Randall Scholl is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Citizens Securities, Royal Alliance Associates, SII, and LPL Financial. He serves as a trustee for family estate trusts. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including wrap and money-manager programs as well as educational seminars.

Paul Derbyshire is a financial advisor with Ameriprise in Franklin, MA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies typical of a large institutional firm.

Robert Richardson is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Morgan Stanley Private Bank and Morgan Stanley. Outside of his advisory role, he is involved with Mach1 Soccer Club. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Diane Graca is a CFP® professional with 29 years of experience in the financial services industry. She has worked at OSAIC since 2018 and previously spent over two decades at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. Diane is also involved in insurance brokerage activities, including life insurance, disability, and annuity products through several affiliated businesses. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to deliver customized investment solutions.

Sean Sullivan is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with individuals and families to assist them in making informed financial decisions and achieving their financial objectives through personalized planning and ongoing guidance. Sean has extensive experience in the financial services industry, having served in various roles including Vice President and Regional Account Executive at Fidelity Investments from 2016 to 2022, Senior Regional Retirement Consultant from 2013 to 2016, and Senior Regional Investment Consultant from 2011 to 2013. Prior to his tenure at Fidelity, he worked as a Regional Sales Representative for MFS Investment Management between 2010 and 2011, and as a Financial Advisor at Morgan Stanley Smith Barney from 2007 to 2010.

Anne Swiader is a financial advisor with Morgan Stanley in Providence, RI, holding Series 65 and Series 63 licenses and possessing 27 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured processes and firm-approved tools.

John Stamp is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 1987 and joined Merrill Lynch Wealth Management in 2001. John focuses on providing practical and objective advice to address each client's specific financial and wealth transfer goals. John holds the designation of Chartered Retirement Planning Counselor, awarded by the College for Financial Planning, and the Certified Plan Fiduciary Advisor (CPFA), awarded by the National Association of Plan Advisors. He is also a qualified Portfolio Manager and is experienced in building and managing personalized or defined investment strategies that may include individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. These strategies can be managed on a discretionary basis through the firm's Investment Advisory Program. He has a Bachelor's Degree from the University of Rhode Island. Outside of his professional work, John enjoys biking, gardening, hiking, music, photography, and spending time with his family.

Bernard Manchester is a Wealth Management Advisor with Merrill Lynch Wealth Management and co-founder of The T.D.M. Group, a financial advisory practice serving executives, business owners, and affluent families. Since beginning his financial services career in 2007, he has developed expertise in retirement planning, portfolio management, executive compensation, stock and option planning, estate and insurance planning, debt structuring, and cash flow management. Bernard applies his experience to create customized financial strategies aimed at aligning clients’ resources with their personal financial goals. Bernard holds a Bachelor’s degree in Marketing with a concentration in Finance from Providence College. He is a CERTIFIED FINANCIAL PLANNER™ professional and a CERTIFIED PLAN FIDUCIARY ADVISOR™, with additional credentials including Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA). Bernard advises business owners on corporate retirement plans and is proficient in succession planning, Medicare planning, social security strategy, life insurance analysis, and estate planning services. He is an active member of the Providence College Alumni community, serving as a Board Member for the Providence Alumni Club. Bernard grew up in Barrington, Rhode Island, and currently lives in Rumford, Rhode Island with his wife Elizabeth and their two daughters, Quinn and Blair.

Kelly Reey is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Prior to joining Merrill in 2019, Kelly worked at Putnam Retail Management Limited Partnership for four years and operated Reey Consulting for one year. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Gregory Gudz is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at AT&T for over two decades. Outside of his advisory role, Gregory serves as the head coach for girls and boys volleyball at Woonsocket High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of portfolios, including multi-manager and fund-of-funds structures.

Robin Dziuba is a financial advisor at Merrill with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1990, as well as at Bank of America since 2009. Outside of his advisory role, he serves on the investment committee for St. Elizabeth Community, a charitable organization providing nursing homes and services for the elderly. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nora Yousif is a CFP® with 14 years of industry experience, currently affiliated with RBC Capital Markets and City National Bank. She serves on the boards of the Easton Lion’s Club, the Women’s Boston Bar Foundation, and the Women’s Foundation of Boston. These roles involve fundraising, community outreach, and supporting access to justice and empowerment for underserved women and families. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, alongside features such as tax management and responsible investing options.

Joel Agus is a financial advisor at Raymond James Financial with 27 years of industry experience. He holds a Series 66 designation and previously worked for Commonwealth Financial Network for 19 years. Agus is also president of Highland Capital, a non-investment-related support company that he manages alongside his advisory work. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting supported by analytical tools and maintains institutional consulting and portfolio management within a large advisor network.

Jeffrey Langlois is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2008 and joined Merrill Lynch Wealth Management in 2012. Jeff is part of the Carcieri & Bock Group and focuses on helping clients develop flexible, goal-based financial strategies. His expertise includes education planning, family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. Jeff holds a bachelor's degree in finance from the University of Rhode Island. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Committed to providing comprehensive and transparent advice, Jeff works closely with families, individuals, and business owners to meet their financial needs and goals supported by real-time investment management. A native of Rhode Island, Jeff resides in Cranston with his wife, Beth-Ann, and their two sons. He is involved in the community through Special Olympics Rhode Island and enjoys spending time with his family. His personal interests include chess, cooking, football, golfing, ice hockey, reading, and traveling.

Stephen Benevento is a CFP® with 25 years of industry experience, currently with Equitable Advisors since 2024. He previously worked at LPL Financial for 13 years. Outside of his advisory role, he is involved with the Ronald M & Beverlie Benevento Revocable Trust. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Robert Hovan is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Citigroup Global Markets and Morgan Stanley Smith Barney. He is also a notary public. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a broad range of advisory programs.

Christopher Dandeneau is a financial advisor at LPL Enterprise with a Series 66 designation and five years of industry experience. His prior work history includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Prudential Advisors. Outside of finance, he has experience with the Pittsburgh Pirates and spent five years affiliated with the University of Connecticut. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Joseph Abbate is a financial advisor with RBC Capital Markets in Providence, RI, holding a Series 63 designation and bringing 48 years of industry experience. He previously worked for 25 years at Janney Montgomery Scott Inc. before joining RBC Capital Markets in 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse range of clients including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple wrap fee advisory programs with tailored investment strategies and a combination of in-house and third-party portfolio management.

Robert Bourgault is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2013, as well as at City National Bank since 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and investment solutions tailored to clients’ risk profiles, utilizing both in-house and third-party managers alongside a range of portfolio management and financial planning services.

Zachary Best is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley, JP Morgan Chase, Office Depot Office Max, AT&T, and Faithful Companions Pet Cremation. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.