advisor at Prospera Financial Services, Inc. with 11 years of industry experience. She holds the Series 66 designation and previously worked at Painter, Smith and Gorian Inc. for 12 years before joining Prospera in 2024. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers investment advisory and financial planning services across multiple platforms with customizable portfolio construction and ongoing oversight.

Jon Fenster is a financial advisor with Private Management Group Inc in Redlands, CA, holding a Series 65 designation and 19 years of industry experience. He has worked at Private Management Group since 2025 and concurrently serves as a limited liability partner at Fenster & Fenster CPA's LLP, where he is involved in accounting and tax preparation services. Fenster has prior experience with J.J.F. Investments, Inc., where he worked from 2006 to 2024. Private Management Group, Inc. provides discretionary investment supervisory services to individuals, pension and profit-sharing plans, trusts, estates, and business entities. The firm constructs individualized portfolios using fundamental analysis and a combination of longer-term strategic frameworks with shorter-term tactical adjustments, investing across a broad range of instruments while emphasizing active client input.

David Smith is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. Prior to joining Prospera, he worked for Painter, Smith & Gorian, Inc. for nearly three decades. He serves as a board member of the East Valley Water District. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including high-net-worth individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors across roughly 140 offices, offering investment advisory and financial planning services through multiple platforms and customizable portfolio management.

Norberto Carmona is a financial advisor at Navy Federal Investment Services, LLC with two years of industry experience. He holds a Series 66 designation and has previously worked at firms including Wescom Financial Services, Schoolsfirst Federal Credit Union, LPL Financial, and JP Morgan Chase & Co. Carmona’s background also includes service in the US Army Reserve. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm utilizes model portfolios managed by third-party portfolio managers and provides account monitoring, rebalancing, and optional tax and impact overlay services.

Jason Golembeski is a financial advisor at Prospera Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and previously worked at Painter, Smith and Amberg Inc for six years and Hangar 24 Brewery LLC for seven years. Prospera Financial Services, Inc. is an enterprise-scale adviser and dually registered broker-dealer serving a diverse client base, including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms.

Eberardo Mariscal is a financial advisor with John Hancock Personal Financial Services, LLC, holding a Series 66 credential and 19 years of industry experience. He has worked with Manulife Asset Management (US) LLC since 2012 and with John Hancock entities since 2009. Outside of his advisory role, he is a social media influencer on TikTok, where he advertises products and creates content related to music. John Hancock Personal Financial Services provides financial planning and consultative services to individuals, trusts, estates, non-profits, and business entities, covering both non-high-net-worth and high-net-worth clients. The firm utilizes third-party financial planning software to deliver generally framed recommendations, with implementation decisions made by clients, and operates an Emergency Savings program through Apex Clearing.

Blake Isaeff is a financial advisor with Golden State Wealth Management, LLC, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked with Golden State Wealth Management since 2018 and has held roles at Renaissance Wealth Management and LPL Financial, LLC since 2017. Prior to his advisory career, he was involved with Canyon Crest Country Club and the University of California, Riverside. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses, offering asset management, financial planning, retirement plan consulting, and access to third-party managers. The firm emphasizes discretionary portfolio management and uses a range of analytic approaches and model portfolios while primarily billing based on assets under management.

Reginald Jackson is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has worked with NWF Advisory Services and operates his own advisory practice. Jackson serves as a board member for two nonprofit organizations, The Unforgetables Foundation and Living Systems Health. OSAIC is a large financial services firm serving a diverse client base, including individual investors, pension plans, corporations, and charitable organizations. The firm combines risk-tolerance assessments with advanced portfolio management tools and offers a wide range of investment options through its extensive network of advisors.

Christopher Palmer is a financial advisor with Prospera Financial Services, Inc. in Redlands, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Wells Fargo Advisors for 10 years. Outside of his advisory role, he is involved in managing a family-owned ranch and farming operations. Prospera Financial Services, Inc. is a multi-team advisory and broker-dealer firm managing approximately $12.4 billion for individuals, corporate and charitable entities, and retirement plans through a broad network of advisors. The firm utilizes a combination of firm models, third-party sub-advisers, and customizable allocations across various platforms to deliver investment advisory and financial planning services.

Melanie Blakney is a Series 65-licensed financial advisor with eight years of industry experience. She currently works at McAdam LLC, where she has been since 2024. Her prior roles include positions at Pacific Wealth Management, LLC, Holstrom, Block and Parke, and Breckinridge Capital Advisors, Inc. McAdam LLC is an enterprise-scale registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers a multi-advisor platform providing financial planning, investment management, and retirement-plan consulting, utilizing fundamental analysis and a range of investment strategies tailored to clients’ risk tolerance and objectives.

Kyle Smith is a financial advisor at Prospera Financial Services, Inc. He holds a Series 65 designation and has experience working in financial services since 2019, including roles at Farmers Insurance and Interac. Prospera Financial Services, Inc. serves a diverse client base, including individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through over 200 advisors. The firm offers a range of advisory and financial planning services using multiple platforms and combines firm models, third-party sub-advisers, and customizable allocations for portfolio management.