Ralph Balzano is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is a 50% owner of an LLC established for real estate investment, with operations managed by his spouse. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and offers a range of investment services through its Financial Advisors and specialized strategy groups.

Adam Townsend is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds a Series 63 designation and has been with Mass Mutual Investors Services since 2017, following a 19-year tenure at Metlife Securities Inc. Outside of his advisory role, he is also licensed as an insurance agent specializing in life and disability insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning, asset management, and educational programs.

Jonathan Slater is a financial advisor with OSAIC based in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He was previously affiliated with Securities America Advisors, Inc. and Securities America, Inc. for 18 years. Outside of his advisory role, he is the owner and president of Slater Wealth Management, a portfolio management and registered representative firm. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across multiple asset classes, managed on discretionary or non-discretionary bases.

Daniel Tumba is a financial advisor at Merrill with 19 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. His prior roles include positions at Bank of America, JP Morgan Chase, J.P. Morgan Securities, and First Republic Investment Management. He serves on the board of the JDRF Greater Palm Beach County Chapter, a charitable organization focused on type 1 diabetes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darren Dawson is a CFP® professional with 27 years of experience in the financial industry. He is currently with Wells Fargo Advisors, where he has worked since 2026. Prior to this, he spent 10 years at SunTrust Advisory Services and SunTrust Investment Services, Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services including cash-flow, retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Gregory O'Hare is a Private Wealth Advisor with Merrill Private Wealth Management, where he has spent his entire career since joining the firm in 1989. As the senior member of The O'Hare Group, he directs portfolio strategy for his team, overseeing asset allocation, portfolio modeling, and investment evaluation. He is a qualified Portfolio Manager who provides tailored advice and manages personalized investment strategies that may include individual securities, Merrill model portfolios, and third-party strategies, often on a discretionary basis within the Firm’s Investment Advisory Program. Greg’s client focus encompasses ultra-high-net-worth families and businesses, addressing areas such as family wealth management, legacy planning, retirement income, tax minimization, and college education planning. Greg holds a Bachelor’s degree from The Ohio State University Fisher School of Business and maintains FINRA Series 3, 7, 8, 63, and 65 registrations. He also holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Recognized for his professional accomplishments, Greg has been included in Barron's Top Financial Advisors: State by State rankings annually since 2009 and Forbes Best-in-State Wealth Advisors listings from 2018 through 2022. Committed to community involvement, Greg participates with organizations including Club 100 Charities, Loggerhead Marine Life Center in Florida, the Nature Conservancy, Royce Nursing Foundation, and The Ambassadors of Jupiter Medical Center Foundation. Outside of his professional activities, he enjoys biking, boating, fishing, football, hiking, reading, running, skiing, surfing, and spending time with his family. Greg resides in Jupiter Inlet Colony with his wife and children.

Harrison Spellman is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, he worked at Charles Schwab and DHI Mortgage. He has also held roles at the University of West Florida and the University of Central Florida. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

John Castaldo is a financial advisor with J.P. Morgan Securities in Palm Beach Gardens, FL, holding a Series 66 designation and three years of industry experience. He previously worked at Bank of America and Mercy College before joining J.P. Morgan in 2022. In addition to his advisory role, he is also employed by JPMorgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Donna Slater is a financial advisor with Primerica Advisors in Tequesta, FL, holding Series 65 and Series 63 credentials and five years of industry experience. She has worked with PFS Investments Inc. since 2020 and has been involved with Primerica Financial Services since 2011. Outside of her advisory role, she is connected to Primerica Mortgage and Primerica Client Services, where she engages in selling loan products and referring home security and automation services. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that relies on model-delivery strategies created by unaffiliated asset managers and supports trade execution and account custody through BNY Mellon Advisors and Pershing.

Jeremy Wilmes is a financial advisor with Osaic Wealth Inc. based in Palm Beach Gardens, FL, holding CFP® and ChFC® designations and over 23 years of industry experience. His career includes roles at Edward Jones, Cetera, MassMutual, and Equitable Advisors. Outside of finance, he serves as a board member and volunteer diver for the Rhode Island Marine Archaeology Project and works as a contract PADI SCUBA instructor and U.S. Coast Guard 100-ton boat captain. OSAIC Wealth Inc. serves a diverse client base including individuals, high-net-worth investors, corporations, and charitable organizations through a large network of advisors. The firm employs a variety of advisory platforms and tools to offer integrated brokerage, investment advisory services, and access to third-party money managers.

Harrison La Branche is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Crescent Pine Family Office and ThinkEquity LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, offering tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through both direct relationships and corporate financial planning agreements.

Eduardo Gimenez is a financial advisor with LPL Financial and holds the CFP® designation and Series 63 license. He has 31 years of industry experience, including roles at Global Retirement Partners, LLC since 2017 and LPL Financial since 2013. Gimenez provides investment advisory services through Global Retirement Partners, an independent investment advisor firm separate from LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options supported by in-house and third-party research.

Virginia Lynn is a financial advisor with Wells Fargo Advisors in Jupiter, FL, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients through a broad range of investment and fee-based financial planning services, utilizing Wells Fargo’s research and planning tools. The firm offers tailored planning solutions covering various financial needs, with clients able to choose implementation options through brokerage or advisory programs.

Ted Scharch is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding a Series 66 credential and 24 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to provide tailored financial planning and portfolio management.

Christopher Keller Jr. is a financial advisor with Wells Fargo Advisors holding a Series 66 credential and two years of industry experience. His prior work includes positions at Stifel and teaching roles at the University of Florida, Palm Beach State College, and Jupiter High School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. It offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options and tailored recommendations supported by Wells Fargo research and tools.

Alan Barlow is a financial advisor with Ameriprise in Jupiter, FL, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Barlow serves as treasurer on the board of the Mystic Cove of Jupiter Homeowners Association and participates on the finance committee for The Residences at the Ritz Carlton in Philadelphia. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical for a large institutional firm.

David Gould is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding a Series 66 designation and 17 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2018 and previously worked at Cetera and Cetera Financial Specialists LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and analytical models. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate agreements.

Jon Drinkwater is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2024 and previously spent over 16 years with Ameriprise and Ameriprise Financial Services, Inc. He operates Drinkwater Wealth Management as a business activity affiliated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Pipkens is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding a Series 66 designation and six years of industry experience. He previously worked at UBS Financial Services and has been involved with Henderson Insurance since 2020. Outside of financial advising, he holds a real estate license. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written Recommendation Reports. The firm serves a broad client base with a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Stephanie Williams is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Edward Jones in Palm Beach Gardens, FL. She has been with Edward Jones since 2014. Outside of her advisory role, she is involved with Eric Cole Golf LLC, an entertainment business based in Jupiter, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.