William Oconnor is a financial advisor with Applied Financial Planning, Inc. in Irvine, CA, holding a Series 63 designation and over 40 years of industry experience. His career includes roles at LPL Financial and Midland National Life, and he currently owns and operates several financial and tax-related businesses. He also hosts a radio program called The Money Guys, which promotes local news and financial planning ideas. Applied Financial Planning, Inc. provides tax preparation and tax planning services to individuals, institutions, and various organizations, focusing on tax-efficiency and long-term investment considerations. The firm bills on a fixed-fee or hourly basis and does not manage client investment accounts directly.

Puneet Sahi is a CFA® charterholder with 13 years of industry experience. He is the sole advisor at Iron Horse Capital, Inc., an independent firm based in Irvine, CA. His prior roles include positions at Palo Capital, GenSpring Family Offices, and SunTrust Bank. Iron Horse Capital, Inc. provides discretionary portfolio management, financial planning, and consulting primarily to individual and high-net-worth clients, as well as pooled vehicles and institutional clients. The firm manages a focused client base with tailored advice and model portfolios across varying risk tolerances, employing derivatives and related strategies within its investment approach.

Nicholas Covyeau is a CFP®-certified financial advisor with 11 years of industry experience. He is the sole advisor at Swell Financial, an independent firm he has been with since 2021. His prior experience includes roles at K2 Financial, Lincoln Investment Planning, Legend Advisory, and USAA Financial Advisors. Outside of his advisory work, he co-hosts the Real Personal Finance podcast, providing general educational content. Swell Financial offers discretionary portfolio management and comprehensive financial planning services to individuals, charitable organizations, and employer-sponsored plans. The firm emphasizes strategic asset allocation primarily using passive funds, with selective active management and tactical adjustments, and also provides pension consulting and ERISA Section 3(21) fiduciary services.

Mark Billes is a financial advisor with Retirement Investment Advisors Inc. in Corona, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at multiple firms including Horter Investment Management and has operated Safe and Secure Retirement and Insurance Services, where he serves as president. Outside of advisory work, he is involved in life insurance, annuities, and long-term care insurance sales. Retirement Investment Advisors Inc. is an independent firm serving individuals and business entities through financial planning and advisory services. The firm refers clients to third-party money managers, assists with onboarding and paperwork, and monitors manager performance while providing educational seminars and workshops to the public at no charge.

Aalok Devkota is the principal of Devkota Capital Advisors in Irvine, CA, holding a Series 65 designation with nine years of industry experience. His prior work includes roles at Markel Corp., Strategic Advisors, Inc., and Abundance Insurance Solutions, Inc. Devkota Capital Advisors LLC is an independent investment adviser providing discretionary asset management to individuals, high-net-worth clients, trusts, endowments, and corporate and small-business clients. The firm also offers model portfolios and sub-advisory services, employing a combination of fundamental, behavioral, technical, and cyclical analysis across several model strategies.

Sagar Parikh is a financial advisor at PMA Wealth Management with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Silber Bennett Financial, Woodbury Financial Services, and Emerson Equity. Parikh is also a partner at Parikh, Mehta & Associates, a CPA firm providing tax preparation and business management services. PMA Wealth Management offers portfolio management services to individuals, high-net-worth clients, and charitable organizations. The firm employs a diverse investment approach that includes fundamental analysis, modern portfolio theory, and both long- and short-term trading strategies, with a focus on ETFs and alternative investments such as private placements and venture capital funds.

Jason Micheli is the sole advisor at Einstök Wealth Management LLC, an independent investment advisory firm based in Irvine, CA. He holds Series 65 and Series 66 licenses and has eight years of industry experience. Micheli also serves in an executive leadership role with the Presbytery of Santa Barbara. Einstök Wealth Management provides discretionary portfolio management and ongoing investment advice to individuals, trusts, charitable organizations, and businesses. The firm follows a primarily passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of low-cost index funds and ETFs, and incorporates a proprietary algorithm to tactically adjust allocations.

Denita Clark is a financial advisor with The Financial Architects Wealth Management LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her career includes roles at Gradient Securities, Transamerica Financial Advisors, and World Financial Group. She is also active as an insurance agent, selling both health and other insurance products. The Financial Architects Wealth Management provides investment advice and financial planning to individual investors and qualified retirement plan sponsors. The firm typically operates on a non-discretionary basis, recommending third-party portfolio managers and emphasizing ongoing oversight and client approval for transactions.

Mahesh Jain is a financial advisor at Kuber Investments with seven years of industry experience. He holds a Series 65 designation and has worked as the CEO of Gray Matrix Inc., an IT consulting and software development business, since 2011. Kuber Investments is a boutique independent firm providing discretionary portfolio management to individuals and small businesses. The firm employs an active, fundamental investment approach with relatively concentrated and customized portfolios focused on large- and mid-cap stocks, selective ETFs, and tactical risk management.

John O'Connell is the principal of John G. O'Connell, a firm he founded in 2022. He holds Series 63 and Series 65 licenses and has 46 years of experience in the financial industry, with prior roles at firms including J Alden Associates, National Securities Corporation, and Fsic. John G. O’Connell provides investment advisory and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm manages approximately $24 million on a discretionary basis for about 30 clients, applying a qualitative and fundamental investment process that incorporates sector and cyclical analysis along with multiple asset allocation strategies.

John Dunham is the principal of Focused Capital Investment, LLC, an independent advisory firm based in Irvine, CA. He holds Series 65 and Series 66 licenses and has six years of industry experience. Prior to his advisory role, he worked at Santiago Canyon College for six years. Outside of investment advising, he is involved in tutoring activities through his firm. Focused Capital Investment provides discretionary investment management and financial planning to individuals, high-net-worth clients, pension plans, and corporate/business clients. The firm constructs customized portfolios using mutual funds, ETFs, individual securities, and limited partnerships, employing a primarily long-term investment process grounded in fundamental and technical analysis and modern portfolio theory. It also offers options strategies in separately managed accounts and routinely serves pension plans and corporate clients.

Prabhu Mogulla is a financial advisor at Peaceful Advisors LLC in Tustin, CA, holding a Series 66 designation with 12 years of industry experience. His prior work includes roles at Waddell & Reed and Evrentcars LLC. Outside of advising, he is president of Profcon Inc., a staffing services company he has led since 2001. Peaceful Advisors LLC serves individual and high-net-worth clients with portfolio management and financial planning, managing $6 million in assets across nine relationships. The firm employs a variety of analytical methods to tailor portfolios and primarily manages assets on a non-discretionary basis, incorporating higher-risk strategies such as short sales, margin, and options.

Eric La Nier is a financial advisor at Higher Impact Financial, LLC in Riverside, California, with seven years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones and Wealthtech Partners LLC. In addition to his advisory role, he is an online securities instructor, teaching courses such as the SIE, Series 7, and Series 66 exams. Higher Impact Financial serves individual and high-net-worth clients, offering discretionary and non-discretionary portfolio management alongside financial planning and consulting. The firm employs a range of strategies tailored to client objectives, including tax planning and retirement-plan consulting, and utilizes qualified custodians and third-party managers in its implementation.

Spring Chen is a financial advisor at ClassicCPA with a Series 65 credential and over a decade of experience, including 14 years at Classic CPA and ongoing service on the Orange County Assessment Appeals Board since 2017. Chen has been with Classic Capital Planning Advisors since 2026 and operates as the sole advisor at the firm. Classic Capital Planning Advisors provides comprehensive financial planning and non-discretionary investment advice to a diverse client base, including individuals, families, trusts, and nonprofit organizations, with a focus on tax-aware planning and strategic asset allocation without managing client portfolios or maintaining custody.

Noah Taylor is a financial advisor at NCT Advisors in Irvine, CA, holding a Series 65 designation with two years of industry experience. He has been with NCT Advisors LLC since 2013. NCT Advisors provides discretionary investment management to individuals, high-net-worth clients, and institutional accounts, focusing on domestic and international stocks, bonds, mutual funds, and ETFs. The firm employs a long-term, risk-adjusted approach emphasizing fundamental and technical analysis, with portfolios managed to consider turnover, transaction costs, and tax implications.

Jeremie McKee is a financial advisor with Stonebridge Asset Management LLC, holding Series 63 and Series 66 credentials and 19 years of industry experience. He previously worked at Springboard Capital Management, Inc. for 13 years before founding Stonebridge in 2017. In addition to his advisory role, McKee is a licensed insurance agent involved in insurance and annuity sales. Stonebridge Asset Management LLC is an independent, single-advisor firm providing discretionary portfolio management to individuals, trusts, estates, and business entities. The firm uses a blend of passive, fundamental, and active technical analysis strategies to manage portfolios tailored to client objectives and risk tolerances.

Brian Luhman is a CFP® certificant and financial advisor with two years of industry experience. He is the founder of Luhman Wealth Partners, an independent advisory firm based in Irvine, CA. Prior to establishing his firm, he held roles at Pitcairn Trust Company and The Vanguard Group, among others. Luhman Wealth Partners is a fee-only, state-registered investment adviser providing financial planning and portfolio management services to individuals, high-net-worth clients, business owners, charitable organizations, and businesses. The firm’s process focuses on tailoring investment policies and asset allocation to client goals and risk tolerance using a combination of fundamental, technical, and portfolio-construction techniques.

Mark Harvey is the principal of Mark T. Harvey Investments in Anaheim Hills, CA, holding Series 63 and Series 65 licenses with 12 years of industry experience. He has been involved with Harvest Finance & Mortgage, Inc. since 2002 and also operates businesses in mortgage brokerage, insurance sales, and tax return preparation. Mark T. Harvey Investments serves a small client base primarily composed of individual investors, trusts, and other entities, offering ongoing financial planning, investment advisory services, and portfolio management. The firm employs a core passive investment approach using index and ETF mutual funds, tailored to clients’ life stage, tax considerations, and risk tolerance, while also providing financial coaching and quarterly consultations.

Betty Azmoon is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. She has 33 years of industry experience and previously worked at Woodbury Financial Services Inc and Centaurus Financial, Inc. Azmoon also provides financial planning and consulting services through Griffin Financial, LLC, a separate registered investment advisory firm she has operated since 2019. LPL Financial serves a broad range of clients including individual investors, retirement plans, institutions, and high-net-worth households. The firm offers diverse advisory and brokerage services supported by an in-house research team and a wide array of investment solutions tailored to client needs.

Eugene Lai is the principal advisor at Lai Capital Management LLC in Irvine, CA, with 23 years of industry experience. He holds the Series 65 designation and has managed Lai Capital Management since 2002. Outside of his advisory role, he is involved in Ferncroft Investment Partners LLC, a partnership investing in real estate and securities. Lai Capital Management provides discretionary portfolio management to individual clients and serves as the general partner and investment manager of a private pooled investment partnership for high-net-worth limited partners. The firm employs a value-oriented, long-term investment approach with concentrated portfolios and may use margin and options strategies.