Luke Zumbusch is a financial advisor with Inspire Advisors, LLC, holding a Series 65 license and two years of industry experience. Prior to joining Inspire Advisors in 2023, he served 12 years in the United States Marine Corps. He is currently a Naval Aviator and flight instructor in the United States Navy Reserves and also works as a contract instruction pilot for Flight Safety International. Inspire Advisors, LLC is a multi-advisor registered investment adviser managing approximately $1.03 billion for about 3,800 clients, including individuals, institutions, and charitable organizations. The firm integrates Biblically Responsible Investing using proprietary scoring and screening tools and employs a mix of quantitative and fundamental strategies, often implementing portfolios through model allocations and proprietary ETFs.

Khoi Nguyen is a financial advisor at Navy Federal Investment Services, LLC with 17 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Navy Federal in 2011, he worked at Edward Jones for two years. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, retirement-plan fiduciary services, and automated investment options through managed advisory programs and third-party portfolio managers.

Brittany Brower is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has seven years of industry experience, having worked within Truist and its predecessor firms since 2015. Outside of her advisory role, she is the managing member of JB Plumbing & Gas, LLC, a small business focused on residential and commercial plumbing services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager‑selection programs, implementing advice through a combination of discretionary and non‑discretionary approaches.

Bessann Watson is a CFP® with 21 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. She has spent her career primarily with these firms, beginning in 2005. Outside of her advisory role, Watson is involved in several business activities including consulting through Abbey Road Financial, LLC, serving as an executor for an estate, and researching captive insurance arrangements for clients. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and retirement plan consulting services, with advisory options that include discretionary and non-discretionary management using both in-house and third-party model portfolios.

Kent Lipham is a financial advisor at Benjamin F. Edwards & Company, Inc. with 30 years of industry experience. He holds a Series 63 designation and has worked at Benjamin F. Edwards since 2014, following six years at Wells Fargo Clearing and 12 years at A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting.

Richard Mccool is a CFP® and ChFC® with 23 years of experience in the financial services industry. He is currently affiliated with Park Avenue Securities and Guardian Life Insurance Company, where he has worked since 2002. Outside of his advisory role, he serves as a director for Locklin Lake and is a member of the Historic Preservation Board in Milton, Florida. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

Jeffrey Hendrix is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at OneAmerica Securities and American United Life. He serves as a board member for several nonprofit organizations, including the Sunny Days Foundation, Rally Foundation for Childhood Cancer, and Jayla's Voice, and is a partner at Wealth DX, a medical education firm. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a broad client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and combines fundamental, technical, and cyclical investment approaches to serve its approximately 127,000 clients.

Leon Hirsh is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 45 years of industry experience. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of his advisory work, he serves as president of the Kentucky Military Institute Alumni Association and is the Alumni Director for the Eta Pi Chapter of Pi Kappa Alpha at the University of West Florida. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory and brokerage services, combining proprietary and third-party investment strategies with in-house equity and fixed-income research.

Randy Wentz is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 licenses. He has two years of industry experience, including roles at Reeder Financial Group, NYLIFE Securities, and New York Life Insurance Company. Prior to his advisory career, he worked at Navy Federal Credit Union and Pen Air Federal Credit Union, and he operated a business called Wentz Home Services from 2023 to 2024. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored advice across multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

David Padgett is a financial advisor with AE Wealth Management, LLC, holding Series 63, 65, and 66 licenses. He has experience working with affiliated firms including AE Financial Services, American Heritage Financial, and Padgett Private Wealth, as well as a long career in the US Navy since 2007. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, and ERISA plan sponsors. The firm uses discretionary model portfolios and employs a range of investment strategies, supporting a large client base through standardized model and platform services.

James Palmiotto is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and nine years of industry experience. He has been with Bankers Life Advisory Services since 2018 and has a long-standing background with affiliated entities dating back to 2012. Outside of advisory work, he is involved in insurance sales and training as a USV/Satellite Manager and insurance agent with Bankers Life & Casualty, and he owns JPALMS INC, a business established for managing his insurance operations. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Jeremy Reeder is a financial advisor with Eagle Strategies (NY Life) based in Milton, FL, holding Series 63 and Series 65 credentials with 16 years of industry experience. He has been with Eagle Strategies since 2019 and also operates Reeder Financial Group, Inc., focusing on brokering non-registered insurance products. Reeder serves as a board member and secretary of the Santa Rosa County Chamber of Commerce and chairs the Santa Rosa Young Professionals Committee. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, charitable and corporate clients, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through various program types, with the majority of assets under management handled on a non-discretionary basis.

Bradley Keel is a CFP® and Series 66-registered advisor with Benjamin F. Edwards & Company, Inc., bringing six years of industry experience. He has worked at Benjamin F. Edwards since 2019 and previously spent nine years at California Pacific Medical Center. Outside of financial advising, Keel is involved in health coaching through his independent consulting business, Keeling It for Life. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including financial planning, investment management, brokerage, and retirement plan consulting, utilizing proprietary strategies as well as third-party models.

Benjamin Boyd is a financial advisor at Guardian Life with ChFC® and Series 66 credentials and three years of industry experience. His background includes roles at Park Avenue Securities and Ascension Sacred Heart. He is a partner at JNBB Financial, LLC, where he maintains recordkeeping and tax responsibilities. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and a mix of proprietary and third-party investment advisory programs.

Richard Massingill Jr. is a financial advisor at Empower Advisory Group with 18 years of industry experience. He holds a Series 66 designation and has worked at GWFS Equities, Bank of America, and Merrill Lynch. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through integrated platforms focused on long-term portfolio returns and annual rebalancing.

Kelly Ryland is a Series 66-licensed financial advisor at Independent Financial Partners with 16 years of industry experience. He has worked at Independent Financial Partners and IFP Securities since 2019 and previously was with LPL Financial from 2014 to 2019. Kelly is also involved in non-variable insurance sales focused on life and disability insurance. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm serves a broad client base including individual, charitable, corporate, and high-net-worth clients, and provides specialized retirement-plan advisory and pension consulting services.

Jay Rinehart is a financial advisor with Guardian Life, holding Series 63 and Series 65 designations and 14 years of industry experience. His prior work includes roles at Northwestern Mutual Wealth Management Company and New York Life. He is affiliated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America. The firm serves individual and institutional clients, providing brokerage services, financial planning, retirement plan consulting, and a blend of proprietary and third-party investment advisory programs.

Alexander Hoffman is a financial advisor with Empower Advisory Group in Milton, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Paul Gormanson is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. He has been with Bankers Life in various roles since 2011, including his current advisory position beginning in 2022. Outside of advisory work, he manages a team of insurance agents and is involved in insurance sales, including Medicare Supplement and annuity products. He also owns a side business selling timeshare reservations on eBay. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management that align with clients’ goals and risk tolerances.

Steven Barry is a CFP®-designated financial advisor with 27 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. He has served as an elected County Commissioner for Escambia County, Florida since 2013. Barry also owns Contract Insurance Services, a property and casualty insurance franchise, and operates as an independent insurance agent. United Planners Financial Services of America is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, corporations, trusts, and estates. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and emphasizes predominantly non-discretionary account management.