Elizabeth Cummins is a financial advisor with UBS Financial Services in Providence, Rhode Island. She holds a Series 66 designation and has 22 years of industry experience, including 19 years at UBS. She is involved with a nonprofit organization that supports single parents and their families, serving on a management committee responsible for budget and audit reviews. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services that include proprietary research and model-based asset allocations.

Natalie Harris is a financial advisor with Equitable Advisors in Attleboro, MA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, her work history includes roles at Wellesley College and the Santa Fe Institute, as well as involvement with OGA's Japanese Cuisine. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to a diverse range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and offers access to third-party asset managers and LPL-sponsored advisory programs.

Samuel Brand is a financial advisor with Edward Jones in Walpole, MA, holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Bank of America and Merrill from 2019 to 2021, as well as nine years of service in the US Navy. Outside of advising, he manages a rental property in Woburn, MA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies. The firm has a large network of financial advisors and branch offices and offers affiliated mutual funds, tax-efficient services, and securities-based lending options under a fiduciary standard.

Kevin Auerr is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 credential. He has 18 years of industry experience, including 16 years at Lincoln Financial Advisors before joining Cambridge in 2023. Auerr is also involved in owning and operating Dean Avenue Planning Group LLC and Auerr, Zajac & Associates, LLP, which provides tax services. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through multiple platforms and features proprietary model strategies under the Founders Gate Capital brand.

Arthur Lambi Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 65 and Series 63 licenses and has 23 years of industry experience. Prior to joining Raymond James, he worked at Bentley Wealth Advisors, LLC, Disanto Priest & Co., and Commonwealth Financial Network. He is also president of Arthur Lambi & Associates, Inc., a consulting and financial advisory firm. Raymond James Financial Services Advisors, Inc. provides tailored financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers non-discretionary advisory services using analytical tools and supports a broad network of advisors with specialized programs including municipal finance and SIMPLE IRA consulting.

Scott Sapolsky is a financial advisor at Morgan Stanley with a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Wayfair. His background also includes roles outside the financial industry, such as positions at Northeastern University and the Rhode Island Country Club. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a range of investment and planning solutions.

Patricia Regan is a financial advisor with LPL Financial in Attleboro, MA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. Her career includes prior roles at Prudential Annuities Distributors and Prudential Insurance, as well as Rockland Trust. She serves as a trustee for a family trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Allison Cresci Callahan is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in family wealth management strategies, legacy planning, and personal retirement planning. In her role, she focuses on helping families make confident financial decisions through all stages of life by providing clear and empathetic guidance tailored to clients' individual goals. Allison holds a Bachelor's Degree from Rhode Island College and a Master's Degree from Johnson & Wales University. She has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Her approach involves connecting all aspects of her clients' financial lives to prioritize and pursue the goals that matter most to them. Outside of her professional work, Allison's personal interests include biking, music, and skiing.

Jennifer Fernandes is a Series 66-registered financial advisor with Merrill, based in Providence, RI. She has 16 years of industry experience and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arsenio Borges is a CFP® and holds a Series 66 license, with six years of industry experience. He has worked at UBS Financial Services since 2016, including roles overlapping with his time at BayCoast Bank and UMass Dartmouth. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations with proprietary research. The firm operates both as a broker-dealer and investment adviser, providing a broad range of capital markets and wealth management services.

Robert Fournier Jr. is a financial advisor with Merrill in Providence, Rhode Island, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has worked at Merrill since 1990 and at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jennifer Pagliuca is a financial advisor with Morgan Stanley in Cumberland, RI, holding Series 63 and Series 65 licenses and 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analysis as part of its financial planning process.

Randall Scholl is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Citizens Securities, Royal Alliance Associates, SII, and LPL Financial. He serves as a trustee for family estate trusts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including wrap and money-manager programs as well as educational seminars.

Paul Derbyshire is a financial advisor with Ameriprise in Franklin, MA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional firm.

Robert Richardson is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley Private Bank and Morgan Stanley. Outside of his advisory role, he is involved with Mach1 Soccer Club. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Diane Graca is a CFP® with 30 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. She previously worked for 22 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Diane is involved in insurance brokerage activities, including life and disability insurance, through several related roles. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of advisory and brokerage services with a model-based investment process focused on asset allocation and portfolio optimization.

Sean Sullivan is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with individuals and families to assist them in making informed financial decisions and achieving their financial objectives through personalized planning and ongoing guidance. Sean has extensive experience in the financial services industry, having served in various roles including Vice President and Regional Account Executive at Fidelity Investments from 2016 to 2022, Senior Regional Retirement Consultant from 2013 to 2016, and Senior Regional Investment Consultant from 2011 to 2013. Prior to his tenure at Fidelity, he worked as a Regional Sales Representative for MFS Investment Management between 2010 and 2011, and as a Financial Advisor at Morgan Stanley Smith Barney from 2007 to 2010.

Anne Swiader is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 65 and Series 63 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery conversations and firm-approved tools to develop client plans.

John Stamp is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1987 and joined Merrill Lynch Wealth Management in 2001. John focuses on providing practical and objective advice to address each client's specific financial and wealth transfer goals. John holds the designation of Chartered Retirement Planning Counselor, awarded by the College for Financial Planning, and the Certified Plan Fiduciary Advisor (CPFA), awarded by the National Association of Plan Advisors. He is also a qualified Portfolio Manager and is experienced in building and managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. These strategies can be managed on a discretionary basis through the firm's Investment Advisory Program. He has a Bachelor's Degree from the University of Rhode Island. Outside of his professional work, John enjoys biking, gardening, hiking, music, photography, and spending time with his family.

Bernard Manchester is a Wealth Management Advisor with Merrill Lynch Wealth Management and co-founder of The T.D.M. Group, a financial advisory practice serving executives, business owners, and affluent families. Since beginning his financial services career in 2007, he has developed expertise in retirement planning, portfolio management, executive compensation, stock and option planning, estate and insurance planning, debt structuring, and cash flow management. Bernard applies his experience to create customized financial strategies aimed at aligning clients’ resources with their personal financial goals. Bernard holds a Bachelor’s degree in Marketing with a concentration in Finance from Providence College. He is a CERTIFIED FINANCIAL PLANNER™ professional and a CERTIFIED PLAN FIDUCIARY ADVISOR™, with additional credentials including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Bernard advises business owners on corporate retirement plans and is proficient in succession planning, Medicare planning, social security strategy, life insurance analysis, and estate planning services. He is an active member of the Providence College Alumni community, serving as a Board Member for the Providence Alumni Club. Bernard grew up in Barrington, Rhode Island, and currently lives in Rumford, Rhode Island with his wife Elizabeth and their two daughters, Quinn and Blair.