Patrick Mc Mahon is a financial advisor with Merrill in Riverside, Rhode Island, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill since 2016 and previously spent two years at Bank of America. Outside of his advisory role, he works part-time as a bartender for theater events with PPAC RI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Christopher Swick is a Senior Vice President and Senior Financial Advisor with the Swick & McDevitt Wealth Management Group at Merrill Lynch Wealth Management. He delivers tailored advice and guidance to meet the specific objectives of his clients, including high net worth individuals, families, and institutions. Christopher assists clients in articulating their wealth goals and designing strategies to grow, preserve, and transfer their wealth effectively. Christopher joined the group in 2012, initially focusing on portfolio analytics and investment research. He is a qualified Portfolio Manager who provides traditional financial advice and also builds and manages personalized or defined investment strategies. His strategies may include individual stocks and bonds, Merrill model portfolios, and third-party investment approaches. When participating in the firm's Investment Advisory Program, he may manage client portfolios on a discretionary basis. Christopher completed his B.A. in Economics with a Concentration in Financial Markets at Colby College in 2014. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Residing in Boston, Massachusetts, he mentors students in the Colby Financial Alumni Club and serves on the Advancement Subcommittee for Bishop Feehan High School. He is a sports enthusiast who enjoys golf, tennis, and skiing.

Charlotte Doherty is a financial advisor with Primerica Advisors in Cranston, RI, holding Series 65 and Series 63 licenses and having four years of industry experience. She has worked with Primerica Financial Services since 2000 and spent 14 years at Cumberland Public School. Outside of advising, she is involved in sales of home-related products and services through Primerica-affiliated companies. Primerica Advisors is a large institutional firm serving primarily individual investors and some corporate and charitable clients through a wrap-fee asset management program. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers various portfolio approaches, including recently added cryptocurrency ETF allocations.

Christopher Giacin is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at TruVideo and Dedham Country and Polo Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm blends fundamental research with quantitative analysis and algorithmic portfolio construction, and offers both discretionary and non-discretionary advisory services.

Richard Audet is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and previously worked at The Prudential Insurance Company of America and in real estate with Keller Williams Realty. Outside of his financial advisory role, he works as an independent contractor for Twitch Interactive, a video game live streaming platform. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Victor Moffitt is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Next Financial Group Inc for 18 years and has operated Victor Moffitt & Co since 1973. Outside of his advisory role, he is an author with King Victor Productions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and technology-driven strategies.

Matthew Anghinetti is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses. His prior work includes roles at YMCA, Stonehill College, and QCI Engineering. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a methodology that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and offers model portfolio solutions incorporating AI and systematic strategies.

Andrea Ritch is a financial advisor at OSAIC with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Triad Advisors, Inc. and Brown Financial Group. Ritch is also involved in insurance sales and owns a financial planning and investment advisory business. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services, using asset-allocation tools and multiple advisory platforms to deliver customized portfolio management.

David Gaffin is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked for Fairway Independent Mortgage Corporation for nine years. Outside his advisory role, he occasionally works as a freelance karaoke host. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across various investment vehicles.

Marenglen Elezi is a financial advisor at OSAIC with five years of industry experience. He holds the Series 66 designation and has previously worked at Royal Alliance Associates, Ameriprise, and State Street Corporation. Elezi also serves as Director of Investment Operations at Independence Financial Partners, where he is responsible for trades, models, research, and investment meetings. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Irene Bock is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management, where she partners with the Carcieri & Bock Group. She works with individuals and families to design personalized financial strategies aimed at meeting their diverse goals and managing various aspects of personal and professional wealth. Irene also holds the Certified Exit Planning Advisor (CEPA) designation, enabling her to guide business owners through the process of preparing for business sale or transition that aligns financial and personal objectives. With over two decades in the financial services industry, beginning in 1998, Irene brings extensive experience to her role. She holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's Degree from California State University, San Bernardino. Prior to her financial career, Irene served in the United States Navy and was awarded the Southwest Asia Service Medal. Irene volunteers with the Center for Women & Enterprise, contributing to the Certification Review Committee to assist women in advancing their businesses through WBENC certification. She is fluent in English and Spanish. Outside of her professional and volunteer activities, Irene enjoys spending time with her husband, three children, and dog, Tucker, as well as exploring new restaurants, reading, traveling, and cooking spicy dishes.

Fred Vicario is a Financial Consultant currently working at Fidelity Investments since 2022. He has held several roles within the financial services industry, including Investment Consultant at Fidelity Investments from 2021 to 2022, Premier Advisor at Citizens Bank from 2020 to 2021, and Financial Advisor at Ameriprise Financial from 2019 to 2020. Prior to that, he served as an Internal Wholesaler at Ameriprise Financial from 2015 to 2019 and started his career as a Financial Advisor at Wells Fargo Advisors from 2014 to 2015. Fred focuses on understanding the unique financial situations and goals of his clients, working with them to document their specific objectives such as retirement savings, education planning, and legacy planning. He collaborates with clients to create tailored financial plans aimed at helping them achieve these goals.

Kayla Ballou is a Series 66-licensed financial advisor with Ameriprise, based in North Smithfield, RI, and has five years of industry experience. Her prior work includes roles at Ye Olde English and Roast House Restaurant. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported advice through a centralized retirement-income consulting team.

Peter Balesano is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses. His prior work includes positions at BNY Mellon and Bank of America. He serves as a board member of the Health Foundation of Central Massachusetts, focusing on health initiatives for vulnerable populations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Drew Newcomb is a financial advisor with Fidelity and holds the Series 66 designation. He has industry experience beginning in 2024 and previously worked at Beaver Solutions LLC and RR and Company Realty, where he served as an independent contractor representing clients in real estate transactions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its roles as a commodity pool operator, advisor to registered investment companies, and use of AI in investment research.

Michael Garand is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America, N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and institutions.

Albert Crimaldi is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Cafaro Group. Since joining the team in 2016, he has led the group's life insurance and long-term care strategy and planning. Albert serves affluent families in New England and nationwide, working with professionals and corporate executives as they navigate key life transitions including job changes, retirement, and family milestones. His areas of focus include college education planning, legacy planning, liquidity management, tax minimization, and retirement income strategies. Albert holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Financial Consultant® (ChFC®), Chartered Life Underwriter® (CLU®), Personal Investment Advisor (PIA), and Retirement Income Certified Professional (RICP). He earned his bachelor's degree from Endicott College, where he was a center on the football team, and holds an MBA from Johnson & Wales University. Albert is an active member of Rotary International and resides in Dedham, Massachusetts. Outside of his professional work, Albert enjoys cooking, golfing, and reading. He spends time with family and friends on Cape Cod.

Christopher Medeiros is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brennan Latham is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior work includes roles at Fidelity Investments, E*Trade Securities, and Morgan Stanley Smith Barney LLC. He has been with Morgan Stanley Private Bank since 2025. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct plans and Corporate Financial Planning agreements.

Evan Hopkins is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and previously worked at Eagle Strategies, NYLIFE Securities, and New York Life insurance company. Outside of finance, he has worked in customer service at the Borough Bagel Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios.