Lance Cox is a financial advisor at Edward Jones in Edgewater, MD, holding a Series 66 designation. He has been with Edward Jones since 2025 and has prior experience with Planet Depos and the Baltimore Orioles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of investment advisory programs and affiliated financial products through a nationwide network of more than 23,700 advisors.

Katherine Knapp is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 22 years of experience to her role. She specializes in family wealth management strategies, managing new wealth, retirement income planning, and addressing the unique financial needs of women. Katherine emphasizes a personalized approach to financial advising, collaborating with clients to identify their priorities and create tailored plans that align with their long-term goals. Her expertise extends beyond investment management to include guiding clients through the complexities of life changes and financial transitions. Katherine focuses on key life priorities such as family, finances, health, home, leisure, work, and giving, assisting clients in navigating these areas while maintaining clarity and direction. Katherine holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned an Accredited Certificate from Chesapeake College. Outside of her professional work, Katherine enjoys boating, hiking, running, and spending time with her family, particularly at her vacation home near Deep Creek Lake.

David Gough is a CFP®-certified financial advisor with LPL Financial, based in Edgewater, MD, bringing 43 years of industry experience. He has been with LPL Financial since 2011 and operates a business under the name Compass Wealth Strategies, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios.

Aaron Gabrielian is a CFP® with 16 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2015. He holds the Series 66 designation and is based in Easton, MD. Gabrielian serves on the Board of Directors for the Mid-Shore Community Foundation and University of Maryland Shore Regional Health, where he chairs the Finance Committee. He is also involved with a nonprofit focused on Chesapeake Bay restoration and participates in a hospital finance committee. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides advisory and brokerage services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment strategies through a combination of in-house and third-party managers, with options for discretionary and non-discretionary portfolio management.

Victor Roy is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior work includes nine years at UBS Financial Services before joining Morgan Stanley in 2022. Outside of his advisory role, he serves on the board of the Brian Westbrook Foundation, a nonprofit focused on education. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and proprietary market estimates.

Blake Saulsbury is a financial advisor with Raymond James & Associates holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, he worked at Bank of America and Merrill. Outside of finance, he has held roles in the restaurant industry, including at Tiger Lily Restaurant and Docs Sunset Grille. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Robert Moreland is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Advisors, LLC since 2012. Outside of his advisory role, he is a passive owner of Indiantown Farm Inc., involved in farming activities in Chaptico, MD. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment selection, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Hanah Rumpler is a financial advisor at Wells Fargo Clearing with a Series 66 credential and one year of industry experience. Prior to joining Wells Fargo, she worked in education and currently assists with bookkeeping for Food Directions, a food policy consulting company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory.

David Jullie is a financial advisor with OSAIC who holds Series 63 and Series 65 credentials and has 30 years of industry experience. His career includes roles at OSAIC since 2018, Signator Investors from 2016 to 2018, and Jullie & Associates, PA since 2004. Outside of advising, he is involved in youth sports as a coach and manager for the Cutler Bay Sports Association. OSAIC serves a diverse client base including individuals, high-net-worth investors, and institutional clients, providing brokerage and investment advisory services through a broad network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios that may include a variety of security types, supporting both discretionary and non-discretionary management approaches.

James Snyder is a financial advisor at Morgan Stanley with 55 years of industry experience. He holds the Series 63 designation and has worked with Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in Annapolis, MD. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs supported by structured planning tools and investment modeling techniques.

James Mc Cleery is a financial advisor with Charles Schwab & Co., Inc. in Easton, Maryland, holding a Series 66 designation and bringing nine years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to discretionary separately managed accounts, using multi-asset model portfolios and a distinctive operational structure integrating advisory, brokerage, custody, and cash-sweep services.

John Elmes III is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and RSM US LLP, among other roles. Prior to his finance career, he was employed at Annapolis Boat Sales and Golf Galaxy. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. Its planning process uses structured discovery and firm-approved tools, offering a broad range of financial products and services.

John Mead is a financial advisor with Robert Baird & Co. holding Series 63 and Series 66 licenses and five years of industry experience. He previously worked at T. Rowe Price for six years and has held roles outside finance, including ownership of The County Cork Wine Pub. Robert Baird & Co.’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations through financial planning, portfolio management, and custody services. The firm employs a range of separately managed account strategies and leverages internal research and technology in its advisory process.

Lee Bollhorst is a financial advisor with Ameriprise in Severna Park, MD, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he occasionally plays in a band on weekends. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Taylan Young is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and modeling techniques.

Robert Bennett Jr. is a financial advisor with Charles Schwab, holding Series 63, Series 66, and Series 65 licenses and bringing 41 years of industry experience. He has been with Charles Schwab since 2014. Outside of his advisory role, he is the sole member of Simpson-Cole LLC, a financial services entity related to his independent broker relationship. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options with a multi-asset strategic approach.

Jeffrey Mckee is a financial advisor with Morgan Stanley in Annapolis, MD, holding a Series 66 designation and 15 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2010 and was previously with Home Savings of America starting in 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Richard Mullaney is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and CBIZ Financial Solutions, Inc. In addition to his advisory role, Mr. Mullaney is a CPA who provides tax planning and tax preparation services, many of which are for his wealth management clients. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a wide network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a variety of securities and supports both discretionary and non-discretionary account management.

Stephen Root is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kate Kraus is a financial advisor with Morgan Stanley in Easton, MD, holding a Series 66 designation and 18 years of industry experience. She has worked at Morgan Stanley since 2010 and at Morgan Stanley Private Bank since 2021. Outside of her advisory roles, she has been involved with The Masthead At Pier St. since 2005. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process using proprietary tools and serves clients through a range of investment and planning strategies.