Christina Couzelis is a financial advisor at Commonwealth Financial Network with six years of industry experience. She holds a Series 66 designation and has worked at Commonwealth since 2018, with prior experience at HB Financial Group, LLC. Christina is also involved in fixed insurance sales. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a broad platform of managed-account programs, access to third-party asset managers, and custody services.

Lucia Shah is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She has previously worked with Hart & Patterson Financial Group and Carl P. Sherr & Co., among others. Outside of advisory services, she is also an insurance agent with Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a manager‑of‑managers approach, utilizing a proprietary focus list and combining active and passive strategies, while also sponsoring proprietary investment vehicles and serving as an operating general partner for multiple private funds.

Mark Goggins is a financial advisor with Eagle Strategies (NY Life) in Northampton, MA, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. He has been with Eagle Strategies since 2019 and is also associated with NYlife Securities LLC and New York Life Insurance Company. Outside of his advisory role, Goggins serves as a board member for Nonotuck Resource Associates, which provides shared living for intellectually challenged individuals. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through multiple program types, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Ostberg is an advisor with Eagle Strategies (NY Life) based in Northampton, MA, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been associated with New York Life and its affiliated entities since 1987 and has operated Ostberg & Associates Financial Services and Insurance, LLC since 2007. Outside of his advisory work, he volunteers as an event manager for an annual community fundraiser supporting the restoration of the Park Theater at Look Memorial Park. Eagle Strategies serves individual and institutional clients offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides customized advice across various program types and manages a significant portion of its assets on a non-discretionary basis, emphasizing fiduciary responsibilities especially in retirement plan consulting.

Adam Robinson is a CFP® professional with 24 years of experience, currently affiliated with Eagle Strategies (NY Life) in Northampton, MA. He has worked with Ostberg & Associates Financial Services and Insurance as well as Crossman Financial Services and Insurance. Robinson serves as a corporator for Greenfield/Northampton Cooperative Bank. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of advisory programs and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Victoria Maraia is a financial advisor at Lincoln Investment with two years of industry experience. She holds the Series 63 and Series 66 licenses. Prior to her current role, she worked at NYLIFE Securities LLC and New York Life Insurance Company for two years each, and has extensive experience in the restaurant industry with Margaritas Mexican Restaurant and Capital Burger Company. Lincoln Investment serves individuals, charitable organizations, businesses, and a variety of employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, ERISA retirement plan advice, and a range of investment programs, utilizing both strategic and dynamic investment approaches overseen by an in-house Investment Management & Research team.

Kristopher Galenski is a financial advisor with GWN Securities Inc. in Leeds, MA, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has been with GWN Securities since 2015 and has concurrent experience with American United Life since 2009. Outside of his advisory role, he is involved in non-variable insurance sales focusing on fixed life and fixed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of managed-account programs that include traditional asset allocation as well as legacy market-timing and momentum strategies.

Vikki Lenhart is a CFP® with 16 years of industry experience, currently serving at Beacon Pointe Advisors, LLC. Her prior roles include positions at Hart & Patterson Financial Group and Cambridge Investment Research Advisors. In addition to her advisory work, she is an insurance agent at Beacon Pointe Insurance Services. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and retirement plans. The firm employs a manager-of-managers approach, utilizing a proprietary Focus List and a formal due diligence process to implement client strategies across various asset classes.

Jared Walsh is a Series 65-licensed financial advisor with AE Wealth Management, LLC, where he has worked since 2023. He has two years of industry experience and has held roles at Dale Frank Financial Group LLC and GOGO Magnolia. Outside of his advisory work, he is involved in insurance sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolios managed internally and by third parties, discretionary asset management, financial planning, and other services.

Joseph Bach is a financial advisor with Commonwealth Financial Network based in Florence, MA. He holds Series 66 and Series 63 licenses and has two years of industry experience. His prior experience includes roles at Kestra Advisory Services, LLC, Northwestern Mutual, and MassMutual Life Insurance Company. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Nicole Domnarski is a financial advisor with Commonwealth Financial Network in Springfield, MA, holding Series 63 and Series 65 licenses and 27 years of industry experience. She has been with Commonwealth and Fsb Financial Group since 2011. In addition to her advisory role, she is involved in fixed insurance sales. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, trading, compliance, and practice-management support to affiliated advisors.

Jennifer Cooke is a financial advisor at Kestra Advisory with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked with firms including Commonwealth Financial Network, Ernst Financial Group, and The Wealth Transition Collective. Outside of advisory work, she is the owner of Cooke Consulting, Inc., a private consulting entity related to securities, advisory, and insurance business, and serves as a bank corporator for Country Bank for Savings. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional investors, and individuals. The firm offers services such as fiduciary consulting, plan design, compliance testing, and employee education, supporting its recommendations with due diligence and managing approximately $79.8 billion in assets.

Michael Flaherty is a financial advisor with Raymond James Financial in Holyoke, MA, holding Series 65 and Series 63 credentials and eight years of industry experience. Prior to joining Raymond James in 2026, he worked at Merrill Lynch, Bank of America, and Wells Fargo, among other roles. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory services and supports small businesses through a dedicated SIMPLE IRA Employer Advisory & Consulting Services program.

Trevor Lyne is a financial advisor with MML Investors Services, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cetera Investment Advisers and Pioneer Financial Group. He is also an insurance broker involved in selling life, disability, long-term care insurance, and fixed annuities. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, goal-based financial planning supported by proprietary software tools and offers specialized programs including divorce planning and employer-sponsored planning.

Stephen Duval is a financial advisor with Ameriprise in Northampton, MA, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Duval owns Newton College LLC, which holds commercial real estate used for his practice, and is involved in operations and office maintenance through SRD Operations, LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Joel Ginsburg is a financial advisor with LPL Financial in Holyoke, MA, holding a Series 66 designation and bringing 22 years of industry experience. He has been with LPL Financial since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Keith Bixby is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience at Ameriprise and Ameriprise Financial Services, Inc. from 2005 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Jeffrey Wakefield is a financial advisor with LPL Financial, holding a Series 66 designation and 23 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. for a combined 20 years before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Daniel Polachek is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He has worked at Avantax Advisory Services and related firms prior to joining Cetera in 2025. Outside of his advisory role, he serves as President of Northampton Wrestling Inc., an organization that provides youth wrestling opportunities in his community. He also operates a CPA practice focused on accounting and tax services and is a partner in a wealth management firm, Peak Advisor Group. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and advisory services across multiple program structures with access to both affiliated and third-party managers, supporting a broad range of investment strategies and client needs.

Wayne Proulx is a CFP® professional with 31 years of industry experience, currently serving as an advisor at OSAIC since 2023. He previously worked at SagePoint Financial for nine years and is a partner at Odyssey Wealth Management Group, LLC, where he is involved in insurance brokerage including life, fixed annuities, long-term care, and disability insurance. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm integrates brokerage and advisory services with financial planning and retirement consulting, utilizing a range of asset-allocation tools and third-party platforms to create tailored investment portfolios.