Michael Salerno is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Raymond James, he spent 14 years at Commonwealth Financial Network. Salerno is also an independent contractor for Executive Wealth & Retirement Strategies, a financial planning company operating under a DBA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through affiliations uncommon in large institutional advisors.

Leonard Mancini is a financial advisor at LPL Financial with 25 years of industry experience. He previously worked at American Portfolios Financial Services, Inc. for 21 years and at OSAIC for one year. Mancini holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of financial planning and investment management services, supported by a large network of advisors and extensive operational resources.

Anthony Stencler is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Raymond James Financial Services and Wealth Advisory Services. Outside of his advisory work, he is involved with XTREME XPERIANCE, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of financial planning, portfolio management, and retirement services supported by proprietary research and a variety of strategic investment options.

Cheryl Tobin is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 credential and has worked at Merrill since 2016, including four years with Bank of America, N.A. She serves as a Power of Attorney for an entity outside her advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

John Richards is a financial advisor at LPL Financial with 29 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Lincoln Financial Securities and Securian Financial Services. Outside of advisory services, he is the owner and principal of an insurance agency, Strategic Planning and Insurance Advisors, based in North Wales, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management options, utilizing multiple investment strategies and advanced operational tools.

Frank Orlando is a financial advisor with LPL Financial in Furlong, PA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at Merrill and Signator Investors, Inc. He is also the principal of Orlando Wealth Management Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and utilizes various advisory strategies supported by operational and research tools.

Rajpreet Saran is a Financial Advisor with Merrill Lynch Wealth Management. He provides individualized financial planning and investment advice, focusing on helping clients pursue their unique financial goals through carefully tailored strategies. His client focus areas include divorce transition planning, employee benefits planning, family wealth management, investment consulting for defined contribution plans, portfolio management, and small business strategies. Rajpreet holds a Bachelor's Degree in Business Administration from the University of Southern California. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). His approach to wealth management views it as an art dedicated to assisting individuals and families in realizing their visions for the future and achieving financial well-being. Outside of his professional role, Rajpreet enjoys playing tennis and pickleball and spending time with his family. His personal philosophy centers on uncovering what matters most to clients and their families in order to create meaningful financial plans aligned with their values and aspirations.

Andreas Wiersbitzky is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His previous roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, as well as self-employment periods. He is also associated with Stratum Holdings LLC for tax and investment purposes. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a network of investment adviser representatives. The firm employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in wrap programs, along with affiliated trust and insurance services.

Salvatore Mannino is a financial advisor with Edward Jones in Lahaska, PA, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has been with Edward D. Jones & CO., L.P. since 1997. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mary Jo Webb is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 designations and bringing 11 years of industry experience. She has worked at Primerica Advisors since 2022 and previously operated Mary Jo Webb CPA for 13 years. In addition to her advisory role, she owns Quakertown Tax Services, offering tax and bookkeeping services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model recommendations created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Danielle Tersaga is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth management, financial planning, and investment strategies for high net worth individuals and families. Since 2013, she has been dedicated to helping clients achieve success across all aspects of their financial lives by providing comprehensive and personalized financial services. Danielle approaches each client relationship through a detailed planning process that begins with understanding their unique situation, values, and long-term vision. She designs and implements customized plans utilizing cash flow analysis, simulation testing, and risk management to determine optimal asset allocation. Her approach ensures adaptability as her clients' circumstances evolve, enabling them to face challenges with confidence. She holds a B.S. in Business and Economics with a focus in finance from Ursinus College and has earned the Accredited Wealth Management Advisor™ and Chartered Retirement Planning Counselor™ designations through the College for Financial Planning Institutes Corp. Danielle is also licensed for FINRA Series 7 and 66 securities registrations, as well as life, health, and long-term care insurance. Outside of her professional responsibilities, she enjoys boating, bowling, interior decorating, photography, and spending time with her family.

David Schimpf is a financial advisor with Primerica Advisors and holds Series 63 and Series 65 licenses. He has 20 years of industry experience and has been with Primerica since 2005. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services through model-based strategies developed by unaffiliated asset managers.

Tracy Zimmerer is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her prior roles include positions at BlackRock Investments and Merrill, among others. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

William Mckinley is a financial advisor with Raymond James & Associates, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. Prior to joining Raymond James in 2024, he operated W Mckinley & Associates LLC and worked at Mutual Securities, Inc. for over a decade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Dennis Cooney is a CFP® professional with 34 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing for seven years. Outside of his advisory role, he operates Dennis Cooney Consulting, LLC in Doylestown, PA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm utilizes proprietary research and planning tools to develop customized recommendations, with clients able to implement these through brokerage or advisory programs as they choose.

Brett Osborn is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has worked previously at National Comfort Products, State Farm, Giant Fitness, and Kutztown University. Outside of advising, he is involved in tax preparation and administrative work with Penn Wealth Accounting Group. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Doug Prosser is Vice President and Executive Planning Consultant at Fidelity Investments, where he has been serving since 2017. In this role, he partners with executives to help them understand and optimize their employer benefits, employing a consultative approach to tailor financial plans that align with their individual goals and objectives. Doug's career in financial services spans several roles and companies since 1994, including positions at Fidelity Investments, TIAA-CREF, TD Ameritrade, Waterhouse Securities, and L.C. Wegard. His experience includes financial consulting, wealth management advising, client relationship management, investment consulting, and branch management. Outside of his professional work, Doug enjoys boating, cars, fishing, spending time at the lake, motorcycles, and surfing.

Thomas Percetti is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Stephen Walker Jr. is a financial advisor at Ameriprise with over 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 1995. In addition to his advisory role, he owns WX3 Practice Management, a practice management business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that focuses on dependable income sources and tax-aware withdrawal strategies.

Scott Marshall is a CFP® with 29 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2005. He has held roles at affiliated Cambridge entities since 2002. Outside of his advisory work, he serves as a board member of the Lenape Valley Foundation, a nonprofit organization in Doylestown, PA. Cambridge Investment Research Advisors, Inc. serves a wide range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through thousands of financial professionals and provides access to multiple platforms and proprietary model strategies.