Daniel Richardson is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at the Rhode Island Department of Environmental Management and work in education at Rhode Island College and Ponaganset High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios that utilize mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and incorporates systematic methodologies and long-term asset allocation benchmarks in its investment process.

Michelle Couture is a financial advisor with Merrill in Providence, RI, holding Series 63 and Series 66 designations and 24 years of industry experience. She has worked at Merrill since 2009 and has been associated with Bank of America, N.A. for over two decades. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Trevor Mason is a financial advisor at Merrill with 11 years of industry experience. He has been with Merrill since 2014 and holds a Series 66 designation. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm emphasizes managed account and manager-selection capabilities, supported by integration with Bank of America affiliates and a variety of tax-efficient investment strategies.

Ryan Kelley is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America and Southern New Hampshire University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Donald Carcieri is a Wealth Management Advisor and partner with the Carcieri and Bock Group at Merrill Lynch Wealth Management. Since joining Merrill in 2014, he has worked with high net worth clients, families, and small business owners to develop and execute comprehensive financial strategies. Carcieri and his team utilize industry research and Merrill's proprietary wealth management technology to deliver tailored goals-based planning and tax-efficient investment strategies. His areas of focus include portfolio construction, income and retirement planning, generational wealth transfers, and relationship management. Carcieri began his career in the financial services industry in 2010. He earned his CERTIFIED FINANCIAL PLANNER® designation in 2016 and became a Certified Plan Fiduciary Advisor professional in 2018. He also holds credentials as a Personal Investment Advisor and Retirement Accredited Financial Advisor. Carcieri graduated from Amherst College with a bachelor's degree, where he was captain of the varsity basketball team and participated in a national championship in 2007. In addition to his professional responsibilities, Carcieri serves on the Diocese of Providence Investment Committee. He lives in Coventry, Rhode Island, with his wife and two sons. Outside of work, he enjoys golf, cooking, learning about wine, playing chess, and coaching.

Shane Welter is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held roles in various sectors including funeral services and healthcare. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base ranging from retail investors to institutional entities. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

David Avigdor is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Year Up, Resolve Visionary, Dunkin (Cafua Management Company), and CCRI. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Hayden Shinn is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Honeyhive Capital and Market on Main, as well as work related to the University of South Carolina and Hilton Head Cabana Services. Fidelity's Strategic Advisers LLC, where Hayden works, provides investment management and advisory services to retail and institutional clients, including managing discretionary and non-discretionary portfolios, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies.

Richard Moore is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2018, with prior experience at Fidelity Investments and involvement with IATSE Local 23. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frederick Thielker is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to develop comprehensive financial strategies tailored to their unique goals and circumstances. His professional approach focuses on connecting clients with appropriate people, plans, and processes to support personal ambitions such as education funding, retirement planning, and long-term family objectives. He brings expertise in financial planning, including areas like long-term income sustainability, wealth transfer and preservation, tax-efficient strategies, and educational funding. Frederick's professional designations include Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). He holds a Bachelor's Degree from American International College. Outside of his professional role, Frederick has personal interests that include baseball, basketball, camping, fishing, gardening, golfing, hunting, refereeing, traveling, and woodworking.

Alexander Araniz is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to develop personalized financial strategies aimed at achieving their short-, mid-, and long-term goals. His approach includes collaborating with clients to create plans tailored to their family, goals, and aspirations. His areas of expertise include personal retirement planning, college education planning, family wealth management strategies, and legacy planning. Alexander is certified as a Chartered Retirement Planning Counselor (CRPC) and holds the Personal Investment Advisor (PIA) designation. He earned a Bachelor's Degree from the University of Massachusetts Lowell. Outside of his professional work, Alexander enjoys activities such as boating, chess, cooking, football, ice hockey, music, pickleball, spending time with his family, volleyball, and watching movies.

Patrick Mc Mahon is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. He has been with Merrill since 2016 and also works part-time as a bartender at PPAC RI, a corporation involved in theater events. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Swick is a Senior Vice President and Senior Financial Advisor with the Swick & McDevitt Group at Merrill Lynch Wealth Management. He works with high net worth individuals, families, and institutions to provide tailored financial advice and guidance that addresses their specific objectives. His expertise includes college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and investment consulting for defined contribution plans among other client focus areas. As a qualified Portfolio Manager, Chris manages personalized or defined investment strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies, occasionally on a discretionary basis through the firm's Investment Advisory Program. Chris graduated from Colby College in Waterville, Maine in 2014 with a Bachelor of Arts degree in Economics, concentrating on financial markets. He joined the Dziuba Group in 2012, where he initially focused on portfolio analytics and investment research. Chris holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in Boston, Massachusetts, Chris contributes to the community as a mentor for the Colby Financial Alumni Club, assisting undergraduate students in their career development within financial services. He also serves as a Corporator on the Advancement Subcommittee for Bishop Feehan High School in Attleboro, Massachusetts. Outside of his professional and community activities, Chris enjoys various sports such as golf, tennis, and skiing.

Charlotte Doherty is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 65 and Series 63 licenses and five years of industry experience. She has been with Primerica Advisors since 2021 and has prior work experience at Cumberland Public School. Outside of advising, she is involved in sales of loan products and home security and automation services through affiliated Primerica companies. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, offering model-based investment strategies supported by third-party asset managers and custodians.

Christopher Giacin is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. His background includes roles at TruVideo, Dedham Country and Polo Club, Menemsha Fish Market, and Fairfield University. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Richard Audet is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and previously worked at The Prudential Insurance Company of America and in real estate with Keller Williams Realty. Outside of his financial advisory role, he works as an independent contractor for Twitch Interactive, a video game live streaming platform. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Victor Moffitt is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Next Financial Group Inc for 18 years. Outside of his advisory role, he is an author through King Victor Productions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services, including access to model portfolios, third-party asset management, and institutional platforms.

Matthew Anghinetti is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at YMCA, Stonehill College, and QCI Engineering. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a methodology that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and offers model portfolio solutions incorporating AI and systematic strategies.

Andrea Ritch is a financial advisor with Osaic Wealth, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Her prior roles include longtime tenures at Triad Advisors, Inc. and Brown Financial Group. She also engages in insurance and fixed annuity sales through her own business. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients, offering a range of advisory and brokerage services supported by model-based asset allocation and portfolio optimization tools.

David Gaffin is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked for Fairway Independent Mortgage Corporation for nine years. Outside his advisory role, he occasionally works as a freelance karaoke host. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across various investment vehicles.